RIA Wealth Advisors, LLC (“RIA Wealth Advisors,” “Adviser” or the “Firm”) is a registered investment adviser with the U.S. Securities and Exchange Commission (“SEC”). RIA Wealth Advisors was organized as a limited liability company in 2020 and is located in Round Rock, TX. John Levee is the Firm’s principal owner. Adviser provides investment management services to individuals and wealthy individuals on a separate account management basis. Adviser is a fee-based investment management. The Firm does not sell securities on a commission basis. The Firm is not affiliated with any entities that sell financial products or securities. Adviser does not act as a custodian of client assets and the client always maintains asset control. Adviser generally has discretion of client accounts. Adviser does not have discretion over which brokerage firms to trade with and the resulting commissions to be paid and/or where the account is held in custody and the resulting expenses related to that custodianship. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Any conflicts of interest arising out of the activities of Adviser, or its associated persons, are disclosed in this brochure. Types of Advisory Services Adviser provides investment supervisory services, also known as asset management services. Also, on more than an occasional basis, Adviser may furnish advice to clients on matters not involving securities, such as financial planning matters. As of December 31, 2023, Advisor had $110,000,340 in client discretionary assets under management and $17,299 in client non-discretionary assets under management. Tailored Relationships The goals and objectives for each client are documented in our client relationship management system. Investment policy statements are created that reflect the stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities. Assignment of Investment Management Agreements Agreements may not be assigned without client consent. Types of Agreements Investment Management Agreement As part of the investment management service, all aspects of the client’s financial affairs are reviewed, and realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. Adviser periodically reviews a client’s financial situation and portfolio through regular contact with the client which often includes an annual meeting with the client. The scope of work and fee for an Advisory Service Agreement is provided to the client in writing prior to the start of the relationship. The agreement sets forth the services to be provided, the fees for the service and the agreement may be terminated by either party in writing at any time. Financial Planning Agreement The financial plan may include, but is not limited to: a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. The financial planning may be the only service

provided to the client and does not require that the client use or purchase the investment advisory services offered by the Advisor or any of the insurance products or other products and services offered by the associated persons of the Advisor. There is an inherent conflict of interest for the Advisor whenever a financial plan recommends use of professional investment management services or the purchase of insurance products or other financial products or services. The Advisor or its associated persons may receive compensation for financial planning and the provision of investment management services and/or the sale of insurance and other products and services. The Advisor does not make any representation that these products and services are offered at the lowest available cost and the client may be able to obtain the same products or services at a lower cost from other providers. However, the client is under no obligation to accept any of the recommendations of the Advisor or use the services of the Advisor in particular. Asset Management Investments may also include equities (stocks), warrants, corporate debt securities, investment company securities (variable life insurance, variable annuities, and mutual funds shares), and U. S. government securities. Assets are invested primarily in no-load or low-load mutual funds and exchange-traded funds, usually through brokers or fund companies. Fund companies charge each fund shareholder an investment management fee that is disclosed in the fund prospectus. Brokerages may charge a transaction fee for the purchase of some funds. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm charges a fee for stock and bond trades. Adviser does not receive any compensation, in any form, from fund companies. Initial public offerings (IPOs) are not available through Adviser. Separate Account Management Platforms As part of Adviser’s Asset Management Services, Adviser offers access to multiple managers and allocation services through Separate Account Management Platforms. Based on the client’s needs and suitability, Adviser may recommend or select a Separate Account Management Platform, to manage all, or a portion of, the client’s assets. Each platform includes access to sub-managers. Wrap Fee Programs Adviser does not participate in any wrap fee programs. Variable Annuity Management Program Adviser offers a program offering advisory services to variable insurance products. This service includes discretionary active management of the Client’s sub-accounts of the variable insurance product. Termination of Agreements A Client may terminate any of the aforementioned agreements at any time by notifying Adviser in writing. Clients shall be charged pro rata for services provided through to the date of termination. If the client made an advance payment, Adviser will refund any unearned portion of the advance payment. Adviser may terminate any of the aforementioned agreements at any time by notifying the client in writing. If the client made an advance payment, Adviser will refund any unearned portion of the advance payment. Adviser reserves the right to terminate any engagement where a client has willfully concealed or has refused to provide pertinent information about financial situations when necessary and appropriate, in Adviser’s judgment, to providing proper financial advice. Any unused portion of fees collected in advance will be refunded.