Firm Description Greenberg Financial Group was founded in 1998. Greenberg Financial Group is registered as an Investment Advisor with the Securities and Exchange Commission. In its capacity as a Registered Investment Advisor, the firm offers the following services to clients: Greenberg Financial Group provides personalized, confidential, investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Advice is provided through consultation with the client and includes determination of financial objectives, identification of financial problems, cash flow management, investment management, education funding, and retirement planning. Greenberg Financial Group is in the business of selling annuities, stocks, bonds, mutual funds, limited partnerships, and other commissioned products. Greenberg Financial Group is paid cash by or receives some economic benefit (including commissions, 12b-1 fees and/or transaction fees) from a non-client in connection with giving advice to clients. Greenberg Financial Group does not directly or indirectly compensate for client referrals. Investment advice is provided, with the client making the final decision on investment allocation. Greenberg Financial Group is an introducing broker dealer and does not act as a custodian of client assets. Greenberg Financial Group places trades for clients under a limited power of attorney. A written evaluation of each client's initial objective and risk tolerance is provided to the client in the form of an investment profile. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent internal reviews occur but are not necessarily communicated to the client unless immediate changes to strategy are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the client in the unlikely event they should occur. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which investment management may be beneficial to the client. Principal Owners Dean Greenberg is the principal Sole owner of the firm. Portfolio Management Services Greenberg Financial Group manages client portfolios on a discretionary basis. Greenberg Financial Group will have the authority to determine which securities and the amounts of securities to purchase or sell for a client without obtaining specific client consent for the transaction. The authority is subject to the client’s investment restrictions, investment objectives and risk tolerances. Portfolio Advisory Services Greenberg Financial Group advises clients on a non-discretionary basis. Orders are solicited and all transactions must be approved

by the client prior to execution. Solicited orders must be approved by Greenberg Financial Group management. Assets under Management Discretionary $257,773,955. Non-discretionary $0. Educational Services Radio: Greenberg Financial Group sponsors a live radio program each Sunday morning. The show, Money Matters, reviews the stock market as a whole. Currently the show is recorded live on Friday and aired on Sunday. There is no fee charged by Greenberg Financial Group to any listener, nor does Greenberg Financial Group directly solicit clients during its market comments. Radio: Each day that the stock market is open, Greenberg Financial Group provides radio “market updates” which includes an overall market summary and may include highlights of stocks with big movements and general market observations. There is no fee charged by Greenberg Financial Group to any listener of the radio station. Television: Greenberg Financial Group has two half hour shows that run on Sunday’s (Money Matters with Dean Greenberg) one in the morning and one in the evening. These shows are provided as a public service and Greenberg Financial Group is not compensated. Classes: Periodically, Greenberg Financial Group sponsors a series of investment workshops designed to educate those individuals who would like to become investors or who would like to broaden their investment experience. The classes are held in a series of sessions and are provided without cost to the attendees. The sessions are held at our main office. Weekly Seminars: Greenberg Financial Group holds weekly seminars on Friday’s currently at Greenberg Financial Group at 10:00 am. They are open to the public and there is no charge for these seminars. Social media: Greenberg Financial has a Facebook page, Instagram account, and occasionally will post an informational podcast on YouTube Workshops: From time to time, Greenberg Financial Group may sponsor workshops at a location other than the principal place of business. Typically, these workshops will focus on investments and investor education, a fee will be charged to attend these workshops; previous workshops charged $25.00 per person or $40.00 per couple. Those attendees that register but do not attend will receive a refund of the registration fee. However, Greenberg Financial Group reserves the right to provide the workshop free of charge. Consultation Services Greenberg Financial Group can be engaged to review an individual’s existing securities portfolio. The review will include an analysis of the security holdings and discussion regarding the portfolio’s diversification and the asset allocation. The review is provided on a requested basis only. The fee for this service is $50.00 per review and due at the time of the review. Current clients are not charged a fee. Greenberg Financial Group reserves the right not to charge a fee for this service.