9AT: MUTUAL OF AMERICA LIFE INSURANCE COMPANY

MUTUAL OF AMERICA LIFE INSURANCE COMPANY

MUTUAL OF AMERICA LIFE INSURANCE COMPANY

Adviser Profile

As of Date	03/31/2026
Registration	SEC, Approved, 06/01/1984
ADV Location	NEW YORK, NY, United States
Contact Info	(21 xxxxxxx
Websites

AUM^*	434,066,569 -47%
of that, discretionary	434,066,569 -47%
Number of Employees	734 -18%
of those in investment advisory functions	2
Private Fund GAV^*	0
Avg Account Size	20,669,837 -27%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm
- Pension consultant

Client Types

- Pension and profit sharing plans

Advisory Activities

- Portfolio management for businesses
- Pension consulting services

Compensation Arrangments

Reported AUM

1B 893M 744M 595M 446M 298M 149M

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

Discretionary

Non-discretionary

Private Funds

No private funds

Employees

Brochure Summary

Overview

Mutual of America Life Insurance Company (“Mutual of America,” “Company,” “we,” “us,” “our”) is a mutual life insurance company engaged in the business of providing individual and group variable annuity contracts, as well as individual and group life and group disability policies, and is a registered investment adviser under the Investment Advisers Act of 1940. One hundred percent (100%) of Mutual of America’s activities is spent on this business (a small part of which is rendering investment allocation advice to certain defined benefit pension plan clients, as discussed below). The Company has specialized in providing pension and retirement-related products, programs and services since 1945. The Company has been providing investment allocation services for over 30 years. These investment allocation services are available only to certain large clients with group variable annuity contracts or pension investment contracts issued by Mutual of America used to fund their defined benefit pension plans. Pursuant to the client’s written authorization and investment guidelines, we will, at our discretion, allocate pension assets among the various Separate Account investment funds available under the contract that funds the defined benefit pension plan. In certain circumstances, the Company may establish for a client an

individual non-pooled separate account that invests in individual securities consistent with investment objectives or restrictions unique to that client (“Individual Separate Account”), and for such clients, the Company will allocate pension assets among the Individual Separate Account as well as the Separate Account investment funds. There is currently no additional charge for these investment allocation services. Mutual of America’s investment advisory services are limited to the investment allocation services described above. The investment allocation services are tailored to each defined benefit pension plan’s specific needs and investment guidelines. This is accomplished by first establishing a “Model Portfolio” for the pension plan client, and then applying the Model Portfolio to the pension plan’s investment guidelines. The plan’s investment guidelines may include restrictions on which of the Separate Account funds available under the group annuity contract the Company may use in managing the pension plan assets. We do not compute “assets under management” differently than “client assets under management.” Currently the above described investment allocation services we provide are on a discretionary basis for all assets under management (which as of December 31, 2023 totaled approximately $818,691,134).