Review Services, Inc. (“RSI”) is an investment adviser registered with the U. S. Securities and Exchange Commission (“SEC”). RSI has been providing investment advisory services since 1991 and does not engage in any other business. RSI provides both consulting and asset management services to a wide variety of clients. RSI is owned by Tim Konicke and Patricia Kiefer and does not control any other firm. The advisory services of RSI are described in detail below. RSI is a fiduciary and is required to act in a client’s best interest at all times. Consulting Services RSI provides Consulting Services which include, but are not limited to, estate planning, financial and retirement planning, insurance, taxes, investment strategies, and analysis of a client's financial assets with recommendations for the selection and positioning of assets. The nature and scope of services are decided at contract signing. As services are provided, consideration is given to each client's risk tolerance, income needs and short and long term financial objectives and restrictions. Consulting Services result in a report being provided to a client which may be in writing if requested by the client. While services are being provided, clients are free to meet with their RSI adviser at any time. After Consultation Services are provided, Clients decide which investment recommendations to accept and implement. Clients are also free to select any brokerage, insurance or other product provider to purchase (or sell) the investments, insurance, or other products discussed with RSI. RSI does not guarantee results, and losses can occur from receiving Consulting Services. Changes in client's financial condition, personal circumstances, goals, or general economic conditions may trigger changes to the advice provided by RSI. To the extent that material changes have occurred to a client's circumstances or goals, or to the extent a client requests RSI address a new project, the client will be asked to sign a new Services Agreement. All Consulting Services advice is based on information provided by the client. It is the client's responsibility to be certain that RSI has current and accurate information. Asset Management Services RSI also offers Asset Management Service on a non-discretionary basis. This service begins with a RSI representative assisting each new client in defining the client's investment objectives. RSI then manages the client's assets in a manner consistent with those objectives. Asset Management Services usually include ongoing supervision of investment assets

such as mutual funds, stocks, bonds, exchange-traded funds, warrants, municipal securities, government bonds, and cash and cash equivalents. Clients receive a written report of securities in their managed portfolio each quarter. The initial investment and asset allocation recommendations are based on the financial information gathered from each client including net worth, risk tolerance, financial goals and objectives, investment restrictions requested by the client and overall financial conditions. Based on this information, each client is provided with initial investment recommendations designed to provide an appropriate asset mix consistent with the client’s objectives and restrictions. The client’s portfolio and its performance are monitored by the client’s RSI Representative in light of the client’s stated objectives and restrictions. The frequency of these reviews and transactions made for a client’s account are determined by the RSI Representative. RSI Representatives typically meet with the client on an as-needed or as-requested basis to discuss the portfolio and other aspects of the service. Clients are free to contact and/or meet with their RSI Representative at any time if they have questions about their accounts. As a general rule, RSI believes that investing is best suited to those who believe in a long-term buy-and- hold policy. Therefore, clients should not expect frequent investment changes in the portfolio. However, as a result of monitoring the account, investment purchases and sales will be made. RSI is authorized to manage the cash balances by transacting in a money market fund, if necessary. Investments are not held by RSI. Instead, all investments managed by RSI are usually held at the brokerage firm ("Custodian") through which transactions are placed. RSI does not assure or guarantee the results of its Asset Management Services; thus, losses can occur from following RSI’s advice pertaining to any investment or investment approach, including using conservative investment strategies. All advisory services are tailored specifically to the individual needs of the clients as described within each service above. Clients may impose restrictions on investment in certain securities or types of securities. RSI shall never have physical custody of any client funds or securities, as the services of a qualified and independent custodian will be utilized for these asset management services. RSI does not offer or participate in a wrap fee program. As of March 31, 2024, RSI had assets under non-discretionary management of $176,735,267.