Christine Messmer, P.C. is an SEC Registered Investment Advisor (RIA) firm. The principal place of business is in Collegeville, Pennsylvania. Christine Messmer, CFP® conducted business beginning in May 1985 as a sole proprietor, then as an S-Corporation since November 2002. Christine Messmer, CFP® is the firm’s only shareholder, President, and Chief Compliance Officer. Christine Messmer, P.C. offers the following advisory services to clients: Financial Planning Services (including Investment Advisory) Financial planning is handled interactively with each client, and the process indicates areas of strength and areas open to the benefit of improvement. After assessing a client’s situation, Ms. Messmer will suggest the best solutions tailored to your individual needs and plan a responsible course of action for the desired results. All financial plans are updated at least annually or more frequently, if needed. Financial Planning areas include - Cash Management, Risk Management, Investment Management (Wealth Accumulation and Preservation) and Retirement, Tax and Estate Planning. Proprietary Financial Planning software and web-based solutions are used to assist the planner in addressing all areas of financial management with clients. Software is used to better understand a client’s overall goals and objectives, risk tolerance and investment return expectations and to develop an investment policy. Web-based software and solutions allow the planner to analyze a client’s situation effectively and efficiently. All written reports and recommendations are provided to clients; however, implementation is entirely at the client’s discretion. The planner and client develop an investment policy and portfolio management is based on that policy. An investment policy assists with understanding risk tolerance, portfolio returns and client expectations. It provides for serious discussion of client circumstances, needs and restrictions. Clients may impose reasonable restrictions regarding investing in certain securities, types of securities or industry sectors. The investment policy is discussed often during meetings

and updated annually. Investment recommendations are based on the specific needs of a client and generally include traditional securities, such as money market funds, bonds, bond funds, stocks, stock funds, exchange-traded funds. Most investment assets are managed on a non-discretionary basis, except for three accounts with a total of approximately $1.2 million in assets managed on a discretionary basis. Ms. Messmer provides continuous supervision of accounts and meets with most clients on a quarterly basis to monitor progress. Clients are encouraged to meet each quarter; however, several clients choose to meet on an annual or semi-annual basis. All investments involve certain degrees of risk; therefore, recommendations will be consistent with the client’s stated objectives and risk tolerance. Christine Messmer, P.C. is the Registered Investment Advisor (RIA) firm owned by Christine Messmer, CFP®. As a fee-only firm compensation is limited to the fee charged for services. Guided by an in-depth understanding of a client’s financial situation, she will professionally manage investment assets. Investment planning and management is necessary to address short and long-term goals. Her primary and ongoing objective is to provide clients with professional advice, knowledge of investments, clear explanations, and the highest level of service. The discount broker and custodian of client accounts provides monthly account statements and tax documents to clients (paper or electronic), and Ms. Messmer provides a quarterly portfolio report to all clients electronically in a secure vault in her web portal administered by Advyzon Corporation. Advyzon is an intuitive, cloud-based platform for client portfolio reporting and a CRM system. It archives everything, including emails, notes, activities, and reports to meet compliance requirements. Amount of Managed Assets As of December 2022, the firm actively manages $ 156,417,650.00 of client assets in (535) accounts on a non-discretionary basis and does manage approximately $ 1,109,052.00 or (3) accounts of assets on a discretionary basis, acting in the capacity of Trustee.