Regimen Wealth offers a variety of advisory services, which include financial planning, consulting, and investment management services. Prior to Regimen Wealth rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with Regimen Wealth setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). Regimen Wealth filed for registration as an investment adviser in June 2020 and is owned by Ian Alexandre Weinstein and Aiki Altmets. As of December 31, 2023 Regimen Wealth had $295,449,989 in assets under management, all of which were managed on a discretionary basis. While this brochure generally describes the business of Regimen Wealth, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or other persons who provide investment advice on Regimen Wealth’s behalf and are subject to the Firm’s supervision or control. Financial Planning and Consulting Services Regimen Wealth offers clients a broad range of financial planning and consulting services, which include any or all of the following functions: Cash Flow Analysis and Planning Goal Planning Estate Planning Strategies  Compensation Package Analysis Stock Option Planning Retirement Planning  Tax Planning Strategies Education Planning Debt Management Pension Strategies Protection Planning Social Security Analysis  Employee Benefit Analysis While each of these services is available on a stand-alone basis, certain of them can also be rendered in conjunction with investment portfolio management as part of a comprehensive wealth management engagement (described in more detail below). In performing these services, Regimen Wealth is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. Regimen Wealth recommends certain clients engage the Firm for additional related services, its Supervised Persons in their individual capacities as insurance agents and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists for the Firm to recommend that clients engage Regimen Wealth or its affiliates to provide (or continue to provide) additional services for compensation, including investment management services. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by Regimen Wealth under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Regimen Wealth’s recommendations and/or services. Investment and Wealth Management Services Regimen Wealth manages client investment portfolios on a discretionary basis. Regimen Wealth frequently provides clients with wealth management services which include a broad range of financial planning and consulting services as well as discretionary management of investment portfolios. Regimen Wealth primarily allocates client assets among various mutual funds, exchange-traded funds (“ETFs”), individual debt and equity securities, real estate investment trusts (“REITS”) and independent investment managers who have specialized expertise in certain disciplines when appropriate for the client (“Independent Managers”). Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios, but clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. Clients can engage Regimen Wealth to manage and/or advise on certain investment products that are not

maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Regimen Wealth directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. Regimen Wealth tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. Regimen Wealth consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints, and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify Regimen Wealth if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients can impose reasonable restrictions or mandates on the management of their accounts if Regimen Wealth determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. When providing investment management services to retirement plans, Regimen Wealth may be providing the services as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), each plan sponsor is provided with a written description of Regimen Wealth’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Firm reasonably expects under the engagement. Use of Independent Managers As mentioned above, Regimen Wealth selects certain Independent Managers to actively manage a portion of its clients’ assets. The specific terms and conditions under which a Regimen Wealth engages an Independent Manager are set forth in a separate written agreement with the designated Independent Manager. That agreement is between the Firm and the Independent Manager (often called a subadvisor or separate account manager). In addition to this brochure, clients will also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. Regimen Wealth evaluates a variety of information about Independent Managers, which includes the Independent Managers’ public disclosure documents, materials supplied by the Independent Managers themselves and other third-party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the Independent Managers’ investment strategies, past performance and risk results in relation to its clients’ individual portfolio allocations and risk exposure. Regimen Wealth also takes into consideration each Independent Manager’s management style, returns, reputation, financial strength, reporting, pricing, and research capabilities, among other factors. Regimen Wealth continues to provide services relative to the discretionary selection of the Independent Managers. On an ongoing basis, the Firm monitors the performance of those accounts being managed by Independent Managers. Regimen Wealth seeks to ensure the Independent Managers’ strategies and target allocations remain aligned with its clients’ investment objectives and overall best interests. ERISA Disclosure for Retirement Planning When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way our firm makes money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours.