A) Joseph S. Codrick, CFP®, maintains 1% ownership and 100% voting interest of Chapel Hill Investment Analysts, Inc. The remaining 99% ownership interests are held equally among the Family Dynasty Trusts for the benefits of Ryan M. Codrick and Alyssa A. Codrick. Joseph S. Codrick holds the title of President of the Corporation, established on April 4th, 2000. The CRD # of the firm is 113513. The firm is completely independent and therefore has no indirect owners. We do not rely on, or are obligated to use, any outside investment products, services, or advice. Joseph S. Codrick, CFP®, has been active in the financial services industry since September of 1981. He has held the positions of Owner, Majority Shareholder, Principal, and CEO of a Regional Broker Dealer, The Codrick Financial Group, Inc., from 1986 through 2000. In addition, he simultaneously held the Majority Shareholder position and title of President of Chapel Hill Capital Management, Inc., an SEC- Registered Investment Advisory Firm from 1988 through 2000. Ryan M. Codrick, IAR, has been active in the financial services industry since January of 2013, although he has worked in the business in varying capacities throughout his youth. His primary focus is on the investment research and money management side of the business. He has continually pursued certifications and licensing in both the Investment Advisory and Insurance fields, as necessary, to achieve his goal as a Financial Planner. He has a FINRA Series 65 IAR license. Cameron A. Tobias, IAR, has been active in the financial services industry since April of 2016. His primary focus has been in accounting and retirement planning. He has continually pursued certifications and licensing in the Investment Advisory field, as necessary, to achieve his goal as a Financial Planner. He has a FINRA Series 65 IAR license. The Series 65 license, known as the Uniform Investment Adviser Law Examination, qualifies individuals

to provide investing and general financial advice to clients. Passing the Series 65 exam qualifies individuals as Investment Advisory Representatives (IARs). B) Chapel Hill Investment Analysts, Inc. specializes in providing high-level case-specific Financial Planning for individuals and businesses. CHIA’s services include, but are not limited to: Asset Management, Retirement Planning, Education Funding, Insurance Needs Analysis and the sale of insurance products, Estate Planning, Budget Analysis, and Pension Plans for all size businesses and individuals. We reserve the right to accept or decline any potential new client. C) The services are tailored to the specific needs of each client. For example, a client may only need retirement planning and asset management services. In this case, we would focus only on the areas of Financial Planning that are warranted. We have no minimum investment amount requirement for our asset management services; however, we reserve the right to accept or decline any potential new client. We maintain 100% discretion of the assets under management. The client is not permitted to impose any restrictions on their investments in their accounts. However, the advisor may, from time to time, allow securities to remain within an individual’s portfolio until market conditions are acceptable and are in the best interest of the client to sell and reallocate. In addition, we may permit a client (on a selective basis) to hold a high-risk investment portfolio (Special Account) for individual equity purchases. The client and the advisor will collaborate on the investment decisions, but the client will maintain full responsibility for any losses incurred on this account. D) We do not participate in wrap fee programs. E) Chapel Hill Investment Analysts, Inc., as of December 31, 2023, manages $319,019,245 (three hundred and nineteen million, nineteen thousand and two hundred and forty- five dollars) of discretionary assets and zero non-discretionary.