Discipline Wealth Solutions Inc. (hereinafter called “DWS”) is a Registered Investment Adviser
based in Greenville, South Carolina, and incorporated under the laws of the State of South
Carolina. DWS is wholly owned by James Bryan Keith Ballentine. DWS is registered with the
SEC and subject to the rules and regulations of the US Advisers Act. Founded in August 2021,
DWS provides investment advisory services, which may include, but are not limited to, the
review of client investment objectives and goals, recommending asset allocation strategies of
managed assets among investment products such as cash, stocks, mutual funds and bonds,
annuities, and/or preparing written investment strategies. Our investment advice is tailored to
meet our clients’ needs and investment objectives. Clients may impose restrictions on investing
in certain securities or types of securities (such as a product type, specific companies, specific
sectors, etc.) by providing a signed and dated written notification, of which an e-mail is also an
acceptable form of notification. DWS also provides consulting services as part of their asset
management including, but not limited to, risk assessment/management, investment planning,
estate planning, financial organization, or financial decision making/negotiation.
DWS provides investment advisory and other financial services through its Investment Advisory
Representatives ("IAR") to accounts opened with DWS. Managed Accounts are available to
individuals, high net worth individuals, corporations, other advisors and retirement plans.
DWS provides discretionary and non-discretionary investment advisory services to some of its
clients through various managed account programs. DWS will assist clients in determining the
suitability of the Managed Account Programs for the client. The IAR is compensated through a
comprehensive single fee and the account may be assessed other charges associated with
conducting a brokerage business. DWS and its IAR, as appropriate, will be responsible for the
following:
• Performing due diligence
• Recommending strategic asset and style allocations
• Providing research on investment product options, as needed
• Providing client risk profile questionnaire
• Obtaining investment advisory contract from client with required financial, risk tolerance,
suitability and investment vehicle selection information for each new account
• Performing client suitability check on account documentation, review the investment
objectives and evaluate the investment vehicle selections
• Providing Firm Brochure (this document)
DWS offers a cash management service for clients where the firm advises on placement of cash
and cash equivalents and negotiates the price for doing so. All such funds will be maintained at
qualified custodians (TD Ameritrade/Charles Schwab).
Sub-Advisory Investment Management Services for Advisers
DWS offers investment sub-advisory services to unaffiliated registered investment advisers
(“RIA’s”). Unaffiliated RIAs may choose to engage DWS for investment management
of some
or all of their clients' assets. DWS shall have day-to-day responsibility for the active
discretionary management of the allocated assets through a limited power of attorney from the
unaffiliated advisor's client. The unaffiliated adviser RIA shall continue to render investment
advisory services to the client relative to the ongoing monitoring and review of account
performance, asset allocation and client investment objectives. The unaffiliated RIA’s may
receive compensation for referring clients to DWS under a written solicitation agreement, as
required by applicable regulations.
Company-Sponsored Retirement Plan Consulting Services
Discipline Wealth Solutions offers retirement plan advisory services to defined contribution
retirement plans (the “Plan(s)”) and to the Plan’s named fiduciary (the “Plan Sponsor”). These
services may include either discretionary or nondiscretionary investment advice concerning the
retirement plan's investment options that are available to participants in the plan.
Investment Manager 3(38) Fiduciary Services: The Adviser shall serve as an “Investment
Manager” and a “fiduciary” within the meaning of Section 3(38) of ERISA with respect to
accounts in the Plan. (As a Section 3(38) fiduciary, an “Investment Manager” has discretion,
authority and control of a plan’s assets. Under ERISA, a Plan Sponsor can delegate the job of
selecting, monitoring and replacing plan investments to the Investment Manager, but the Plan
Sponsor retains liability for the selection, monitoring and benchmarking of the Investment
Manager.)
If we are engaged as an Investment Manager, we will select the investment options that are to be
offered to the Plan's participants. We will also monitor the selected investment options and make
changes to them as necessary. In addition, we may aid with respect to the establishment and
maintenance of an investment policy statement for the Plan.
We shall be responsible for selecting the Qualified Default Investment Alternatives (“QDIA”)
for the Plan as permitted under Section 404(c) of ERISA in the form of an investment fund or
model portfolios that seek both long-term appreciation and capital preservation through a mix of
equity and fixed income investments.
Participant Services -In addition to providing plan-level advisory services, we may offer
participant-level education services and may also assist with participant enrollment meetings and
provide investment- related educational seminars to plan participants on such topics as
diversification, risk tolerance and time horizon. Our educational seminars may include other
investment-related topics specific to the plan.
We may also provide additional types of retirement plan advisory and consulting services to
Plans on an individually negotiated basis. All services, whether discussed above or customized
based upon a Plan Sponsor’s requirements, shall be detailed in a written agreement and be
consistent with the parameters set forth in the plan documents.
The firm currently does not have any assets under management.
Form ADV, Part 2A, Item 5