9AT: THE KOCEN FINANCIAL GROUP, INC.

THE KOCEN FINANCIAL GROUP, INC.

THE KOCEN FINANCIAL GROUP, INC.

Adviser Profile

As of Date	03/31/2026
Registration	SEC, Approved, 07/21/2005
Other registrations (2)	Pennsylvania, Terminated, 08/03/2005 California, Terminated, 07/22/2005
ADV Location	RANCHO MIRAGE, CA, United States
Contact Info	760 xxxxxxx
Websites

AUM^*	185,854,186 32%
of that, discretionary	185,854,186 33%
Number of Employees	5
of those in investment advisory functions	5
Private Fund GAV^*	0
Avg Account Size	240,432 24%
% High Net Worth	37.67% -2%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals
- Pension and profit sharing plans
- Corporations or other businesses not listed above

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers

Compensation Arrangments

- A percentage of assets under your management
- Fixed fees (other than subscription fees)

Reported AUM

280M 240M 200M 160M 120M 80M 40M

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

Discretionary

Non-discretionary

Private Funds

No private funds

Employees

Brochure Summary

Overview

Advisory Firm The Kocen Financial Group, Inc. (“KFG”) has been providing investment advising services since 1991. Founded by Bryan and the late Gail Kocen, Bryan remains President of the firm. Bryan has an extensive background in banking, finance, business, and financial services since 1983. Advisory Services  Investment Advising: KFG typically provides investment management services for portfolios comprised of mutual funds and ETF’s. The mutual funds are invested in stocks, bonds, and alternative investments. KFG also utilizes multiple third party money managers to manage individual securities (stock/bonds), mutual funds and ETF’s. As of December 31, 2023, KFG had $140,269,114 of total Assets Under Management (AUM) all of which is under discretionary management. Services are based on the individual needs of the client. An initial interview and data gathering questionnaire is undertaken to determine the client's financial situation and investment objectives, and to give the client the opportunity to impose reasonable restrictions on the management of the account. Clients have the ability to leave standing instructions with the IA Rep to refrain from investing in particular securities or types of securities, or invest in limited amounts of securities. On a quarterly basis, the IA Rep will notify the client in writing to contact the IA Rep if there have been any changes in the client's financial situation or investment objectives, or to impose

or modify account restrictions. The IA Rep will contact or attempt to contact the client annually on these matters. It is the client's responsibility to notify the IA Rep any time there are changes. Clients may call in at any time during normal business hours to discuss directly with the IA Rep about the client's account, financial situation, or investment needs. Clients will receive from the custodian/brokerage firm timely confirmations and at least quarterly statements containing a description of all transactions and all account activity. The client will retain rights of ownership of all securities and funds in the account to the same extent as if the client held the securities and funds outside the program. In addition to custodial statements, KFG sends quarterly reports to the client.  Financial Plans: As may be requested by the client, KFG provides Financial Plans consistent with the individual client's financial and tax status and risk/reward objectives. Financial Plans are comprehensive covering: Investments, Tax, Insurance, Retirement, and Estate Planning.  Seminars: On occasion we hold seminars. These seminars may include presentations on various financial planning topics. There are no fees charged to those in attendance.  Sub-Advisory Investment Management: KFG provides investment management services on a sub-advisory basis to other financial institutions. This may include management of stocks, bonds, and alternative investments.