Core Alpha was founded by Scott J Zollo in 2000. (See brochure supplement for Scott J Zollo) He is the sole owner of the firm. The firm specializes in dynamic asset allocation. Asset allocation is the process of choosing among possible asset classes such as stocks, bonds, real estate, and cash. Dynamic asset allocation, which is also known as tactical asset allocation or active asset allocation, is a form of asset allocation that seeks to increase returns and reduce risk by actively shifting allocations within a portfolio as market conditions change. The portfolios are constructed with no-load mutual funds, load waived mutual funds, exchange traded funds, closed end funds, Interval funds, exchange traded notes, Structed Notes / CD’s and variable annuity sub accounts/ insurance products. The firm is currently managing five types of portfolios:
• CORE portfolios will invest primarily in mutual funds with possibility of some exchange traded funds.
• Explorer portfolios will invest primarily in exchange traded funds with possibility of some open-end mutual funds.
• American Funds’ portfolios will invest in American Funds mutual funds.
• SEI Managed accounts solution will invest primarily in mutual funds, exchange traded funds and some individual securities.
• Third party model portfolios. By request the firm may allow clients to have input on investment selection and/or asset allocation. SEI – Managed Account Solutions SEI Advisor Network provides, independent financial intermediaries, such as Core Alpha, with turnkey wealth management services through outsourced investment strategies: administration and technology platforms; trust, banking and institutional services; and practice management. Core Alpha utilizes SEI Managed account solutions “MAS” which is a wrap fee program which charges a bundled fee that includes advisory, brokerage and custody services. The Client appoints Core Alpha as its investment advisor to assist the Client in selecting an appropriate asset allocation strategy and selecting available sub-advisors that have been assigned to the strategy by SEI. The Client appoints SEI, through its

manager of manager’s structure, to manage the assets in each MAS portfolio in accordance with the strategy selected by the client. Core Alpha’s will be compensated based on its standard fee schedule stated in Item 5. Please see SEI investments Management Corporation’s Wrap Fee Program Brochures for a full description of all services, fees and compensation. Outsourced Trading Services In providing our discretionary management services, we may engage the services of Advyzon Investment Management LLC (“AIM”) as an outsourced agent to provide certain operational, administrative, and trading functions. We provide AIM with asset allocation model portfolios and designate the appropriate model portfolio for each client account. We will also define the parameters for the supervision of your account, such as the frequency of rebalancing and allowable drift from asset allocation targets. Once we choose the model portfolio for your account and define parameters, AIM will provide ongoing supervision of your account according to the model portfolio and our defined parameters. Please note that if we engage AIM to provide ongoing supervision of the trading of your account, AIM will obtain access to your confidential information from us and/or from the custodian of your brokerage account. As stated in our Privacy Policy, we are authorized to share your personal information with third parties as necessary to service your account. Our agreement with AIM includes provisions requiring AIM to hold your information in strict confidence, and to maintain reasonable technological protections, precautions, and safeguards your information. Estate Planning Our firm offers Estate Planning services to our clients that consists of education on estate planning topics and the collection of general information necessary to complete a new estate plan or review a current estate plan. The fees associated with the creation or 5 updates to a client’s estate plan are separate and in addition to the contractual disclosed ongoing financial planning or advisory fees charged and collected by the firm. The additional estate planning fees and how they are to be billed are disclosed in