A. Description of Advisory Firm Relevant Wealth Advisors provides portfolio management and wealth management services directly to individuals and institutions. Relevant Wealth Advisors is also the sponsor and portfolio manager of a wrap-fee program in which most of its advisory clients are invested. The wrap-fee program is further described below and in a separate Wrap Fee Program Brochure. Relevant Wealth Advisors was formed in 1962 and has been a registered investment adviser with the SEC since 1999. The principal owner is Bruce Jon Raabe, 100% owner and Managing Member. Mr. Raabe, Chartered Financial Analyst, is also the President, Chief Investment Officer, Chief Financial Officer, and Chief Compliance Officer. As of December 31, 2023, Relevant Wealth Advisors managed approximately $583,835,713 of advisory client assets on a discretionary basis. B. Advisory Services Relevant Wealth Advisors provides investment advisory services to its clients based on the individual needs of each client. Advisory services include consulting with each client about their financial needs and objectives; providing advice regarding investment strategy and asset allocation; selecting, purchasing and selling securities for clients; monitoring securities; and providing appropriate reports as to asset holdings and valuation. Relevant Wealth Advisors also recommends portfolios of securities managed by Independent Managers (private fund managers in this scenario). Relevant Wealth Advisors selects a portfolio of fund managers and creates a fund-of-funds that its clients can invest in. Relevant Wealth Advisors will continually monitor and evaluate each fund manager. Relevant Wealth Advisors develops a personalized investment policy for each client and creates and

manages a portfolio based on that policy. Relevant Wealth Advisors also provides certain clients with wealth management services, which may include advice on personal assets, professional relationships, charitable giving, retirement plans, taxes, business succession, liability management, family giving and investment policy development. Clients may impose restrictions on their investments upon request. These restrictions may include prohibitions or limits on individual securities, security types, asset classes, allocation, liquidity, credit quality and income. Relevant Wealth Advisors offers referrals to Trust & Will, a third-party digital estate planning service, for Clients who have the need for estate planning review, creation, or updates. Generally, Clients referred will receive a 10% discount, and any and all fees paid by the Client for outside referred services will be paid to those service providers directly. There may be instances, however, where there is no separate fee for the estate planning services. Relevant Wealth Advisors does not receive any economic benefit from this arrangement. Clients are not required to utilize any third-party products, services, or referrals that we may recommend and can select the service provider of their choice. C. Wrap Fee Program Relevant Wealth Advisors is the sponsor and portfolio manager of a wrap-fee program, which is described in detail in the Wrap Fee Program Brochure. More than 95% of Relevant Wealth Advisors’ advisory clients are invested in the Wrap Fee Program. Clients invested in the Wrap Fee Program pay a single, all-inclusive fee, based on the amount of assets under management, to Relevant Wealth Advisors for portfolio management, trade execution, and custodial services.