Description of Firm Bond-Tech, Inc., also doing business as Creekside Wealth Management, is a registered investment adviser based in the State of Ohio. We are organized as an Ohio Corporation under the laws of the State of Ohio. Our firm was established in 1983 and has been providing investment advisory services since 1993. The sole owner of the firm is Brad Drager. The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we," "our," and "us" refer to Bond-Tech and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm. Portfolio Management Services – Individual “Private” Clients Creekside Wealth Management offers portfolio management services for private clients within the larger context of an overall disciplined financial planning and wealth management process. Portfolio management services consist of ongoing financial advice and discretionary and/or non-discretionary portfolio management services where investment advice is tailored to meet your individual circumstances and investment objectives. These services include an initial discovery consultation and ongoing review consultations to discuss your unique financial situation and changing needs over time. We may ask that you complete certain investor questionnaires, on-boarding forms, and/or other documents to assist us in gathering information about your financial needs and circumstances. This includes information related to your investment experience, investment objectives, time horizon, liquidity needs, risk tolerance, tax circumstances, and various other factors necessary for us to develop a complete investor profile. Based on our evaluation of the investor profile, we will use the information we gather to develop a strategy that enables our firm to give you ongoing, focused investment advice and/or to make investments on your behalf. Once we construct an investment portfolio for you, we will monitor your portfolio's performance on an ongoing basis and will rebalance the portfolio as appropriate. Clients are required to notify our firm immediately if their financial circumstances and/or investment objectives change from what has already been disclosed to us. As part of our portfolio management services, and depending on your individual needs, we may create a custom portfolio, or we may invest your assets according to one or more model portfolios managed by our firm. Additionally, we may also use or recommend one or more sub-advisers to manage a portion of your account on a discretionary basis, in which case we will regularly monitor the performance of your account(s) managed by the sub-adviser(s). In certain circumstances we may have the ability to hire and/or fire any sub-adviser without your prior approval. All terms of your advisory engagement will be evidenced in a written agreement between you and our firm, and possibly a third- party sub-adviser, if applicable. Portfolio Management Services – Institutional Public Funds Clients Only Bond-Tech, Inc. specializes in fixed income portfolio management for public funds. Our institutional clients

each have an Investment Policy which governs the management of their portfolio. Client relationships are initiated with a deep understanding of their investment goals and liquidity needs. Objectives of capital conservation, liquidity, and return are priorities for how each portfolio is managed. Portfolios are managed on a discretionary basis subject to all limitations defined in the Investment Policy and firm advisory agreement. For information on the investment strategies and methods of analysis we may utilize when managing your accounts and/or providing investment advice, please see Item 8 (Methods of Analysis, Investment Strategies and Risk of Loss section) of this Disclosure Brochure. For information on the different types of management authority we offer under our portfolio management services, please see Item 16 (Investment Discretion section) of this Disclosure Brochure. Financial Planning Services We provide financial planning services as a stand-alone service where we offer modular, consultative, and/or broad-based financial planning services. These services related to the management of the client's financial resources vary based upon an analysis of their individual needs. If you retain our firm for financial planning services, we will meet with you to gather information about your financial circumstances and objectives. As required, we will conduct follow-up interviews for the purpose of reviewing and/or collecting additional financial data. Once such information has been reviewed and analyzed, we will provide you with our financial planning recommendations designed to help you achieve your stated financial goals and objectives. Financial planning recommendations are based on your financial situation at the time we provide our recommendations, and on the financial information you provide to our firm. You have the right to accept or reject our financial planning recommendations and are under no obligation to act on our financial planning recommendations. All terms of the financial planning engagement, including specific services to be performed, will be evidenced in a written agreement between you and our firm. Retirement Plan Consulting We offer consulting services to various types of retirement plans. These services include but are not limited to review of plan documents, participant education and enrollment, review of investment options, and investment recommendations. Types of Investments While you may ask for investment advice regarding any type of security and/or investment product, we primarily provide recommendations related to: mutual funds, exchange traded funds (ETFs), equity securities (stocks), debt securities (bonds), and unit investment trusts (UITs). Additionally, we may advise you on any type of investment we deem appropriate based on your stated goals and objectives, including advice on any type of investment held in your portfolio at the inception of our advisory relationship. You may request that we refrain from investing in specific securities or certain categories of securities. Such requests must be submitted in writing and will be periodically verified with you. Assets Under Management As of February 29, 2024, our Assets Under Management were approximately $148,054,892.