COMPANY HISTORY & PRINCIPALS SFG Wealth Advisors, LLC (“SFG Wealth Advisors” or the “Firm” “we” or “us”) is a limited liability company formed in the State of Florida. SFG Wealth Advisors is an investment advisory and financial planning firm serving active retirees, business owners, and young professionals throughout the nation. Since 1985, Bruce Snyder and the Snyder Financial Group have provided investment management, comprehensive financial planning, insurance solutions, and consulting to his clients. B. Donald (“Don”) Snyder joined his father in the financial business in 2001 and serves asPresident. SFG Wealth Advisors was formed in 2020 to be a new independent registered investment adviser. SFG Wealth Advisors’ goals are not merely to help their clients accumulate wealth but to help them figure out their individual purpose in gaining wealth. In June 2021, SFG Wealth Advisors’ registration with the U.S. Securities and Exchange Commission was completed. The owners of SFG Wealth Advisors are as follows: B. Donald Snyder Bruce Snyder Heather Snyder INVESTMENT ADVISORY SERVICES SFG Wealth Advisors provides investment advisory services to individuals and families as well as for their trusts, estates and small businesses through actively managed accounts. Services are provided by a registered investment adviser representative (“IAR”) of the Firm directly to a client. Continuous advice is provided to a client regarding the investment of client funds and is based on the recommendations outlined in the client’s investment proposal based on their objectives and risk tolerance. We generally manage these advisory accounts on a discretionary basis. Account supervision is guided by the client's stated objectives (i.e., capital appreciation, growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. In managing your investment portfolio, we consider your financial situation, risk tolerance, investment horizon, liquidity needs, tax considerations, investment objectives, and any other issues important to your financial affairs. Clients should notify us promptly if there are any changes in their financial situation, investment objectives, or restrictions upon the management of your account. Our investment recommendations are not limited to any specific product or service offered by a broker-dealer, investment adviser, or insurance company and may include advice regarding the following types of securities: exchange-listed securities, securities traded over-the-counter, foreign issuers, corporate debt securities (other than commercial paper), commodities, municipal securities, mutual fund (institutional shares), United States governmental securities, options, alternative investments and/or annuities. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. On occasion we utilize the services of a third-party money manager (“Money Manager”) for the ongoing management of our client portfolios. THIRD-PARTY MONEY MANAGER The Money Managers selected by SFG Wealth Advisors are chosen for their unique approach in building portfolios that are designed to mitigate downside risk, offer consistency over time, and offer values-based options as well when applicable. Generally, multiple strategies are available through managers employed and care is taken for the selection of manager and appropriate strategy to meet client’s needs. Assets may be managed through a model portfolio that is applied universally to all accounts invested in the model (the “Investment Strategies”). The Money Manager will oversee the Investment Strategies on a discretionary basis, which means they will purchase and sell securities for client account(s) without first consulting with or obtaining specific authorization from the client or his/her adviser. The Money Manager manages the Investment Strategies in accordance with its stated investment objectives, not according to the client’s investment goals. The Money Manager will monitor the Investment Strategies on an ongoing basis. Money Managers may have minimum account balance requirements in order to invest in the Investment Strategies. When working with a Money Manager, SFG Wealth Advisors will be responsible for determining the suitability of the services to be provided by Money Manager and assisting clients in determining which Money Manager services are appropriate for their accounts based on the client’s specific investment goals and objectives, now and in the future. We will monitor performance and are available to our clients to discuss the selected third-party investment adviser's strategy and/or performance. Clients recommended for these programs will receive complete program descriptions, including services, fees, payment structures, and termination features, all of which are found in the respective disclosure brochures, investment advisory agreements, and account opening documents, as well as related solicitor disclosure notices. The selected third-party investment manager will be responsible for securities selection according to the strategy selected. The client will be provided with the disclosure documents for any third-party investment adviser selected for investment in the client’s accounts. Money Managers will be accessed through a platform provider (“Platform Provider”). Current Platform Providers: Frontier Asset Management (“Frontier”), an independently owned investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”) and based in Wyoming. From 2005 to approximately June 2021, our affiliate Snyder Financial Group worked as a solicitor for Frontier. Currently, when SFG Wealth Advisors works with Frontier, Frontier will serve as co-advisor along with SFG Wealth Advisors. Frontier offers a selection of their own in-house Investment Strategies

which focuses on a broad range of assets classes utilizing mutual funds and exchanged traded funds. They do not utilize any proprietary assets in their Investment Strategies. FINANCIAL PLANNING SERVICES SFG Wealth Advisors begins every client relationship by offering financial planning services to its clientele. Financial planning is an evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Through the financial planning process, SFG Wealth Advisors may consider various questions, information and analysis as they impact and are impacted by the financial and life situation of the client. We gather required information through in-depth personal interviews. Information gathered typically includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. Clients who engage SFG Wealth Advisors for these services will receive a written report providing the client with a detailed financial plan designed to assist the client in achieving stated financial goals and objectives. In the course of developing a core financial plan, many areas are addressed through our process, such as; survivorship analysis, retirement projections, asset protection, cashflow and budgeting, insurance coverage, charitable giving, and historical tax review. Annuities, real estate, alternative assets, oil and gas, and other non-security related matters may also be discussed. RETIREMENT PLAN SERVICES When SFG Wealth Advisors works with retirement plans, we will serve as an “Investment Adviser” and a “fiduciary” within the meaning of Section 3(21) of ERISA with respect to accounts in the Plan. (Although 3(21) fiduciaries provide advice, the plan sponsor or plan committee retains the final say regarding implementation of the recommended investment options.) As a 3(21) Investment Adviser to the Plan, the following services shall be provided: a) Investment Selection. The Adviser will provide recommendations regarding the investment options or third-party money managers to be made available under the Plan along with a relevant benchmark recommendation. Adviser shall be responsible for the ongoing monitoring of the Plan’s investment options and will report at least annually to the Client on performance history and review important updates related to the recommended investment options. b) Participant Services. The Adviser shall provide advisory services to Participants as described in this section (“Participant Services”). Each Participant shall be responsible for deciding whether, or to what extent, to use the Participant Services. The Client shall be responsible for providing Participants with information regarding the availability of the Participant Services. Participant Services may include a recommendation regarding security selection based upon an analysis of the Participant’s individual investment objectives. Upon request, the Adviser will facilitate group enrollment meetings to assist with the implementation of the Plan. Adviser’s management of any assets outside a Participant’s Plan account is not included as a Participant Services and is not covered by this Agreement. c) Assistance with Oversight of Service Providers. The Adviser will provide assistance to the Client regarding the selection and monitoring of service providers to the Plan. d) Education and Sponsor Consulting Services. The Adviser will assist the Plan Sponsor and Trustees in meeting his/her fiduciary duties to administer the Plan in the best interests of the Plan Participants and their beneficiaries. Adviser will offer periodic education and consultation to the Plan Sponsors. e) QDIA Recommendation. The Adviser will provide recommendations regarding the investment options to be made for the Qualified Default Investment Alternatives (“QDIA”) for the Plan as permitted under Section 404(c) of the Employee Retirement Income Security Act of 1974 (‘ERISA”), as amended, in the form of an investment fund or model portfolios that are a mix of equity and fixed income investments. Exclusions. It should be noted that the Adviser will not serve as an “Investment Manager” and a “fiduciary” within the meaning of Section 3(38) of ERISA with respect to accounts in the Plan. (A Section 3(38) fiduciary is an “Investment Manager” that has discretion and authority over the plan’s assets. Under ERISA, a plan sponsor can delegate the job of selecting, monitoring, and replacing plan investments to the Investment Manager, but the plan sponsor retains liability for the selection, monitoring, and benchmarking of the Investment Manager.) IRA ROLLOVER CONSIDERATIONS As part of SFG Wealth Advisors consulting and advisory services, we may provide a client with recommendations and advice concerning their employer retirement plan or other qualified retirement account. We may recommend that the client withdraw the assets from their employer's retirement plan or other qualified retirement account and roll the assets over to an individual retirement account ("IRA") that we will manage. If the client elects to roll the assets to an IRA under our management, we will charge the client an asset-based fee as described in Item 5. This practice could present a conflict of interest because our IARs may have an incentive to recommend a rollover to the client for the purpose of generating fee-based compensation. However, as a fiduciary, SFG Wealth Advisors will make investment decisions based on a client’s needs. A client is under no obligation, contractually or otherwise, to complete the rollover. Furthermore, if a client does complete the rollover, they are under no obligation to have their IRA assets managed by us. When making a rollover recommendation SFG is serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). ASSETS UNDER MANAGEMENT As of December 31, 2023, SFG Wealth Advisors manages client assets in the sum of $138,507,422 on a discretionary basis and $10,476,221 on a non-discretionary basis.