A. Description of the Advisory Firm Clarity Wealth Management, L.L.C. (hereinafter “CWML”) is a Limited Liability Company. The firm was formed in August 2007, and the principal owners are Charles Bennie Booth, Richard Monnett Everhart Jr and Howard Robard Dal Monte. B. Types of Advisory Services Portfolio Management Services CWML offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. CWML creates an Investment Suitability Analysis for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client's specific situation. Portfolio management services include, but are not limited to, the following: • Investment strategy • Asset selection • Asset allocation • Regular portfolio monitoring
• Risk tolerance
• Cash flow planning
• Tax planning CWML evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. CWML will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. CWML seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of CWML’s economic, investment or other financial interests. To meet its fiduciary obligations, CWML attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, CWML’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is CWML’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent

among its clients on a fair and equitable basis over time. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; debt/credit planning and cash flow needs. Services Limited to Specific Types of Investments CWML generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds and commodities. CWML may use other securities as well to help diversify a portfolio when applicable. C. Client Tailored Services and Client Imposed Restrictions CWML will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs and requirements as well as a plan that will be executed by CWML on behalf of the client. CWML may use “model portfolios” together with a specific set of recommendations for each client based on their personal restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent CWML from properly servicing the client account, or if the restrictions would require CWML to deviate from its standard suite of services, CWML reserves the right to end the relationship. D. Wrap Fee Programs A wrap fee program is an investment program wherein the investor pays one stated fee that includes management fees, transaction costs, and certain other administrative fees. CWML does not participate in any wrap fee programs. E. Assets Under Management CWML has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $ 94,798,992.00 $ 50,977,165.00 December 2023