A. Description of the Advisory Firm Public Advisors LLC. (hereinafter “PALLC”) is a Limited Liability Company organized in the State of New York. The firm was formed in January 2022, and the principal owner is Public.com. B. Types of Advisory Services Robo-Advisory Portfolio Management Services PALLC provides “robo-advisory” portfolio management services through an online interface/app. This entails the use of algorithm-based portfolio management advice, rather than in-person investment advice. These automated investment solutions are customized to each client and based on individual characteristics, such as the client’s age, risk tolerance, income, and current assets, among others. PALLC’s investment advisory personnel oversee the algorithm and will monitor each client’s account. Clients are encouraged to update their account/questionnaire with any change in their objectives, risk tolerance, or other pertinent information, as that information factors into the portfolio’s composition. Robo-Advisory Investment Consulting Services PALLC provides “robo-advisory” investment consulting services through an online interface/app. This entails the use of algorithm-based portfolio management advice, rather than in-person investment advice regarding a client’s existing portfolio. Clients will provide their existing portfolio. The algorithm will provide an updated recommendation to the client based on their risk tolerance and suitability questionnaire. Robo-Advisory Subscription Services PALLC provides “robo-advisory” subscription services through an online interface/app. This entails the use of algorithm-based portfolio management advice, rather than in- person investment advice regarding a client’s existing 401k or retirement portfolio. Clients will provide their existing portfolio. The algorithm will provide an updated recommendation to the client based on their risk tolerance and other factors. Services Limited to Specific Types of Investments PALLC generally limits its investment advice equities and ETFs (including ETFs in the gold and precious metal sectors).

PALLC may use other securities as well to help diversify a portfolio when applicable. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions PALLC provides online “robo-advisory” portfolio management. Client accounts are generally invested into a target allocation depending on the client’s individual profile. This automated approach factors in client financial situation and risk tolerance, although the algorithms used to provide advisory services are designed to be utilized by PALLC across multiple clients. Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees and transaction costs. PALLC does not participate in wrap fee programs. E. Assets Under Management PALLC has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $0 $0 April 2023