9AT: CHARTER RESEARCH & INVESTMENT GROUP INC

CHARTER RESEARCH & INVESTMENT GROUP INC

CHARTER RESEARCH & INVESTMENT GROUP INC

Adviser Profile

As of Date	03/30/2026
Registration	SEC, Approved, 09/28/1990
ADV Location	SOUTHPORT, CT, United States
Contact Info	203 xxxxxxx
Websites

AUM^*	275,129,072 13%
of that, discretionary	275,129,072 13%
Number of Employees	3
of those in investment advisory functions	3
Private Fund GAV^*	0
Avg Account Size	775,011 19%
% High Net Worth	45.45% 8%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals
- Pension and profit sharing plans
- Charitable organizations
- Corporations or other businesses not listed above

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses

Compensation Arrangments

- A percentage of assets under your management
- Fixed fees (other than subscription fees)

Reported AUM

275M 236M 197M 157M 118M 79M 39M

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

Discretionary

Non-discretionary

Private Funds

No private funds

Employees

Brochure Summary

Overview

Charter Research & Investment Group, Inc., founded in 1988, is an independent Registered Investment Advisory firm located in Southport, CT. Charter Research & Investment Group, Inc. is a fee - only Registered Investment Advisor. (See Item 5 for more information regarding fees and compensation). Principal Owner Patrick J. Clark, President and sole owner of Charter Research & Investment Group, Inc., has been in the investment industry for more than 25 years. Charter Research & Investment Group, Inc. services include: Investment Management and Financial Planning. Investment Management Services: The core service provided by our firm is professional money management of clients’ investable assets. We manage several types of accounts including trust accounts, retirement accounts and traditional brokerage accounts. (See page 5 and Item 8 for more details on our Investment Management Services.) Financial Planning Services: Charter Research & Investment Group, Inc. includes financial planning as part of its services to clients. The financial plan is utilized when appropriate to help determine the client's personal financial goals, objectives and tolerance for risk. Each portfolio is individually managed and tailored to meet specific portfolio objectives and risk tolerance stated in our Investment Management Agreement. We prefer individual positions for both equities and fixed income holdings.

However, we will utilize pooled investments to fulfill the non-correlated component of the investment strategy. (See Item 8 for more information regarding our investment philosophy.) Charter Research & Investment Group, Inc. advisory services are tailored to the individual needs of each of our clients. We utilize the Investment Management Agreement to understand the client’s investment objectives, tolerance for risk, investment experience and basic financial information. Clients are able to impose restrictions on investing in certain securities or types of securities. This is common when clients have concentrated positions or a strong personal aversion to certain types of companies or sectors. Our Investment Management Agreement is utilized to understand our clients and outline our contractual arrangement. In this agreement the client completes the following areas: Portfolio Objectives, Risk Tolerance, Income, Net Worth, Investment Experience, Trading Restrictions and Personal Preferences. The Investment Management Agreement allows us to understand our clients and tailor our advisory services accordingly. Charter Research & Investment Group, Inc. does not participate in wrap fee programs. Charter Research & Investment Group, Inc. currently manages and has discretionary authority of approximately $243,860,647.00 in client assets. The firm has no client relationships that are non-discretionary.