Aviso Wealth Management is a SEC Registered Investment Adviser with its principal place of business located in Bellevue, WA. Aviso Wealth Management began conducting business in 1988. Presently, we have offices in Bellevue, WA, Augusta, ME, Hawthorne, NY, Northumberland, PA, Doylestown, PA and Washington, DC. Listed below are the Firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company):
• Joseph Alan Perry, President Aviso Wealth Management offers personalized financial planning and investment advisory services to individuals, families, trusts, corporations, charitable and other non- profit organizations throughout the country. Our mission is to provide our clients with clear and objective financial recommendations, implemented with the highest level of service and delivered in a collegial environment. A complete description of the Firm's services and fee arrangements are described in the following pages: INVESTMENT SUPERVISORY SERVICES ("ISS") Our Firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy and create and manage a portfolio based on that policy. During our information gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's income, net worth, liquid net worth, prior investment history, as well as family composition and background. We manage these advisory accounts on a non-discretionary basis. Account supervision is guided by the client's stated objectives (i.e., aggressive growth, growth, growth and income, income, or capital preservation), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit P a g e | 5 03/27/2024
• Municipal securities
• Mutual fund shares
• United States governmental securities
• Interests in partnerships investing in real estate
• Exchange traded funds
• Exchange traded notes
• Variable Annuities
• Variable Life Insurance Since some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, past investment experience, income, net worth, liquid net worth, tolerance for risk, liquidity, suitability, and market volatility. INDIVIDUAL PORTFOLIO MANAGEMENT Our Firm provides continuous asset management of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on the client's particular circumstances are established, we develop the client's personal investment policy. We create and manage a portfolio based on that policy. During our information gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client’s income, net worth, liquid net worth, prior investment history, as well as family composition and background. We manage these advisory accounts on a discretionary basis. Account supervision is guided by the client's stated objectives (i.e., aggressive growth, growth, growth and income, income, or capital preservation), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Once the client's portfolio has been established, we review the portfolio quarterly, and if necessary, rebalance the portfolio on an annual basis, based on the client's individual needs. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company and will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities P a g e | 6 03/27/2024
• Mutual fund shares
• United States governmental securities
• Interests in partnerships investing in real estate
• Exchange traded funds
• Exchange traded notes
• Variable Annuities
• Variable Life Insurance Since some types of investments involve certain additional degrees of risk, they will only be implemented when consistent with the client's stated investment objectives, past investment experience, income, net worth, liquid net worth, tolerance for risk, liquidity, suitability, and market volatility. FINANCIAL PLANNING We provide financial planning services. Financial planning services will typically involve providing a variety of services, principally advisory in nature, to individuals regarding the management of their financial resources based upon an analysis of individual client's needs. We first conduct a complimentary initial consultation during which pertinent information about the client's

financial circumstances and objectives is collected. The financial planning process will involve the collection, organization, and assessment of all relevant client data as well as identification of the client's financial concerns, goals and objectives. Information gathered includes the client's current financial status (including income, net worth, and liquid net worth), tax status, future goals, returns objectives and attitudes towards risk. The primary objective of this process is to allow Aviso Wealth Management to assist the client in developing a strategy for the successful management of income, assets, and liabilities in meeting the client's financial goals and objectives. Financial plans are based on the client's financial situation at the time the plan is presented and are based on financial information disclosed to us by the client. Clients will receive a written report which provides the client with a detailed financial plan designed to assist the client in achieving his or her financial goals and objectives. In general, the financial plan can address any or all of the following areas:
• PERSONAL: We review family records, determination of net worth, budgeting, education planning, personal liability, estate information, employer benefits and financial goals.
• CASH FLOW: We analyze the client’s income tax, and spending, and planning for past, current, and future years; then illustrate the impact of various investments while taking into consideration current and future P a g e | 7 03/27/2024 income tax implications.
• INVESTMENTS: We analyze currently held investments and alternatives
• INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.
• RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.
• DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning and disability income.
• ESTATE: We assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, charitable objectives and planning, nursing homes, long term care, Medicaid and elder law. We also provide general non-securities advice on other topics such as budgetary planning and business planning. The following investment products may be recommended for portfolios:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities
• Health insurance
• Life insurance
• Long-term care insurance
• Disability insurance
• Variable life insurance
• Variable annuities
• Mutual fund shares
• Unit investment trusts
• United States governmental securities
• Interests in partnerships investing in real estate
• Option contracts on securities Typically, the financial plan is presented to the client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. Financial planning recommendations are not limited to any specific products or service offered by a broker-dealer or insurance company. P a g e | 8 03/27/2024 Implementation of final plan recommendations is entirely at the client’s discretion. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, and/or insurance agent. We cannot offer any guarantees or promises that the client's financial goals and objectives will be met. Further, the client must continue to review any plan and update the plan based upon changes in the client's financial situation, goals, or objectives, or changes in the economy. As the client's financial situation, goals, objectives, or needs change, the client must notify Aviso Wealth Management promptly. PENSION CONSULTING SERVICES We provide consulting services to pension plans and their plan administrators/trustees. In this capacity, we may act as a fiduciary and be subject to the standards outlined in the Employee Retirement Income Security Act of 1974 (ERISA). Services may include continuous management of plan assets, provide investment recommendations, investment monitoring, and assistance in selecting plan investments and/or investment managers. In this capacity, the firm will meet with plan administrators and trustees to determine suitability and provide education to plan participants should the plan require. Consulting recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. CONSULTING SERVICES Clients can also receive investment advice on a more focused basis. This may include advice on only an isolated area(s) of concern or outside investment account such as estate planning, retirement planning, proper asset allocation, portfolio review, business acquisitions, or any other specific topic. We also provide specific consultation and administrative services regarding investment and financial concerns of the client. Consulting recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. AMOUNT OF MANAGED ASSETS As of 12/31/2023, we were actively managing approximately $395,125,197 of clients' assets on a discretionary basis and $6,584,311 on a non-discretionary basis. P a g e | 9 03/27/2024