A. Firm Information Blue Investment Management, LLC dba Dhody Investment Group (“DIG” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a Limited Liability Company (“LLC”) under the laws of the State of Florida. DIG was founded in January 2022 and became a registered investment advisor in March 2022. DIG is a wholly owned subsidiary of Blue Investment Partners, LLC (the Holding Company and herein “BIP”), a Florida limited liability company. Sanjan Dhody serves as the Chief Executive Officer and Managing Partner of the Advisor as well as the Managing Member of BIP. This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by DIG. For information regarding this Disclosure Brochure, please contact Ileana M. Cohn (Chief Compliance Officer) at (305) 433-4250. B. Advisory Services Offered DIG offers advisory services to individuals, high net worth individuals, families, trusts, estates, and businesses (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness, and good faith towards each Client and seeks to mitigate conflicts of interest. DIG’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Investment Management Services DIG provides customized investment management and advisory solutions for its clients. This is achieved through continuous personal Client contact and interaction while providing non-discretionary investment management and related advisory services. DIG works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to design a portfolio strategy. DIG will construct an investment portfolio in connection with the Client’s needs and objectives. Investments in the Client’s investment portfolios may include cash and equivalents, exchange-listed equities, mutual funds, fixed income securities, and private investments, including hedge funds. The Advisor may also utilize other types of investments, as appropriate, to meet the needs of the Client. The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. Certain Clients of the advisor are also Clients of Blue Investment Partners, II (“BIP II”), an affiliate of DIG which manages a Private Fund. DIG evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. DIG may recommend, on occasion, redistributing investment allocations to diversify the portfolio. DIG may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. DIG may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance.

Financial Planning Services DIG will typically provide a variety of financial planning and consulting services to Clients. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings, insurance needs, and other areas of a Client’s financial situation. Page 5 A financial plan developed for or a financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. DIG may also refer Clients to an accountant, attorney, or other specialists, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For project-based or ad-hoc engagements, the Advisor may not provide a written summary. Project-based financial plans or consultations are typically completed within six (6) months of contract date, assuming all information and documents requested are provided promptly. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. C. Client Account Management Prior to engaging DIG to provide advisory services, each Client is required to enter into a written advisory agreement with the Advisor that define the terms, conditions, authority, and responsibilities of the Advisor and the Client. These services may include:  Establishing an Investment Strategy – DIG, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives.  Asset Allocation – DIG will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation, and tolerance for risk for each Client or unique client goal.  Portfolio Construction – DIG will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.  Investment Management and Supervision – DIG will provide investment management and ongoing oversight of the Client’s investment portfolio, including private investments. D. Wrap Fee Programs DIG does not manage or place Client assets into a wrap fee program. E. Assets Under Management As of the date of this brochure DIG’s assets under management are $230,758,966.