About Our Business Wolverine Investment Advisors, LLC (also referred to herein as “we,” “us,” or “our”) is an investment advisory firm that offers automated investment management solutions through an interactive digital platform. Our investment services seek to maximize portfolio returns while keeping market risk to a minimum. We are a Georgia domiciled limited liability company. Our firm began advisory operations in April of 2020. We have formed an Executive Committee to govern the advisory activities of our firm. Members of our Executive Committee are Deniz Anginer, A. Alptekin Derinkök, Iurii Tceretian, and Çelim Yildizhan. Çelim Yildizhan is the chief compliance officer of our firm. Please review the Executive Committee section for details regarding our executive committee members’ educational background and business experience. Types of Advisory Services We provide services to individuals and high net worth individuals. Our advisory services are offered through an interactive digital platform (“interactive website”) that utilizes an automated algorithm for investing. Our automated investment management services are provided through one or more interactive websites. Our firm communicates with you regarding our advisory services and your accounts electronically. We will interact with you exclusively through email and our website portal. Please review the attached ESIGN Notice for details regarding electronic communications and signatures. You are required to provide your personal information and financial data, access important forms, sign advisory engagement documents, open advisory accounts, view account holdings, and review transactions and portfolio performance, all through our interactive website. We do not send account documentation in paper form unless we are required by law or decide at our discretion to do so. We do not provide one-on-one interactions. You must agree to conduct communications and transactions electronically; otherwise, we cannot provide advisory services to you. Please carefully consider our specific requirements to determine whether utilizing an interactive website for investment management services meets your needs relative to accessibility. SERVICE LIMITATIONS. Our advisory services may not be the best match if you (1) have limited ability to access or no access to technology; (2) need one-on-one discussions with financial professionals regarding securities or investment strategies; (3) require additional asset classes (other than the asset classes included in our strategy); and (4) have current investment portfolios of illiquid securities, low basis stocks, or holdings that lack liquidity; or (5) have accounts with multiple investment objectives or varying risk tolerances. A detailed explanation of our

automated investment management services is as follows: Automated Investment Management Services Our automated investment management services are provided through an interactive digital platform. We use U.S. equities and exchange-traded funds across two (2) asset classes to assist you in meeting your long-term investment goals. We offer five model allocations that are grouped according to specific risk attributes. We only use discretionary authority to manage your investments. You authorize us to use discretionary authority upon signing our investment management agreement. When using discretionary authority, we make initial and ongoing decisions about the types of investments for your account(s) without your prior approval. Although decisions do not require your approval, our systems rely on your investment profile data to support investment decisions. Please review Item 16, Discretionary Authority, for additional details. To implement services, you provide information regarding your age, investment objective, investment horizon, and risk tolerance to us through our interactive website. Based on the information received, our automated processes assign suitability attributes, which are the basis for allocating your assets to one of our five model portfolios. Assets are allocated to a portfolio that is most suitable for your age, risk tolerance, investment objective, and investment horizon. You may accept or reject our strategy recommendation. If you reject our recommendation, you will be required to choose from one of the other available model allocations. After solidifying the appropriate allocation, we will use our automated algorithm to manage your assets in accordance with the investment objective and risk tolerance assigned to the model allocation. Based on our discretionary authority, we will continue to implement such investment strategies without your consent. WOLVERINE INVESTMENT ADVISORS 5 Tailored Services We offer model investment portfolios with specific asset allocation parameters to meet specific investment objectives. We do not tailor the investment objective of our model portfolios to meet a client’s specific investment goals and objectives; instead, our model portfolios have tailored objectives based on certain risk factors. However, our automated system analyzes each client’s stated age, investment objective, investment horizon, and risk tolerance and assigns the most suitable model portfolio and investment strategy. Wrap Fee Programs We are not a participant in any wrap fee program. Assets Under Management We manage a total of $1,709,546* in assets on a discretionary basis. *Our asset values are based on calculations as of December 31, 2023.