Firm Description
Chris Bulman, Inc. dba Bulman Wealth Group (“Bulman Wealth Group”) was founded in 2018
and became registered as an investment advisor in 2021. Christopher and Sarah Bulman
Family Trust is 100% owner. Under CCR Section 260.238(k), Bulman Wealth Group, its
representatives or any of its employees will disclose to Clients all material con�licts of
interest.
Types of Advisory Services
ASSET MANAGEMENT
Bulman Wealth Group offers discretionary asset management services to advisory Clients.
Bulman Wealth Group will offer Clients ongoing asset management services through
determining individual investment goals, time horizons, objectives, and risk tolerance.
Investment strategies, investment selection, asset allocation, portfolio monitoring and the
overall investment program will be based on the above factors. The Client will authorize
Bulman Wealth Group discretionary authority to execute selected investment program
transactions as stated within the Investment Advisory Agreement.
When deemed appropriate for the Client, Bulman Wealth Group may hire Sub-Advisors to
manage all or a portion of the assets in the Client account. Bulman Wealth Group has full
discretion to hire and �ire Sub-Advisors as they deem suitable. Sub-Advisors will maintain
the models or investment strategies agreed upon between Sub-Advisor and Bulman Wealth
Group. Sub-Advisors execute trades on behalf of Bulman Wealth Group in Client accounts.
Bulman Wealth Group will be responsible for the overall direct relationship with the Client.
Bulman Wealth Group retains the authority to terminate the Sub-Advisor relationship at
Bulman Wealth Group’s discretion. Prior to introducing Pennsylvania clients to another
investment advisor (“IA”), Bulman Wealth Group will be responsible for determining
whether the investment advisory �irm is properly licensed, notice �iled, or exempt from
registration with the Pennsylvania Department of Banking and Securities.
As part of the recommendations provided, the Client may have a �inancial plan completed.
The �inancial planning service is included as part of the assets under management fee
disclosed in Item 5 of this brochure. This may include but is not limited to a thorough review
of all applicable topics such as Wills, Estate Plans and Trusts, Investments, Taxes, Quali�ied
Plans, Insurance, Retirement Income, Social Security, and College Planning. If a con�lict of
interest exists between the interests of Bulman Wealth Group and the interests of the Client,
the Client is under no obligation to act upon Bulman Wealth Group’s recommendation. If the
Client elects to act on any of the recommendations, the Client is under no obligation to effect
the transaction through Bulman Wealth Group. This service will be provided at no additional
cost to the Client. Under CCR Section 260.235.2, it requires that the con�lict of interest, which
exists between the interests of the investment advisor and the interests of the client when
offering �inancial planning services, be disclosed.
If Client has not received a copy of the �irm’s
disclosure brochure at least 48 hours prior to
signing an agreement, the client has �ive business days in which to cancel the agreement,
without penalty.
We use model portfolios that have investment minimums, which may affect your investment
allocation or cause adjustments to your investment.
THIRD PARTY MANAGERS
When deemed appropriate for the Client, Bulman Wealth Group may recommend that Clients
utilize the services of a Third Party Manager (“TPM”) to manage a portion of, or your entire
portfolio. All TPMs that Bulman Wealth Group recommends must either be registered as
investment advisers with the Securities and Exchange Commission or with the appropriate
state authority(ies).
After gathering information about your �inancial situation and objectives, an investment
advisor representative of our �irm will make recommendations regarding the suitability of a
TPM or investment style based on, but not limited to, your �inancial needs, investment goals,
tolerance for risk, and investment objectives. Upon selection of a TPM, Bulman Wealth Group
will monitor the performance of the TPM to ensure their performance and investment style
remains aligned with your investment goals and objectives.
In such circumstances, Bulman Wealth Group receives referral fees from the TPM. We act as
the liaison between the Client and the TPM in return for an ongoing portion of the advisory
fees charged by the TPM. We help the Client complete the necessary paperwork of the TPM,
and provide ongoing services to the Client. Ongoing services include but are not limited to:
1. Meet with the Client to discuss any changes in status, objectives, time horizon or
suitability;
2. Update the TPM with any changes in Client status which is provided to Bulman
Wealth Group by the Client;
3. Review the statements provided by the TPM; and
4. Deliver the Form ADV Part 2, Privacy Notice and Solicitors Disclosure Statement of
the TPM to the Client.
Clients placed with TPM will be billed in accordance with the TPM’s Fee Schedule which will
be disclosed to the Client prior to signing an agreement. This is detailed in Item 10 of this
brochure.
ESTATE PLANNING
Bulman Wealth Group offers Estate Planning services for Clients to assist with general
information as it applies to reviews of existing plans, gathering information needed to
provide outside �irms for the creation of documents, and updating existing plans for Clients.
Client Tailored Services and Client Imposed Restrictions
The goals and objectives for each Client are documented in our Client �iles. Investment
strategies are created that re�lect the stated goals and objectives. Clients may impose
restrictions on investing in certain securities or types of securities. Agreements may not be
assigned without written Client consent.
Wrap Fee Programs
Bulman Wealth Group does not sponsor any wrap fee programs.
Client Assets under Management
As of December 31, 2023 , Bulman Wealth Group had approximately $148,221,450
client assets under management on a discretionary basis.