Description of Advisory Firm ARS Wealth Advisors Group, LLC (“ARS Wealth”) is an investment adviser registered with the United States Securities and Exchange Commission (“SEC”) and is a limited liability company formed under the laws of the State of Delaware. ARS Wealth acquired the investment advisory business of ARS Wealth Advisors, LLC which was founded in 1997. Focus Financial Partners ARS Wealth is part of the Focus Financial Partners, LLC (“Focus LLC”) partnership. Specifically, ARS Wealth is a wholly-owned indirect subsidiary of Focus LLC. Ferdinand FFP Acquisition, LLC is the sole managing member of Focus LLC. Ultimate governance of Focus LLC is conducted through the board of directors at Ferdinand FFP Ultimate Holdings, LP. Focus LLC is majority- owned, indirectly and collectively, by investment vehicles affiliated with Clayton, Dubilier & Rice, LLC (“CD&R”). Investment vehicles affiliated with Stone Point Capital LLC (“Stone Point”) are indirect owners of Focus LLC. Because ARS Wealth is an indirect, wholly-owned subsidiary of Focus LLC, CD&R and Stone Point investment vehicles are indirect owners of ARS Wealth. Focus LLC also owns other registered investment advisers, broker-dealers, pension consultants, insurance firms, business managers and other firms (the “Focus Partners”), most of which provide wealth management, benefit consulting and investment consulting services to individuals, families, employers, and institutions. Some Focus Partners also manage or advise limited partnerships, private funds, or investment companies as disclosed on their respective Form ADVs. ARS Wealth is managed by Anthony Anderson, Michael Murray and Andrew Swenson (“ARS Principals”), pursuant to a management agreement between BrightWaters Management Company, LLC and ARS Wealth. The ARS Principals serve as officers of ARS Wealth and are responsible for the management, supervision and oversight of ARS Wealth. General Description of Advisory Services The following are brief descriptions of our primary services. A detailed description of ARS Wealth’s services is provided in Item 5 – Fees and Compensation so that clients and prospective clients can review the services and description of fees in a side-by-side manner. Portfolio Management Services – We provide advisory services in the form of portfolio management services. Portfolio management services involve providing clients with on-going supervision over client accounts. This means that ARS Wealth will monitor a client’s account and make trades in client accounts when necessary. Financial Planning Services – We offer advisory services in the form of financial planning services. Financial planning services do not involve the active management of client accounts, but instead focuses on a client’s overall financial situation. Financial planning can be described as helping individuals determine and set their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and other areas. The role of a financial planner is to find ways to help the client understand his/her overall financial situation and help the client set financial objectives. ARS Wealth Advisors Group,

LLC 5 Form ADV Part 2A Disclosure Brochure As a fiduciary, we have duties of care and of loyalty to you and are subject to obligations imposed on us by the federal and state securities laws. As a result, you have certain rights that you cannot waive or limit by contract. Nothing in our agreement with you should be interpreted as a limitation of our obligations under the federal and state securities laws or as a waiver of any unwaivable rights you possess. Tax Preparation and Consulting Services – ARS Wealth offers tax return preparation and consulting services to its clients who receive portfolio management services and/or financial planning services. The fee for tax preparation and consulting services generally depends on the complexity of the engagement and scope of work. Limits Advice to Certain Types of Investments ARS Wealth provides investment advice on the following types of investments. o Domestic & International Stocks o Bonds o Mutual Funds o Exchange Traded Funds (ETFs) o Certificates of Deposit (CD’s) o Money Market Funds and Cash o Annuities When providing portfolio management services, the firm will typically construct each client’s account holdings using bonds, equities, ETFs, mutual funds, CD’s, and Money Market Funds and Cash to build diversified portfolios. It is not ARS Wealth’s typical investment strategy to attempt to time the market, but we may increase cash holdings as deemed appropriate based on your risk tolerance and short and long-term goals. We may modify our investment strategy to accommodate special situations such as: low basis stock, stock options, legacy holdings, inheritances, closely held businesses, or special tax situations. (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more information.) Tailor Advisory Services to Individual Needs of Clients Our services are provided based on the individual needs of each client. This means, for example, that you are given the ability to impose reasonable restrictions on the accounts we manage for you, including specific investment selections and sectors. ARS Wealth works with each client on a one-on-one basis through interviews and questionnaires to determine the client’s investment objectives and suitability information. UPTIQ Treasury and Credit Solutions We offer clients the option of obtaining certain financial solutions from unaffiliated third-party financial institutions through UPTIQ Treasury & Credit Solutions, LLC (together with UPTIQ, Inc. and its affiliates, “UPTIQ”). Please see Items 5 and 10 for a fuller discussion of these services and other important information. ARS Wealth Advisors Group, LLC 6 Form ADV Part 2A Disclosure Brochure Focus Risk Solutions We help our clients obtain certain insurance solutions from unaffiliated, third-party insurance brokers by introducing clients to our affiliate, Focus Risk Solutions, LLC (“FRS”), a wholly owned subsidiary of our parent company, Focus Financial Partners, LLC. Please see Items 5 and 10 for a fuller discussion of these services and other important information. Client Assets Managed by ARS Wealth As of December 31, 2023, ARS Wealth had $1,272,474,625 in assets under management on a discretionary basis.