George M. Hiller Companies, LLC is a SEC-registered investment adviser with its
principal place of business located in Georgia. George M. Hiller Companies, LLC was
incorporated in 1998. George M. Hiller has been conducting business as an investment
advisor since 1984.
George M. Hiller, President and CEO, is the majority shareholder of the George M.
Hiller Companies, LLC.
Our investment philosophy is guided by certain principles. The first principle is proper
diversification through utilization of asset allocation using various parameters. Another
principle is to view financial resources as resources for stewardship with long-term
prudent financial management as the overall goal. In addition, we view the principle of
growth which guides us to generally favor allocations to equity investments.
Our fundamental desire is to use our investment philosophy to help clients achieve their
financial goals.Our investment strategy tends to favor holding positions in the equity
market with the expectation that over a long-term period (five years or longer), equities
will generally outperform fixed income securities. Properly implemented, this approach
allows us to participate in enhanced long-term performance. Our objective is to deliver a
long-term investment return while prudently managing portfolio risk.
Generally, we recommend investment in the following general areas:
Mutual funds, index funds, and exchange traded funds
Individual securities such as stocks and bonds
George M. Hiller Companies, LLC offers the following advisory services to our clients:
INVESTMENT PORTFOLIO MANAGEMENT
Investment portfolio management includes the following areas:
development of personal investment portfolio
ongoing management and monitoring of investment holdings
detailed record keeping and reporting of investment holdings
portfolio performance and risk analysis
portfolio asset allocation analysis, sector exposure, and investment style analysis
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Our firm provides investment advice to each client regarding the investment of client
funds based on the individual needs of the client. Through personal discussions in
which goals and objectives based on a client's particular circumstances are established,
the client selects the general parameters of investment through the investment policy
statement and we create and manage a portfolio based on that policy. During our data
gathering process, we determine the client's individual objectives, time horizons, risk
tolerance, and liquidity needs. As appropriate, we also review and discuss a client's
prior investment history, as well as family composition and background.
We manage these advisory accounts on a discretionary or non-discretionary basis.
Account supervision is guided by the client's stated objectives (i.e., maximum capital
appreciation, growth, income, or growth and income), as well as tax considerations.
Clients may impose reasonable restrictions at the time of signing the investment
advisory agreement or at any other time in writing to restrict investing in and selling
certain securities, types of securities, or industry sectors.
Our investment recommendations are not limited to any specific product or service
offered by a broker-dealer or insurance company and will generally include advice
regarding the following securities:
Exchange-listed securities
Securities traded over-the-counter
Foreign issues
Warrants
Corporate debt securities (other than commercial paper)
Commercial paper
Certificates of deposit
Municipal securities
Variable annuities
Fixed annuities
Mutual fund shares
United States governmental securities
Options contracts on securities
Options contracts on commodities
Futures contracts on currencies, treasuries, indexes, and metals
Because some types of investments involve certain additional degrees of risk, they will
only be implemented/recommended when consistent with the client's stated investment
objectives, tolerance for risk, liquidity and suitability.
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INDIVIDUAL 401K PORTFOLIO MANAGEMENT
Our firm provides asset management of client retirement accounts based on the
individual needs of
the client through a written engagement letter. The engagement
letter outlines the terms of this service and the fees. Through personal discussions in
which goals and objectives based on the client's particular circumstances are
established, we develop the client's objectives. We create and manage a portfolio based
on these objectives.
We manage these advisory accounts on a discretionary basis.
Once the client's portfolio has been established, we review the portfolio on a periodic
basis and if necessary, rebalance the portfolio based on the client's individual needs.
COMPANY 401K PORTFOLIO MANAGEMENT
The George M. Hiller Companies, LLC provides investment advice to the trustees of
company-sponsored retirement plans on the investment selections offered through the
plan. We work with third party administrators and review the investment portfolios with
trustees. We provide general information to plan participants upon request.
FINANCIAL PLANNING
We provide financial planning services through a written engagement letter. Financial
planning is a comprehensive evaluation of a client's current and future financial state by
using currently known variables to predict future cash flows, asset values and
withdrawal plans. Through the financial planning process, questions, information and
analysis are considered as they impact and are impacted by the entire financial and life
situation of the client. Clients purchasing this service receive a written plan which
provides the client with detailed financial information designed to assist the client with
his or her financial goals and objectives.
In general, a financial plan can address any or all of the following areas:
PERSONAL: We review family records, budgeting, personal liability, estate
information and financial goals.
TAX & CASH FLOW: We analyze the client's income tax and cash flows for
current and future years; then illustrate the impact of various investments on the
client's current income tax and future tax liability.
INVESTMENTS: We analyze investment alternatives and their effect on the
client's portfolio.
INSURANCE: We review existing policies to evaluate coverage for life, health,
disability, long-term care, liability, home and automobile.
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RETIREMENT: We analyze current strategies and investment plans to help the
client achieve his or her retirement goals.
DEATH & DISABILITY: We review the client's cash needs at death, income
needs of surviving dependents, estate planning and disability income.
EDUCATION: We assist the client with planning for the financial needs involved
in the education of family members.
ESTATE: We assist the client in assessing and developing long-term strategies,
including as appropriate, living trusts, wills, review estate tax, powers of attorney,
asset protection plans, nursing homes, and elder law.
We gather required information through in-depth personal interviews. Information
gathered includes the client's current financial status, tax status, future goals,
investment return objectives and attitudes towards risk. We carefully review documents
supplied by the client, including a questionnaire completed by the client, and prepare a
written plan. Should the client choose to implement the recommendations contained in
the plan, we suggest the client work closely with his/her professional advisers.
Implementation of financial plan recommendations is entirely at the client's discretion.
We also provide general non-securities advice on topics that may include tax and
budgetary planning, estate planning and business planning. Typically the financial plan
is presented to the client within three months of the contract date, provided that all
information needed to prepare the financial plan has been promptly provided.
DISCLOSURE: Pursuant to California Rule 260.235.2, a conflict will exist between the
interest of the financial adviser and the interest of the client when financial planning
services are offered by the adviser.
AMOUNT OF MANAGED ASSETS
As of 12/31/2023, we had $151,000,000.00 in assets under management on a
discretionary basis plus $1,600,000.00 of assets on a non-discretionary basis.
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