Vannoy Advisory Group is a fee-only financial planning and investment management firm. We are a Texas-based S corporation that is jointly owned by Neil Vannoy and his wife, Simone Vannoy. Our services are designed for Clients that want access to recurring, personalized financial planning and investment management services. We provide customized financial advice as well as ongoing portfolio management through our investment advisory services. We work with Clients throughout the year to assist with implementing recommendations and to update their financial plans as their personal needs and goals change. Clients receive periodic reviews that we initiate and are encouraged to contact us throughout the year as needed. The financial planning services we provide may be broad in scope or focused on particular areas of interest or need, depending on each Client’s unique situation. Examples of some of our financial planning services include cash flow planning, cash reserve planning, debt management, insurance planning, investment analysis, investment selection, asset allocation, Social Security planning, Roth conversion planning, college planning, and retirement planning. Below is a summary of the services we provide to Clients: Financial Planning Process (First Year)
•Assist in gathering and organizing important financial information
•Provide online vault for secure digital storage of important financial documents
•Analyze current financial position
•Help determine, clarify, and prioritize financial goals
•Identify personal financial challenges and opportunities
•Develop a financial plan based on the Client’s personal financial goals
•Construct

an investment portfolio based on the financial plan
•Explain and discuss all recommendations in detail
•Implement portfolios for accounts covered by investment advisory services
•Assist with implementing other recommendations
•Provide online Client Dashboard to aggregate accounts and to track financial plan, spending, net worth, etc.
•Provide secure web portal for important updates, quarterly reports, etc. Financial Planning Process (Future Years)
•Meet regularly to discuss progress toward financial goals
•Review and update financial goals and financial plan as needed
•Review investment portfolio recommendations when the financial goals and financial plan change
•Provide advice on miscellaneous financial issues and questions throughout year
•Coordinate planning with other professionals (e.g., CPAs, attorneys, etc.) Investment Advisory Services Process
•Assist with the account opening and transfer process
•Provide ongoing investment advice and selection
•Monitor and rebalance accounts as needed
•Conduct portfolio tax management and tax loss harvesting when appropriate
•Meet regularly to review portfolio and investment strategy At times we offer financial planning services on an as-needed basis to Clients that do not engage us for ongoing investment management. Services provided to these clients are limited in scope and do not provide any follow-up services unless requested by the Client and agreed to by the Advisor. Vannoy Advisory Group managed $112,731,098 in Client assets on a discretionary basis on December 31, 2022. We do not manage any assets on a non-discretionary basis.