Northeast Advisers, Inc. (“NAI”) is an independent Registered Investment Adviser (RIA) based in Paoli, Pennsylvania providing investment advisory and financial planning services. Michael Devine owns 80% of the Firm. Rebecca Proetto and Eric Bleiler each own 10%. NAI has been in existence since June 2000. Our goal is simple—to help you achieve yours. As an independent firm, we strive to represent our clients’ best interests. This independence allows us to employ the very same processes used by many of the nation’s largest asset pools and take a best of breed approach to investment and administrative services. Our compensation structure allows that our interests are aligned with our clients’. We are able to leverage experience and relationships and seek to deliver a “highly functioning” investment program. We define highly functioning as striving to have fully disclosed, low cost and transparent investment solutions with key elements such as plan design, plan administration and low-cost investments. We develop investment strategies designed to meet our clients' goals. Investment strategies are implemented seeking a "best of breed" approach and our client portfolios typically include select no-load mutual funds. We also use exchange traded funds and individual securities, when appropriate. This means we believe that we are totally objective and are free to make unbiased recommendations. In all cases, costs are taken into consideration along with performance, management and suitability. Careful portfolio structure

and emphasis on understanding our clients’ objectives distinguishes NAI. We employ a disciplined process that many sophisticated institutional investors have followed for decades managing their investments. This includes the development of a written Statement of Investment Policy. Each client’s plan is designed based on a detailed understanding of their objectives. Additionally, we work closely with our clients’ other advisors or may recommend specialists as appropriate. NAI uses third-party service providers to perform certain services, as applicable for a client’s account. We use Orion Advisor Services (Orion) for performance reporting and billing. Clients are able to directly view their accounts through the Orion portal as well as through the custodian’s portal. In providing our services, we acknowledge that we are a fiduciary and charged with acting in our clients’ best interests. We help retirement plan sponsors and other trustees manage fiduciary responsibility, minimize costs, maximize plan design and monitor performance. Part II - Page 6 We design investment menus and communications about the investment choices for retirement plan participants. We stay involved and encourage participants to call anytime with investment questions. Our independent Registered Investment Advisory services are designed to strive to keep your portfolio moving in the right direction. NAI has $517,101,000 client assets under advisement as of December 31st 2023. These services are provided on a non-discretionary basis.