Pacific Park Financial, Inc., a SEC Registered Investment Adviser, provides portfolio management services to individuals, families, businesses, pensions, trusts, estates and/or charitable organizations. Pacific Park Financial, Inc. (the “Adviser”) offers advice on a wide variety of investment types, including exchange-listed securities like stocks and ETFs, over-the- counter securities, corporate debt securities like bonds, CDs, municipal securities, mutual funds, variable life insurance, variable annuities and U.S. government securities. The Adviser provides advice in a supervisory capacity (i.e., money management) as well as a consultative capacity. The Adviser manages approximately $183,813,098 in assets. The Firm’s principal shareholder (i.e., individuals and/or entities controlling 25% or more of this company) is Gary Gordon, President. Fees Clients who engage the Adviser for the management of assets will be charged at the annual asset management percentage rate below and billed quarterly. The maximum fees charged are based on the combined size of assets under management as outlined below: Less than $500,000 1.00% Greater than $500,000 0.75% In addition to fees paid to the Adviser with respect to client’s investments in mutual funds and exchange-traded funds, clients pay the fund company their annual expenses. Transactions fees for the purchase or sale of individual securities and funds are not included in the management of assets. Fees are, under some circumstances, negotiable. The Adviser may take into account a wide variety of circumstances under which it may modify standard fees, including: (a) Age-based Rule, (b) Investment time horizon, (c) LT volatility tolerance, (d) ST volatility tolerance, (e) Overall risk tolerance, (f) Client’s self-described investment style. The Firm has 18 broad allocation models (equity/income/cash), times 3 ranges (high/mid/low) equaling 54 total models, multiplied by another 18 market access models (stock/bond/ETF/MF) times 3 ranges (high/mid/low), which makes for 2,916 portfolio variances amongst our clients. The Adviser requires each client to enter into a written Investment Advisory Agreement (the “Agreement”) that sets forth

the rights and obligations of both the Adviser and the client. The Agreement provides that fees are payable quarterly; fees are based upon the market value of assets at the end of the calendar quarter and calculated according to the above-mentioned schedule. The Agreement also provides for termination by either party with 30 days written notice. In the event of termination, the quarterly fee will be prorated for the active period and billed accordingly. Clients may terminate the Agreement without penalty or fees within 5 days of initial execution. Payments of fees may be made by the custodial brokerage that holds client funds. At the same time, 3 criteria would be met when payment is made by the custodial firm: (1) The client provides written authorization permitting fees be made direct from the custodian, (2) The Adviser sends the client a bill showing the amount of the fee and the way in which it was calculated, (3) The custodian agrees to send the client a monthly statement, indicating the amounts disbursed from the account to the Adviser. Retirement accounts such as a 401(k)’s or 403(b)’s can be managed by the Adviser as an additional service to the aforementioned services. All clients interested in this service are bound by the same contractual obligations as clients engaged in traditional asset management. However, an additional Limited Power of Attorney and Contract Addendum are required to be signed by both the client and the Adviser. Fees for this service are 0.75% of the total RETIREMENT ACCOUNT as of the last day of the quarter. (Note: Due to the fact that these accounts are managed under the Contract Addendum, they are not pooled with traditionally managed accounts.) In addition, due to the fact that the Adviser is unable to deduct fees, the client will be billed separately and expected to remit payment within 30 days of bill receipt. Client can terminate this Contract Addendum, in writing, at any time. However, client agrees that fees are due and payable for services rendered prior to termination. Professional services rendered outside the scope of the above-mentioned schedule is billed at the hourly rate of $200 and are payable at the time of service.