OWNERSHIP/ADVISOR HISTORY
RM Investment Strategies, LLC was formed in August 2022 by Luminist Holdings, LLC and
Campbell Wealth Advisors, LLC. RM Investment Strategies, LLC is a Michigan limited liability
company.
ADVISORY SERVICES OFFERED
Prior to the Adviser/Client relationship, we may offer a complimentary general consultation to
discuss services available and to give a prospective client time to review services desired.
Investment advisory services begin only after the client and firm formalize the relationship with a
properly executed client agreement. After engaging us, the client will be asked to share in a data
gathering and discovery process to determine the client’s stated needs, goals, intentions, time
horizons, risk tolerance and investment objectives, based upon information provided by the client
and the nature of services requested. The client will then be placed in one or more of the firm’s
portfolios.
Financial Planning and Consulting Services
The Adviser may offer to direct clients financial planning and consulting services to evaluate their
financial situation, goals and risk tolerance. Through a series of personal interviews and the use of
questionnaires the Adviser will collect pertinent data, identify goals, objectives, financial
problems, potential solutions, prepare specific recommendations and implement
recommendations. As a result of these actions, the Adviser’s advice may be provided on financial
and cash management, risk management, financial issues relating to divorce or marital issues,
estate planning, tax issues, stretch IRA planning, Investment Planning/Asset Allocation, retirement
planning, educational funding, goal setting, or other needs as identified by the client and Adviser.
The Adviser may offer broad-based written planning services, or the client may desire advice on
certain planning components that does not include a written plan; the Adviser can tailor services
as desired by the client.
Portfolio Management Services
The Adviser offers portfolio management services on a discretionary basis that involve assisting
with the ongoing management of the client’s investment accounts. Prior to entering into an
agreement, the Advisor works with the client to understand your investment objectives, time
frame, risk tolerance and other considerations. Once the Adviser has this information, it creates
an individualized portfolio. The Adviser will request discretionary authority from the client in
order to select the securities and execute transactions without the client’s prior permission. The
Adviser bases its recommendations on a variety of factors including, but not limited to,
performance risk, fees, tax efficiency
of different investment strategies, as well as the client’s input
and preferences regarding the strategies.
Selection of Third-Party Investment Advisers
After an initial meeting with the client and when deemed appropriate, we may recommend the
services of an independent investment adviser (“Third Party Adviser”). The recommendation will
depend on the client’s circumstances, goals and objectives, strategy desired, account size, risk
RM Investment Strategies, LLC Page 5 ADV Part 2A – 3/26/2024
tolerance, or other factors. Working with the client we determine which Third Party Adviser may
be appropriate.
We will review Third Party Advisers prior to making a recommendation to the client. We will
consider the following factors during its review: fees, reputation, performance, financial strength,
management, price, reporting capabilities, client’s financial situation, client’s goals, client’s needs,
and client’s investment objectives. After its review we will present the client with one or more
recommendations.
If the client wishes to proceed with the recommendation, we will enter into a promoter relationship
with the recommended Third-Party Adviser. The promoter relationship means our firm and the
Third-Party Adviser will have separate roles while serving the client. In effect, the client will
engage both us and the Third-Party Adviser to serve his/her accounts and we and the Third-Party
Adviser will provide separate services to the client.
Under this arrangement, the Third-Party Adviser will be responsible for portfolio management,
best execution, portfolio reporting, trading, trade error resolution, and custodian reconciliations.
While we will maintain our relationship with the client by monitoring the status of the client’s
accounts with the Third-Party Adviser, make recommendations about the performance of the
Third-Party Adviser, meeting the client at least annually and acting as the client’s primary financial
adviser. All questions regarding the Third-Party Adviser’s services and performance shall be
directed to us.
When using the services of a Third-Party Adviser, clients will be given a copy of its Form ADV
Part 2A. Clients are encouraged to read and understand this disclosure document.
TAILORED SERVICES
Our services are individualized to each client. Portfolio management clients may impose
restrictions on investment in certain securities or types of securities. All restrictions must be
presented to us in writing.
WRAP PROGRAM
We do not sponsor or participate in a wrap program. This section is not applicable.
CLIENT ASSETS MANAGED
As of December 31, 2023, we manage approximately $22,910,092 in client assets on a
discretionary basis.