Our firm provides individuals and other types of clients with a wide array of investment advisory services. Our firm is a Limited Liability Company (LLC) formed under the laws of the State of California in 2019 and has been in business as an investment adviser since 2019. Our firm is majority owned by Charles Gillespie, who serves as the Managing Member and Principal. In January 2019, Mr. Gillespie purchased the Firm from its founder, William L. Litton, II. Mr. Litton remains an active member of Castle Coast and continues to carry out his duties as an investment adviser representative. Mr. Tyler Stearns, who serves as a Partner and Wealth Manager, owns approximately 10% of the Firm. Castle Coast offers investment advisory services, which include asset management and financial planning. As a fiduciary, it is our duty to always act in our clients’ best interests. This is accomplished in part by knowing our clients’ overall financial and investment goals. Our firm has established a service-oriented advisory practice with open lines of communication for clients to help them meet their financial goals while remaining sensitive to risk tolerance and time horizons. Working with clients to understand their investment objectives while educating them about our process facilitates the kind of working relationship we value. Types of Advisory Services Offered Our advisory services consist of offering asset management and financial planning to individuals and high net worth clients and investment advisory services to ERISA1 plans, as outlined below. Asset Management As part of our Asset Management service, we create a portfolio for each client, which mainly consists of open-end mutual funds, but can also include other securities, such as exchange traded funds (“ETFs”) and equity securities, depending on a client’s investment objectives and risk tolerance. At the beginning of the relationship, Castle Coast gathers information and documentation from a client on their current financial situation, investment objectives, time horizon, risk tolerance and investment preferences (“Investment Guidelines”). Castle Coast and the client will determine the appropriate asset allocation portfolio based on the client’s Investment Guidelines. Throughout the relationship, clients are responsible for promptly notifying us of any changes in their Investment Guidelines. In addition, clients receiving asset management services are required to enter into a written agreement with Castle Coast. For further information, please refer to “Advisory Agreements” below. Generally, Castle Coast utilizes open end mutual funds to create an asset allocation portfolio for each client; however, we do not limit our advice to only those types of investments. Please refer to Item 8 below for further information on the types of investments we recommend and/or utilized in clients’ accounts, along with the associated risks. Once the appropriate asset allocation portfolio has been determined, Castle Coast will continuously and regularly monitor, and when necessary, rebalance a client’s portfolio to adjust for material market changes and/or changes to a client’s individual needs, stated goals and objectives. 1 Employee Retirement Income Security Act of 1974 (“ERISA”). ADV Part 2A – Firm Brochure Page 5 Castle Coast Castle Coast manages portfolios on a discretionary basis, which means we are allowed to decide the type and amount of securities to be bought and sold in a client’s account and when to buy and sell the securities, without discussing with the client in advance. From time to time, Castle Coast will recommend alternative and/or private investments to clients, such as limited partnerships or limited liability companies, which invest in securities or other private investments, such as feeder funds and fund of funds (“Private Funds”). Such Private Funds can include, but are not limited to hedge funds, real estate funds, private equity funds, and venture capital funds. Castle Coast will only recommend potential investment in a Private Fund to clients that meet the appropriate qualification definition, and the investment appears suitable for the client. To that end, Castle Coast considers, among other things, a client’s investment objectives, risk tolerance, the client’s current holdings in alternative investments, and cash available for investment. Investing in Private Funds involves various risks that clients should be aware of prior to investing. A summary of certain associated risks is outlined in Item 8 of this Disclosure Brochure. However, a complete discussion of risks and other important information is set forth in each Private Fund’s private placement memorandum, subscription agreement, and limited partner or LLC agreement (“Offering Documents”), which are provided to qualified clients at the time, or shortly after an investment recommendation is made by Castle Coast. Clients are not obligated in any way to invest in any Private Fund recommended by Castle Coast. Should a client decide to invest in a recommended Private Fund, the client will be required by the issuer of the Private Fund to complete and execute the subscription agreement and other Offering Documents. We will work with the client to help facilitate the completion and the delivery of the documents and implementation of the transaction. Also, once invested, Castle Coast will provide ongoing monitoring and oversight of the investment. There are times when one or more of our supervised persons will invest in a Private Fund, which creates conflict of interest. Please refer to Item 11 for further information, including how Castle Coast addresses the conflict. A client’s managed account portfolio can either be a cash account or a margin account. Unlike a cash account, a margin account allows the client to buy securities or withdraw cash by borrowing the money against the portfolio assets. While we do not recommend clients to have margin accounts for investment purposes, there are times when clients decide to use a margin in their investment account(s). We believe it is important for clients to be aware that buying securities on margin subjects the client to additional costs and risks that should be carefully considered before opening a margin account. For more information regarding these additional costs and risks, please refer to Items 5 & 8, below. Financial Planning Our firm provides a variety of financial planning services to clients based upon an analysis

of the client’s current situation, goals, and objectives. Financial planning services are provided on a non- discretionary basis and can encompass Investment Planning, Retirement Planning, Estate Planning, Charitable Planning, Education Planning, Corporate and Personal Tax Planning, Cost Segregation Study, Corporate Structure, Real Estate Analysis, Mortgage/Debt Analysis, Insurance Analysis, Lines of Credit Evaluation, or Business and Personal Financial Planning. ADV Part 2A – Firm Brochure Page 6 Castle Coast Generally, financial planning services will include recommendations for a course of activity or specific actions to be taken by the clients. Clients are provided with a written summary of their financial situations and financial planning recommendations. Implementation of the recommendations will be at the discretion of the client. If all the information and documents requested from the client are provided promptly, plans are typically completed within 6 months of the client signing an agreement with our firm. Financial plans are based on the client’s financial situation at the time of creation and are based on financial information disclosed by the client to Castle Coast. Clients are advised that certain assumptions are made with respect to interest and inflation rates and the use of past trends and performance of the market and economy. However, past performance cannot be relied on as an indication of future performance. We do not provide any guarantees or promises that the client’s financial goals and objectives will be met. Clients receiving financial planning advice are under no obligation to implement any of our recommendations. Clients maintain the right to decide whether to act upon any recommendations and may follow or disregard, wholly or in part, any information, recommendations, or advice provided by Castle Coast. Should a client decide to follow our recommendations, typically the asset management services are provided through Castle Coast. Clients should know that Castle Coast has conflicts of interest when making investment recommendations since the firm will receive fees should the client implement such recommendations though us. Due to this conflict, clients always have the ability to implement recommendations with any firm of their choosing. Clients receiving financial planning services will be required to enter into a written agreement with Castle Coast. For further information, please refer to “Advisory Agreements” below. Services to Retirement Plans Section 3(38) Investment Manager Castle Coast provides discretionary investment management services to trustee-directed retirement plans. In this role, Castle Coast serves as a 3(38)-investment manager and is granted full discretion and sole authority to invest and reinvest the assets of the plan’s portfolio that has been allocated to Castle Coast for management. Investments will be made based on the plan’s written investment policy statement (“IPS”) that is provided to Castle Coast by the plan. The plan sponsor is responsible for informing Castle Coast of any changes to the IPS. Section 3(21) Investment Adviser In the role of a 3(21) fiduciary for participant directed ERISA retirement plans, Castle Coast will make recommendations to the plan trustee(s) on which investment options within the recordkeeping contract (mainly open-end mutual funds) should be made available to participants under the plan and once a selection is made, Castle Coast will monitor the selected investment options and recommend any changes. Castle Coast will not have discretion to implement any changes without approval by the plan trustee(s). Important ERISA Disclosures When Castle Coast provides investment advice to a client, we are deemed a fiduciary under certain federal regulations, and within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way the Firm makes money creates conflicts of interest; however, as a fiduciary, Castle Coast and its supervised persons are required to always act in our clients’ best interests, which means we must, at a minimum take the following steps: ADV Part 2A – Firm Brochure Page 7 Castle Coast
• Meet a professional standard of loyalty and care when making investment recommendations.
• Always put our clients” interests ahead of our own when making recommendations and providing services.
• Disclose all conflicts of interest and how the Firm addresses such conflicts.
• Adopt and follow policies and procedures designed to help ensure that we give advice and provide services that remain in each client’s best interest.
• Charge an advisory fee that is reasonable for our services.
• Not provide, or withhold, any information that could render our advice and/or services misleading. Castle Coast will provide certain required disclosures to the “responsible plan fiduciary” (as such term is defined in ERISA) in accordance with Section 408(b)(2), regarding the services we provide and the direct and indirect compensation we receive by such clients. Importantly, these disclosures are contained in this Form ADV Part 2A, the client agreement and/or in separate ERISA disclosure documents and are designed to enable the plan’s ERISA fiduciary to: (1) determine the reasonableness of all compensation received by Castle Coast; (2) identify any potential conflicts of interests; and (3) satisfy reporting and disclosure requirements to plan participants. Advisory Agreements Prior to engaging Castle Coast to provide advisory services, each client will be required to enter into one or more written agreements with us, setting forth the services to be provided, the fees to be charged and the terms and conditions under which we will render our services (“Client Agreement”). Castle Coast will provide a copy of this Disclosure Brochure, Form CRS, and copies of the applicable Brochure Supplements (Form ADV Part 2B) to each client or prospective client prior to or upon execution of our written Client Agreement. The advisory relationship will continue until terminated by either party in accordance with the provisions of the executed Client Agreement(s). Participation in Wrap Fee Programs Our firm does not offer or sponsor a wrap fee program. Regulatory Assets Under Management As of December 31, 2023, our firm manages $ 324,293,260 on a discretionary basis. Castle Coast does not provide any asset management services on a non-discretionary basis.