WWM is owned by Brad Wasserman and Keith Rybak and has been providing advisory services since the year 2003. As of December 31, 2022, WWM managed $267,394,428 on a discretionary basis and $0 on a non-discretionary basis. Investment Management Services WWM manages investment portfolios for individuals, trusts, charitable organizations, small businesses and qualified retirement plans. WWM will work with a client to determine the client's investment objectives and investor risk profile and will design a written investment policy statement. WWM uses investment and portfolio allocation software to evaluate alternative portfolio designs. WWM evaluates the client's existing investments with respect to the client's investment policy statement. WWM works with new clients to develop a plan to transition from the client's existing portfolio to the portfolio recommended by WWM. WWM will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and hold review meetings with the client regarding the account as necessary. WWM will typically create a portfolio of passive and/or evidence-based mutual funds and Exchange Traded Funds (ETFs) and may use model portfolios if the models match the client's investment policy. WWM will allocate the client's assets among various investments taking into consideration the client’s Investment Policy. WWM primarily recommends equity mutual funds and ETFs offered by Dimensional Fund Advisors (DFA). DFA sponsored securities follow a passive asset class investment philosophy with low holdings turnover. WWM may also recommend equity and fixed income mutual funds and ETFs offered by other investment companies. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests that they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). WWM manages portfolios on a discretionary basis. WWM also exercises discretion to invest client portfolios in fixed income instruments. Clients may impose any reasonable restrictions on WWM’s discretionary authority, including restrictions on the types of securities in which WWM may invest client’s assets. WWM may also recommend fixed income portfolios to investment management clients, which consist of managed accounts of fixed income securities and/or fixed income mutual funds or ETFs. WWM will request discretionary authority from investment management

clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. Pursuant to its discretionary authority, WWM will retain a fixed income securities manager and/or manage fixed income assets directly. The fixed income securities manager, and/or WWM will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client’s Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain WWM’s consent prior to the sale of any client securities. On an ongoing basis, WWM will answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. WWM will periodically, and at least annually, review clients’ investment policy, risk profile and discuss the re- balancing of each client's accounts to the extent appropriate. WWM will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. In addition to managing the client’s investment portfolio, WWM may consult with clients on various financial areas including income and estate tax planning, college financing planning, retirement planning, asset protection, insurance analysis, personal cash flow analysis, charitable gifting, and establishment of retirement plans, among other things, as applicable. These wealth management consultations are provided to clients when the consultations are mutually agreed upon by WWM and the client. These services are offered as an extra benefit to those clients. Employee Benefit Retirement Plan Services: WWM may offer advisory services to employee retirement benefit plans through the third- party administration services of certain retirement plan service providers. WWM will analyze the plan's current investment platform and assist the plan in creating an Investment Policy Statement defining the types of investments to be offered and the restrictions that may be imposed. WWM will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. WWM will recommend changes in the plan's investment vehicles as may be appropriate from time to time. WWM generally will review the plan's investment vehicles and investment policy as necessary.