Spire Wealth Management, LLC is an SEC registered investment adviser with its principal place of business located in Virginia. Spire Wealth Management, LLC began conducting business in 2001. Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).  Spire Investment Partners, LLC, Owner In addition, the following information identifies those parties that indirectly own 25% or more of our firm:  David L. Blisk, CEO Spire Wealth Management, LLC offers the following advisory services to our clients: INVESTMENT SUPERVISORY SERVICES ("ISS") INDIVIDUAL PORTFOLIO MANAGEMENT Our firm, through our Investment Advisor Representatives ("IAR") provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment profile and create and manage a portfolio based on that profile. During our data gathering process, we determine the client's individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary or non-discretionary basis. Clients will indicate their choice on our Investment Management Agreement ("IMA") as to how the account will be managed. Account supervision is guided by the client's stated objectives (i.e., capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, cash positions or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker/dealer or insurance company and will generally include advice regarding the following securities:  Exchange-listed securities  Securities traded over-the-counter  Corporate debt securities (other than commercial paper)  Municipal securities  Mutual fund shares  Exchange Traded Funds (ETFs)  United States governmental securities  Options contracts on securities Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. Our firm, through our IARs may provide portfolio management services to clients using model asset allocation portfolios. Each model portfolio is designed to meet a particular investment goal. Sub-Advisor Model Portfolio Strategies Corbett Road Capital Management ("CRCM"), an SEC RIA and affiliate of Spire, offers model portfolio strategies as a sub-advisor to some of Spire's clients. CRCM and Spire share a common ownership through a joint venture where a percentage of the fees due to CRCM as the sub-advisor are paid to Spire. These strategies are managed by dually registered Investment Advisor Representatives of Spire and CRCM. Sample pricing of model portfolio strategies:  SMARTTactical Strategies: 35bps  MYPATH Asset Allocation Porfolio: 35bps  Focus Growth: 35bps MANAGER OF MANAGERS PROGRAM Spire Wealth Management, LLC, through its IARs may offer advisory management services to clients through our Manager of Managers Program. We provide the client with an asset allocation strategy developed through personal discussions in which the client's goals and objectives are established based on the client's particular circumstances. IARs perform management searches of various registered investment advisers. Based on the client's individual circumstances and needs we determine which selected registered investment adviser's ("adviser" or "asset manager") portfolio management style is appropriate for that client. Factors considered in making this determination include account size, manager's fee, risk tolerance, the opinion of each client and the investment philosophy of the selected asset manager. Clients should refer to the asset manager's Firm Brochure or other disclosure document for a full description of the services offered. Client meetings are available on a regular basis, or as determined by the client, to review the account. On an ongoing basis, the IAR monitors the performance of the asset manager(s). If we determine that a particular adviser is not providing sufficient management services to the client, or is not managing the client's portfolio in a manner consistent with that client's objectives and risk tolerance then we may move the client's portfolio to a different asset manager and/or program sponsor. Under this scenario, our firm retains the discretion to hire and fire the asset manager and/or move the client's portfolio to a different program. We remain available to meet with the client to review and update, as necessary,

the individual objectives and risk tolerances. However, should there be any material change in the client's personal and/or financial situation, we should be notified immediately to determine whether any review and/or revision of the client's investment profile is warranted. FINANCIAL PLANNING Our advisors may provide financial planning services. Financial planning is an evaluation of a client's current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they impact and are impacted by the entire financial and life situation of the client. Clients purchasing the Financial Plan (vs. the Financial Consultation) will receive a written report which provides the client with a financial plan designed to assist the client to achieve his or her financial goals and objectives. In general, the financial plan can address any or all of the following areas:  PERSONAL: We may review family records, budgeting, personal liability, estate information and financial goals.  TAX & CASH FLOW: We may analyze the client's income tax and spending and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.  INVESTMENTS: We may analyze investment alternatives and their effect on the client's portfolio.  INSURANCE: We may review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.  RETIREMENT: We may analyze current strategies and investment plans to help the client achieve his or her retirement goals.  DEATH & DISABILITY: We may review the client's cash needs at death, income needs of surviving dependents, estate planning and disability income.  ESTATE: We may assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, nursing homes, Medicaid and elder law. Our advisors gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, which may include a questionnaire completed by the client, and prepare a written report. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or advisor. Implementation of financial plan recommendations are entirely at the client's discretion. We also provide general non-securities advice on topics that may include tax and budgetary planning, estate planning and business planning. Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature. Select planning services are available through some of our advisors, including subscription based services. The delivery and fees vary among our investment advisor representatives. Please consult your advisor for specifics on their program and fees. PARTICIPATION IN UNAFFILIATED WRAP FEE PROGRAMS We do not sponsor a wrap fee program. However, we are a participating investment adviser in a wrap fee/managed account program sponsored by Lockwood Advisors, Inc. (“Lockwood”), an unaffiliated registered investment adviser. With respect to these wrap-fee programs, we generally allocate client assets, on a discretionary or non-discretionary basis, amongst one or more separate account managers made available through the wrap fee program platform. The separate account manager is generally granted discretionary authority to manage those client assets which have been allocated to it. Certain separate account managers made available on the wrap fee program platform are affiliated with Lockwood, while others are unaffiliated with us or Lockwood. Under the wrap program, the wrap program sponsor arranges for the investor participant to receive investment advisory services, the execution of securities brokerage transactions, custody and reporting services for a single specified fee. This single fee can include the fees charged by separate account managers who are affiliated with Lockwood, the wrap program sponsor. Spire's advisory fees are separate from and in addition to the fees paid to Lockwood. Separate account managers who are unaffiliated with Lockwood will generally also assess their own separate and additional fees. Participation in a wrap program may cost the participant more or less than purchasing such services separately. AMOUNT OF MANAGED ASSETS As of the end of 2023 we managed $4.8 billion of client's assets on both a discretionary and non-discretionary basis. This includes our client's assets managed by third-party money managers/other RIAs.