Introduction Ocho Investment Advisors, LLC is a digital financial services company offering advisory services limited to Solo 401(k), IRA and individual taxable account clients. The Firm is a Delaware limited liability company formed in September 2022, wholly owned by The Vibes Company Inc. (Vibes).
Services The Firm offers non-discretionary and discretionary limited advisory services to Solo 401(k), IRA and individual customers through our web or mobile platform.
Ocho Advisory The Firm offers non-discretionary investment advisory services (Flexible Accounts) through our web or mobile platform by assessing your risk tolerance, recommending certain ETFs based on that assessment. Because we have no discretionary authority over your account(s), you make the ultimate decision regarding the purchase or sale of investments and we will not monitor your account.
The accuracy of your investor profile will affect the results of our recommendations. When your profile requires updates or corrections, you may make changes by accessing your settings page in the app. Other than providing these recommendations, we do not tailor our services to your individual financial circumstances.
The Firm also offers discretionary investment advisory services (Automated Accounts). We will construct a diversified portfolio comprised of ETFs based on your risk profile. Automated Accounts are rebalanced automatically and daily for cash balance, allocation drift and changes to the portfolio holdings. Portfolio holdings are reviewed by our investment committee at least quarterly.
The securities available are a limited universe of Exchange Traded Funds (“ETFs”) and equities which are subject to change, as determined by the clearing firm DriveWealth. All users have access to the same universe of securities.
Our advisory platform is available through our parent company, Vibes. Any information provided by Vibes is for informational and general educational purposes only and is not investment advice. Any graphs, charts and other visual aids that are provided are for informational purposes only, not to be used to make investment decisions. Certain hypothetical scenarios that are described in The Vibes Company, Inc. app or marketing materials are for illustrative purposes only and the securities described are not actual securities held by client accounts. Inclusion of such scenarios is not intended as a recommendation to purchase or sell any security and performance of these scenarios does not indicate actual results.
Broker Dealer Election For the

Ocho Advisory program, we have established a relationship with an independent custodian, DriveWealth, LLC, an SEC registered broker-dealer and FINRA member (the “Broker” or “Custodian”). You must open a brokerage account with the Broker who maintains custody of your assets. The Broker also provides execution, clearing, and settlement services for your account. All account opening functionalities, including identity verification and approval, are handled digitally by Broker. You will be required to complete all applicable Broker forms and agreements, including a limited power of attorney, if required, which authorizes the Broker to deduct our fees from your accounts pursuant to your agreements with us. The Broker reserves the right to reject any account application for any reason whatsoever.
The Broker provides all brokerage services to you, including executing securities purchase and sell orders you enter through our web or mobile platform or pursuant to your request. The Broker may add or remove any security from the Approved Securities List. If a security is removed from the Approved Securities List, the Broker will limit transactions in that particular security to the liquidation of positions only.
You pay all brokerage and transaction costs for the securities you purchase with the Broker.
Program Limitations We do not provide comprehensive financial planning services and the investment advisory services provided through Ocho Investment Advisors are not a complete investment program. We are not aware of your aggregate investable and invested assets. We encourage you to consider additional asset classes, strategies and investments to supplement your overall investment plan. You should not use Ocho Investment Advisors as the sole component of your investment program.
Automated accounts are not tax sensitive; that is, when partial holdings of securities are sold, they are sold on a first-in-first-out (FIFO) basis, not by highest cost, which could result in capital gains.
Ocho is an internet-based advisor; that is, we provide its investment advice exclusively through an online algorithmic-based program that clients interact with directly.
The Ocho Advisory program only offers exchange traded fund (ETF) and equity securities. You may sell your securities or transfer your securities to another account at any time. Please note, however, that fractional shares are not transferable. Fractional shares must be liquidated prior to transferring your account. You may also withdraw available cash out of your brokerage account at any time.