A. Description of the Advisory Firm Evergreen Private Wealth LLC (hereinafter “Evergreen”) provides investment supervisory services on a discretionary basis as stated in the Wrap Investment Advisory Agreement with each client. Evergreen was formed in June 2019 and began operations in August 2019. Scott Preston (CRD #: 5549500) and Steven Bowes (CRD #: 6283657) and Dusitn Schick (CRD#: 5191424) are the principal owners, each with 33% indirect ownership. Ongoing Financial Planning and Investment Advisory Services We prepare comprehensive, written financial plans for our clients by determining each client’s long-term and short-term financial needs and objectives. Financial plans are based on information provided to us by our clients, their investment objectives, financial records, regulatory restrictions (if any), responses to our questionnaires, and personal interviews. Financial plans and financial planning services may include but are not limited to: preparation of a comprehensive statement of financial condition, an asset allocation overview, risk management assessment (including life insurance, disability insurance, and long-term care insurance gap analysis), retirement planning, education planning and estate planning. We design each client’s asset allocation and investment portfolio based on a thorough evaluation and analysis of the individual goals and objectives of each client. Following client approval and in accordance with our Investment Policy Statement, we implement the changes necessary to create the recommended investment portfolio. Evergreen provides portfolio management to clients under a wrap fee program as sponsor and portfolio manager. Evergreen pays between 10 and 15 basis points for money managers to assist with investing client accounts and this is included in the wrap fee paid by clients. Total Assets Under Management Annual Fee $0 - $1,000,000 1.50% $1,000,001 - $3,000,000 1.10% $3,000,001 - $5,000,000 1.00 % $5,000,001 - $10,000,000 0.90% $10,000,001 - $20,000,000 0.80% $20,000,001 – AND Up Negotiable Wrap Fee Program Brochure Page 5 of 16 These fees are generally negotiable and the final fee schedule will be memorialized in the client’s advisory agreement. Portfolio management fees are withdrawn directly from the client’s accounts with client’s written authorization on a monthly basis. Fees are paid in arrears. Evergreen uses an average of the daily balance in the client’s account throughout the billing period, after taking into account deposits and withdrawals, for purposes of determining the market value of the assets upon which the advisory fee is based. Fees are charged on accounts that maintain cash balances. Clients may terminate the agreement without penalty, for full refund of Evergreen’s fees, within five business days of signing the Investment Advisory Contract. Thereafter, this Agreement may be terminated at any time by either party by written notice to the other with at least 10 days’ notice in advance of the requested termination date. B. Contribution Cost Factors The program may cost the client more or less than

purchasing such services separately. There are several factors that bear upon the relative cost of the program, including the trading activity in the client’s account, the adviser’s ability to aggregate trades, and the cost of the services if provided separately (which in turn depends on the prices and specific services offered by different providers). C. Additional Fees Evergreen will wrap third party fees (i.e., custodian fees, brokerage fees, third party money manager fees, mutual fund fees, transaction fees, wire transfer and electronic fund transfer fees, etc.) for wrap fee portfolio management accounts. Evergreen will charge clients one fee and pay all transaction fees using the fee collected from the client. Accounts participating in the wrap fee program are not charged higher advisory fees based on trading activity, but clients should be aware that Evergreen has an incentive to limit trading activities for those accounts since the firm absorbs those transaction costs. Evergreen does not offer non-wrap account options. Certain other fees are not included in the wrap fee and are paid for separately by the client. These include, but are not limited to, margin costs, charges imposed directly by a mutual fund or exchange traded fund, fees associated with “step out” transactions if the account uses different custodians or broker-dealers, deferred sales charges, odd-lot differentials, transfer taxes, and other fees and taxes on brokerage accounts and securities transactions. Cash held in client accounts with Fidelity is automatically placed in the default cash holding of FCASH for non-retirement accounts and Fidelity’s Bank Deposit Sweep Program (BDSP) for retirement accounts. FCASH is a free credit balance that earns interest paid by Fidelity, with the interest rate subject to periodic changes. FCASH is protected in accordance with the Securities Investor Protection Wrap Fee Program Brochure Page 6 of 16 Corporation (SIPC). The BDSP cash position provides FDIC insurance through a network of Program Banks. Funds in this default cash position earn interest paid by Fidelity, with the interest rate subject to periodic changes. Clients should understand that the default holdings FDIC and BDSP reduce the overall custodial platform cost to Evergreen; however, this may result in additional expense to clients who would otherwise prefer higher interest default cash holdings available at Fidelity outside of the relationship with Evergreen. Evergreen honors client requests to have cash in their accounts invested in higher money market or cash equivalent alternatives. D. Compensation of Client Participation Neither Evergreen, nor any representatives of Evergreen receive any additional compensation beyond advisory fees for the participation of clients in the wrap fee program. However, compensation received may be more than what would have been received if client paid separately for investment advice, brokerage, and other services. Therefore, Evergreen may have a financial incentive to recommend the wrap fee program to clients.