A. General Description of EverSource Wealth Advisors, LLC EverSource Wealth Advisors, LLC (“EverSource,” “firm,” “we” or “us”) is a privately-owned, SEC- registered investment advisor, with its principal offices located in Birmingham, Alabama. Formed as a Delaware limited liability company on January 18, 2017, the two principal owners of EverSource are FHG Ventures - EverSource, LLC and BMSS EverSource, LLC. FHG Ventures – EverSource, LLC is wholly owned by Mark Wesson. EverSource’s day-to-day operations are managed by its officers, including Mark Wesson, our Chief Executive Officer. While EverSource’s executive officers and staff primarily operate from our offices in Birmingham, Alabama, our business model entails a large network of investment advisor representatives (“IARs” or “Advisors”) employed by EverSource and other registered investment advisor (“RIA”) firms located throughout the United States under contract with EverSource for back office and/or subadvisory services. Although all of the IARs are registered with and subject to oversight and supervision by EverSource, some of the IARs or teams of IARs operate under a separate team name disclosed on the firm’s Form ADV Part 2B, allowing IARs flexibility in providing tailored individualized investment advice to the firm’s clients. EverSource’s home office in Birmingham provides its IARs with investment programs, technology, operations support, marketing, back-office functions, and compliance supervision. Through our network of IARs and RIA firms which rely upon EverSource’s services, EverSource offers a wide range of investment advisory, wealth management, consulting, and financial planning services to meet the needs of clients, who include individuals, families, estates and trusts, charitable foundations and funds, and institutions. B. Description of EverSource’s Services EverSource provides wealth management services, including investment advisory, financial planning, and consulting services to its investor clients, and provides back-office support services and serves as an investment subadvisor to RIAs. As fiduciaries, EverSource IARs seek to understand their clients and to deliver a wide range of planning and investment solutions according to each client’s particular goals, needs, values and passions. 1. Investment Advisory Services Investment advisory services are provided to EverSource’s investor clients by our IARs through EverSource’s Investment Programs: EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 5  EverSource Firm as Portfolio Manager  EverSource Advisor as Portfolio Manager  Managed Accounts  Private Markets  Held-Away Assets  Retirement Plan Services When entering a new client engagement, EverSource IARs interview their client to understand the client’s investment experience, time horizon, portfolio withdrawal needs, risk tolerance, tax sensitivity, personal values, and unique circumstances. The clients’ objectives and preferences are documented in an Investor Profile Form or Investment Policy Statement and implemented via the Investment Programs detailed below. Because EverSource earns more when a client places more assets with the firm to manage, we have an incentive to recommend that the client place more assets with us. Also, the client generally pays different fees for each of the Investment Programs described here, which can give us an incentive to recommend particular Investment Programs. We address this conflict of interest through disclosure and by seeking always to put the client’s interest ahead of our own. In addition, these program fees are paid to EverSource; the individual advisors do not receive any part of these fees and so has no incentive to recommend one program over another. EverSource Firm as Portfolio Manager EverSource’s Firm as Portfolio Manager program provides centralized discretionary portfolio management for clients’ accounts using EverSource’s model portfolios or third-party strategist models of ETFs and mutual funds. At the request of the Advisor, the EverSource Investment Department will manage the clients’ accounts to the selected model portfolio approved by the EverSource Investment Committee. EverSource Advisor as Portfolio Manager EverSource’s Advisor as Portfolio Manager program gives IARs the flexibility to manage client accounts using their own models or customizing portfolios to individual clients’ needs and preferences. Oversight is provided by the EverSource Investment Department, but IARs are responsible for executing day-to-day investment management decisions. Clients may elect for EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 6 accounts to be managed on a discretionary basis (client consent not required before trading) or a non-discretionary basis (client consent required before trading). Managed Accounts EverSource provides asset manager and investment strategy due diligence on and contracts with third-party asset managers for unique equity, equity derived options, and fixed income managed account strategies. IARs may delegate investment discretion of clients’ account(s) to third-party asset managers and strategies approved by the EverSource Investment Committee through a subadvisor relationship. EverSource also accesses asset manager strategies through subadvisor contracts with turnkey unified managed account platforms. Private Markets EverSource provides investment and operational due diligence on private equity funds, private credit funds, real asset funds, hedge funds, and direct real estate investment. IARs are responsible for presenting eligible clients with appropriate private market investments approved by EverSource’s Investment Committee and facilitating the client subscription commitments with the EverSource Investment Department. IARs may learn of private market investment opportunities which have not been and will not be reviewed, recommended or supervised by EverSource, but which the IAR knows are of interest to specific eligible clients. In those situations, the IAR is permitted to assist the client as requested, but must make it clear to the client that neither EverSource nor the IAR is reviewing, recommending, or supervising the investment and that no advisory or other fee will be charged to the client by EverSource related to such non-recommended investment. EverSource formed and manages EverSource Capital Access Fund I, LLC (“Fund”), a pooled closed- end investment fund which allowed eligible clients to pool their funds and have access to a single private market fund. This fund is now closed to new investors. The offering documents, including private placement memorandums, contain a complete discussion about the Fund. Each investor was required to complete a Subscription Agreement, through which the client established eligibility and accepted the various risks associated with this type of investment. EverSource clients were not obligated to invest in the Fund. One member of the EverSource board of managers is a co-founder and co-CEO of Sovereign’s Capital, a private equity firm which sponsors investment funds, including ones that EverSource recommends. Another board member and part owner of the Firm is the CEO of a private real estate firm which sponsors real estate investment funds, including ones that EverSource also recommends. EverSource addresses this conflict of interest by disclosing these relationships and subjecting these funds to the same due diligence process as any other private fund it recommends. Neither board member has any involvement in the due diligence or recommendation process and clients are not obligated to invest in any fund. EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 7 Held-Away Asset Management Held-away assets are those in accounts at financial institutions other than EverSource’s primary custodial relationships (i.e., Schwab and Fidelity). This includes fee-only insurance and annuity products, 529 plans, donor-advised funds, and defined contribution plan participant (e.g., retirement) accounts. EverSource uses a third-party platform to facilitate management of plan participant accounts where the client has granted EverSource discretion. Because EverSource

does not have access to or use client log-in credentials to effect trades on this platform, EverSource is not considered to have custody of these client funds. In those cases, clients receive a link from the platform provider which allows them to connect their account to the platform and to give the EverSource advisor access for the limited purpose of managing the investments in the account. The advisor will review the account allocations and, when deemed necessary, rebalance the account in light of the client’s investment goals. Because it is generally not possible for EverSource to directly debit its fees from these accounts, fees will be assigned to another client account or billed directly to the client. EverSource is not affiliated with this platform provider in any way and receives no compensation for using the platform. EverSource IARs also provide investment advisory, financial planning, and consulting services related to fee-based annuity and insurance products and charge a percent of contract market value fee for providing advice and investment recommendations for these products. Retirement Plan Services For certain retirement plans, EverSource has agreed to provide advice to the plan sponsor, investment manager oversight, plan participant education and ongoing administrative support in partnership with third-party administrators (“TPAs”), recordkeepers, and investment co- fiduciaries for 3(21) or, in rare cases, 3(38) ERISA advice. Rollover Recommendations For clients who are participants in a retirement plan, we will evaluate whether it is in their best interest to “roll over” their plan account to an individual retirement account (“IRA”), move their assets to a different retirement plan, leave the plan as is, or reallocate the assets in the plan account. EverSource will generally earn a fee if the client elects to rollover the plan account or to contract with EverSource for the provision of investment advice on the plan account assets. This creates a conflict of interest and an incentive for EverSource to recommend a rollover rather than leaving the account as is. EverSource discloses this conflict, advises the client of its fiduciary status, and documents the rationale for any rollover recommendation. EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 8 2. Services to Independent RIAs Turnkey Asset Management Program Services For certain RIA firms, EverSource provides Turnkey Asset Management Program (“TAMP”) services. EverSource’s TAMP services provide back-office investment services including, model management, trading and rebalancing, advisor and client portal access, quarterly billing, quarterly reporting, and providing access to marketing resources. EverSource utilizes the Investment Programs described above to deliver these services and may use third-party strategists as well to deliver model portfolios through its TAMP sub-advisory service. For some clients, EverSource also provides due diligence and back-office support regarding private markets funds. EverSource also serves as a subadvisor to DPL Financial Partners, LLC (“DPL”), providing ongoing portfolio management and investment advisory services for certain insurance and annuities owned by a client. DPL pays EverSource an advisory fee for this subadvisory work and the arrangement places no financial burden on the client. Back Office Services EverSource also provides to independent RIAs various “back office” services in such areas as marketing, compliance, administration, technology, practice development and human resources. The specifics of each engagement are covered in the written agreement between each RIA and EverSource. 3. Planning Services Financial Planning Services EverSource’s IARs deliver Financial Planning Services based on either a comprehensive or limited scope project engagement. In each case, Advisors seek to understand client’s current and projected financial situation and circumstances. Depending on the type of engagement, financial planning advice and ongoing guidance may address individual and family financial data organization, cash flow planning, tax planning, risk identification and mitigation strategies, insurance policy review, investment asset allocation review, retirement projections and planning, business succession, life impact stewardship planning and an estate plan review. Standard practice is for IARs to deliver the financial planning process over the course of multiple meetings and to present analysis, options, and recommendations via financial planning software and follow-up written recommendations. Financial planning is an iterative process that requires regular realignment based on updated client needs, objectives, opportunities, risks, and available options that arise from clients’ evolving life circumstances. EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 9 Life Impact® Stewardship Planning Services Life Impact Stewardship Planning is a service provided in addition to financial planning services which focuses on the other aspects of a person or family’s life. The process is used to assist clients with aligning their purpose, calling and values with all aspects of their life. 4. Consulting Services EverSource Advisors’ Consulting Services complement Financial Planning Services and leverage EverSource’s network of internal and external subject matter experts. Advisors assist clients with unique projects and analysis to help them achieve specific objectives related to other financial and life planning needs. Examples include business succession planning, resource stewardship, estate planning, charitable and philanthropic planning, asset protection planning, family dynamics and conflict resolution, and business and executive compensation. EverSource has a relationship with Mutual Securities, Inc. (“MSI”), an unaffiliated broker-dealer (member FINRA, MSRB and SIPC), under which EverSource provides investment consulting services to certain of MSI’s clients (“Brokerage Customers”) who have requested that EverSource provide those services. Brokerage Customers enter into a client agreement with EverSource for these consulting services and, in most cases, also engage EverSource for investment advisory services on separate assets managed by EverSource or its IARs. Consulting services include such areas as diversification, risk tolerance, investment strategy, cash flow, estate planning and anticipated future needs. C. Customized Services EverSource IARs tailor the financial planning process and recommended solutions for each client based on personal life and family circumstances. IARs are also able to tailor investment portfolios for clients, including establishing restrictions and limitations on investing in certain securities or security-types based on the client’s unique objectives and values. D. Wrap Fee Programs A team of EverSource in Birmingham, Alabama previously offered a Wrap Fee Program, under which investment advisory fees, transaction fees, and custodial broker-dealer commissions are bundled into a single “Wrap Fee”. While that team does not offer that program to new clients, existing wrap fee program participants are permitted to remain in the program. The objective of that Wrap Fee program is for EverSource to cover commissions resulting from trades in client accounts without increasing the fee clients would otherwise pay. In March 2024, a team of advisors in Fairfax, Virginia joined EverSource and will offer the “Clarion Wrap Fee” to all of its clients. Please refer to EverSource’s Form ADV Part 2A – Appendix 1 (“Wrap Fee Program Brochure”) for a full disclosure of the existing grandfathered wrap fee program and the Clarion Wrap Fee EverSource Wealth Advisors | Form ADV Part 2A | March 8, 2024 Page 10 Program, including conflicts of interest. EverSource receives a portion of the revenue generated by its advisors, which includes revenue from the Wrap Fee programs. E. Assets Under Management As of December 31, 2023, EverSource’s assets under management were as follows: Assets Managed on Discretionary Basis $2,625,200,178 Assets Managed on Non-Discretionary Basis $69,161,482 Total Assets Under Management $2,694,361,660