A. Description of the Advisory Firm B. Types of Advisory Services other financial interests. To meet its fiduciary obligations, GF attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and, accordingly, GF’s policy is to seek fair and equitable allocation of investment opportunities and transactions among its clients to avoid favoring one client over another over time. It is GF’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent, including initial public offerings (“IPOs”) and other investment opportunities that might have a limited supply, among its clients on a fair and equitable basis over time. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; education planning; and debt/credit planning. Financial planning services are included with GF’s base management fee for investment advisory clients. GF also offers standalone financial planning services for a separate fee. Selection of Other Advisers GF may direct clients to third-party investment advisers. Before selecting other advisers for clients, GF will always ensure those other advisers are properly licensed or registered as investment advisers. Services Limited to Specific Types of Investments GF generally limits its investment advice to mutual funds, equities, fixed income securities, ETFs (including ETFs in the gold and precious metal sectors), real estate funds (including REITs), non-U.S. securities, and insurance products including annuities, and private placements. GF may use other securities as well to help diversify a portfolio when applicable. GF offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation. Clients may impose restrictions

in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent GF from properly servicing the client account, or if the restrictions would require GF to deviate from its standard suite of services, GF reserves the right to end the relationship. A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. GF does not participate in any wrap fee programs. C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs GF has the following regulatory assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $81,676,802.00 $0.00 December 2023 In addition to regulatory assets under management, GF provides regular supervisory or management services of non-regulatory assets such as real estate and closely held businesses, and such assets are excluded from the calculation of Assets Under Management. Portfolio Management Services Fees Total Assets Under Management Annual Fee Up to $1,000,000 1.50% Excess of $1,000,000 to $5,000,000 1.25% Excess of $5,000,000 1.00% These fees are generally negotiable and the final fee schedule is set forth in the Investment Advisory Contract. GF uses an annualized percentage of the net market value of assets posted monthly in the client's account by the custodian without regard to any margin balance or securities-backed borrowing. Fees are charged monthly in advance but may be charged quarterly in GF's sole discretion. The Investment Advisory Contract will reflect the client’s billing period. Please see below for an example of the fee calculation formula: Description: Percentage of Net Market Value is entered as an annualized percentage, applied on a monthly basis (12 business months are applied in this calculation method). Assumption: You specify 1.5% of Net Market Value as an annualized percentage, and the client’s previous month-ending equity is $1,000,000. E. Assets Under Management