Financial Directions LLC is a SEC Registered Investment Adviser (RIA) with its principal place of business located in Tucson, Arizona. Financial Directions LLC began conducting business in 1996. Listed below are the firm's principal owners (i.e., those individuals controlling 25% or more of this company). Stan W Spackeen, Managing Member Frank B Griffith, Member (Retired) Financial Directions LLC offers the following advisory services to our clients: INVESTMENT SUPERVISORY SERVICES ("ISS") INDIVIDUAL PORTFOLIO MANAGEMENT Our firm provides on-going advice to you regarding the investments in any accounts you have placed under our supervision through an Investment Advisory Agreement. Together, through personal discussions of your individual situation, we create and manage a portfolio based on that information. During the data-gathering process, we will discuss such things as your individual objectives and goals, time horizons, risk tolerance, liquidity needs, prior investment history, family composition, or other pertinent information. We endeavor at all times to put your interests first as part of our fiduciary duty as a Registered Investment Advisor. We manage these advisory accounts on a discretionary basis. Account supervision is guided by your objectives and strategies as discussed (i.e., capital appreciation, capital conservation, income, limit risk, or a combination), as well as tax considerations. To ascertain if the initial determination of an appropriate portfolio remains suitable and that the account continues to be managed in a manner consistent with your financial circumstances, our relationship covers: 1. We will periodically contact you to determine whether there have been any changes in your financial situation or investment objectives; 2. We will be reasonably available for consultations; 3. We will maintain client suitability information in your file based on information you have provided; 4. You will contact us when there are changes in your circumstances, or with concerns or questions about your investments; and 5. You will inform us of reasonable

restrictions you have on investing in certain securities, types of securities or industry sectors; 6. You will inform us of specific areas of interest or expertise. Our investment recommendations are not directed to any specific or proprietary product or service offered by a broker-dealer, insurance company, or securities firm (see Item 12 Best Execution). We have chosen to custody through Fidelity Investments which provides us an open architecture of investments to meet individual needs and objectives. Fidelity has a comprehensive platform covering custody, trading, investments, service, technology, and compliance (see also Item 15). We will generally include advice regarding the following types of securities: Exchange-listed securities Securities traded over-the-counter Foreign issues (such as ADRs or foreign currency CDs) Corporate debt securities (other than commercial paper) Certificates of deposit Municipal securities Variable annuities Mutual fund shares and/or Exchange-traded Funds United States governmental securities Interests in partnerships investing in real estate Interests in partnerships investing in oil and gas interests Interests in partnerships investing in other alternatives. While some types of securities, such as alternatives or individual issues, may be intended to reduce overall portfolio volatility or provide additional growth potential some may also involve additional risk or can be illiquid, non-traded, or traded on a secondary market. Therefore, they may be implemented/recommended when consistent with your investment objectives. Reg D or private offerings can only be offered to qualified or accredited investors as designated in the subscription documents. To determine suitability of a company's offerings it is incumbent on you and your advisor to review specific qualifications and risks prior to investing. AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were actively managing $560,568,238 of client assets on a discretionary basis utilizing custodians Fidelity Investments and American Funds Service Co/Capital Group.