FIRM DESCRIPTION Wealth Analytics Partners, LLC, hereinafter (“the Adviser”) was founded in 2004 and is an SEC registered investment adviser. The Adviser is a fee-only investment management and financial planning firm. The firm does not sell securities on a commission basis. It should also be noted that the Adviser does not act as a custodian of client assets and the client always maintains asset control. As a registered investment adviser, we are held to a fiduciary standard. We have the duty always to put our clients’ interests before our own, by providing disinterested advice and disclosing any material conflicts of interest to our clients as disclosed herein. PRINCIPAL OWNERS The Adviser is owned by Wealth Analytics, Inc. (70%) and Wealth Analytics Consulting, Inc. (30%). Troy Daum owns 100% of Wealth Analytics, Inc. and Jeff W. Poole owns 100% of Wealth Analytics Consulting, LLC. IRA ROLLOVER RECOMMENDATIONS When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice).
• Never put our financial interests ahead of yours when making recommendations (give loyal advice).
• Avoid misleading statements about conflicts of interest, fees, and investments.
• Follow policies and procedures designed to ensure that we give advice that is in your best interest.
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. MANAGED ASSETS As of December 31, 2023, the Adviser manages approximately $237,732,043 in assets on a discretionary basis. INVESTMENT MANAGEMENT AGREEMENT As part of the investment management service, advisory personnel review many aspects of the client’s financial affairs. Advisory personnel then work with clients to set realistic and measurable goals and to define objectives to reach those goals. As goals and objectives change over time, advisory personnel make recommendations and implement an action plan on an ongoing basis. The Adviser periodically reviews a client’s financial situation and portfolio through regular contact with the client which often includes an annual meeting with the client. The Adviser makes use of portfolio rebalancing to maintain client allocations. The scope of work and fee for an Advisory Service Agreement is provided to the client in writing prior to the start of the relationship.

The agreement sets forth the services to be provided and the fees for the service. The agreement may be terminated by either party in writing at any time. FINANCIAL PLANNING AGREEMENT The financial plan may include but is not limited to a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. However, the client is under no obligation to accept any of the recommendations of the Adviser or use the services of the Adviser in particular. ASSET MANAGEMENT Investments may include equities (stocks), corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (mutual funds shares), U. S. government securities, options contracts, and interests in partnerships. WRAP PROGRAM The Adviser does not sponsor or provide investment management services to a wrap program. TERMINATION OF AGREEMENT The Adviser reserves the right to terminate any financial planning engagement where a client has willfully concealed or has refused to provide pertinent information about financial situations when necessary and appropriate, in the Adviser’s judgment, to providing proper financial advice. Any unused portion of fees collected in advance will be refunded. A Client may terminate any agreement at any time by notifying the Adviser in writing. Clients shall be charged pro-rata for services provided through to the date of termination. If the client made an advance payment, the Adviser would refund any unearned portion of the advance payment. Upon termination, Clients will receive a refund of any unearned fees. An Advisory client will have a period of five (5) business days from the date of signing the investment advisory agreement to unconditionally rescind the agreement and receive a full refund of all fees. Thereafter, the client may terminate the investment advisory agreement by providing the Adviser with thirty (30) days written notice. Upon termination, fees will be prorated to the date of termination and any unearned portion will be refunded to the Client. If the Agreement is terminated prior to the end of the quarter, fees will be prorated for services performed. If the Client is an individual person, the Agreement shall terminate upon receipt by the Adviser of written notice of the death or mental disability of the Client. Termination of the Agreement shall not, in any case, affect or preclude the consummation of any prior transaction. ASSIGNMENT OF INVESTMENT MANAGEMENT AGREEMENTS Agreements may not be assigned without client consent.