Overview
Vickerman Investment Advisors, Inc. (“Vickerman”) was established in 2021 to provide ongoing investment management services
(“Services”) to individuals, high net worth individuals, foundations, employer sponsored retirement plans, charitable organizations,
institutions, trusts, and estates. Vickerman is owned by Michael J. Vickerman, Jr and Chris Grasmick.
Through its investment advisor representatives (“Representatives”) Vickerman provides Services that include ongoing investment
management, portfolio trading and rebalancing, financial planning, retirement and estate planning and tax consulting. Every client
has different financial position, so we tailor our Services to match the client’s specific investment goals and objectives. For
discretionary accounts, we execute the day‐to‐day transactions without seeking prior client consent based on the client’s financial
goals and objectives.
In some cases, we may have the option to utilize an investment of either a mutual fund or exchange‐traded fund that has no
transaction fees. In our decision to purchase these investments, we consider our expected holding period of the fund, the position,
performance, size, and the expense ratio of the fund versus alternative funds. Depending on our analysis and future events, a no
transaction fund might not always be in the best interest of our clients.
Clients may impose reasonable restrictions on our investing
in certain securities, types of securities, or industry sectors, provided
the restrictions are provided in writing. It is important that clients notify us immediately if circumstances have changed with respect
to their financial situation. If a non‐discretionary relationship is in place, we will make investment recommendations and trade only
with client authorization. There are some situations for existing and grandfathered clients where we have agreed to pay the client
accounting fees from the advisory fees we receive. It is important to know that payments of accounting fees are not provided to all
clients.
Some clients may participate in our automated investment management service called Buckets Investment Strategy (“Buckets”).
Buckets is available exclusively to clients of Vickerman and clients may enroll by visiting www.buckets.us. Buckets is an automated
program, which means that investments are selected based upon the risk tolerance and investment objectives of the client but are
not specifically tailored for the client. There may be a conflict of interest in that clients in Buckets could provide trading and account
management efficiencies for Vickerman, so clients should ensure that Buckets is appropriate for their needs before enrolling in the
program and we will always ensure to place the interests of the client in front of our own.
As of December 31, 2023, we managed a total of $372,087,351 on a discretionary basis.