A. Salvus Wealth Management, LLC, (“Salvus”) is a New Jersey limited liability company formed on June 5, 2014. Salvus was initially registered as an investment adviser with the New Jersey Bureau of Securities and various other state agencies starting in 2014. Salvus then became registered as an investment adviser with the United States Securities and Exchange Commission effective July 26, 2019. Salvus’ principal owners are Charles T. Woolston, Salvus’ Managing Member and Chief Executive Officer; and Robert W. Joel, Salvus’ Chief Compliance Officer, and Chief Investment Officer. B. Salvus offers investment advisory services, financial planning and consulting services, and retirement plan consulting services to its clients who currently include individuals, high net worth individuals, pension & profit sharing plans, trusts, estates, corporations, or other businesses. INVESTMENT ADVISORY SERVICES Clients engage Salvus to provide discretionary and non-discretionary investment advisory services on a fee basis. Salvus’ annual investment advisory fee is based upon a percentage of the market value of the assets placed under its management. When engaging Salvus to provide investment advisory services, clients enter into an Investment Advisory Agreement with Salvus setting forth the terms and conditions of the engagement, describing the scope of the services to be provided, and the fee that is due from the client. Salvus’ annual investment advisory fee compensates for investment advisory services and general financial planning and consulting services that is ancillary to the investment advisory process. If Salvus determines in its sole discretion that a client is seeking or requires planning and consultation services that exceed the anticipated scope of the engagement, Salvus may seek to provide those services to the client under the terms and conditions of a separate Financial Planning Agreement. Salvus tailors its investment advisory services to the specific needs of each client. To begin the engagement, an investment adviser representative will coordinate with each client to develop their investment objectives which are based upon an assessment of factors that typically include: capital preservation; risk tolerance; income production; liquidity requirements; client preferences; asset and liability levels; and investment restrictions. Then, Salvus will allocate and/or recommend that the client allocate investment assets consistent with the designated investment objectives. Salvus primarily allocates or recommends that clients allocate investment assets among individual equities (stocks), debt (bonds), mutual funds, institutional and/or investor class funds, sub-advisers, and/or exchange traded funds (“ETFs”), on a discretionary basis in accordance with the client’s designated investment objectives. Salvus may also allocate the discretionary management of client investment assets to sub-advisers or independent managers as described in Item 4.B. below. To a limited extent when appropriate, Salvus may also recommend that clients consider allocations to private investment funds on a non-discretionary basis. Once client investment assets are allocated, Salvus provides ongoing monitoring and review of account performance and asset allocation as compared to client-designated investment objectives and may execute or recommend executing account transactions as a result of those reviews or upon other triggering events. Salvus generally allocates client investment assets in conformity with one or more of the following investment strategies, which are subject to change at Salvus’ discretion based upon market conditions: Growth and Income: This strategy is appropriate for investors who primarily seek long term capital appreciation with a secondary interest in the generation of current income for the appliable account(s). Moderate annual fluctuation of principal is expected and acceptable. It will generally be comprised of actively managed mutual funds and may at times contain passively managed mutual funds and exchange traded funds. Income and Growth: This strategy is appropriate for investors who primarily seek the generation of current income with a secondary interest in long term capital appreciation for the appliable account(s). Modest annual fluctuation of principal is expected and acceptable. It will generally be comprised of actively managed mutual funds and may at times contain passively managed mutual funds and exchange traded funds. Capital Preservation: This strategy is appropriate for investors who primarily seek to preserve capital and while maintaining a lower investment risk level and higher liquidity for the appliable account(s). This strategy typically invests in shorter-term US treasury bills with approximately a one year maturity or less, along with short-term bond funds, cash, and/or cash equivalents. Not all clients will qualify for this strategy. Salvus does not recommend this strategy if it anticipates that funds should be invested elsewhere within 12 months, or if a client is not seeking to invest sufficient capital in this strategy under their unique financial circumstances. The Growth and Income, and Income and Growth strategies may involve above-average portfolio turnover, which could negatively impact upon the net after-tax gain experienced by an individual client in a taxable account. FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE) Salvus may also provide financial planning and consulting services (including investment and non- investment related matters, including estate planning, tax planning, insurance planning, etc.) on a stand-alone separate fee basis. To engage Salvus for this service, clients enter into a Financial Planning and Consulting Agreement with Salvus setting forth the terms and conditions of the engagement, describing the scope of the services to be provided, and the portion of the fee that is due from the client before Salvus begins to provide services. RETIREMENT PLAN CONSULTING SERVICES Salvus also provides retirement plan consulting services to sponsors of self-directed retirement plans and defined benefit plans organized under the Employee Retirement Security Act of 1974 (“ERISA”). Salvus performs these services in an ERISA Section 3(21) capacity, by assisting with the development of investment policy statements, and then the selection and monitoring of investment alternatives from which plan participants may choose in self-directing the investments for their individual plan retirement accounts. Upon request by the plan sponsor, Salvus may also provide participant education designed to assist participants in identifying the appropriate investment strategy for their retirement plan accounts. The terms and conditions of the engagement between Salvus and the plan sponsor will be set forth in a Retirement Plan Services Agreement. MISCELLANEOUS Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. Salvus may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance, etc.). Salvus does not serve as a law firm, accounting firm, or insurance agency, and no portion of Salvus’ services should be construed as legal, accounting, or insurance implementation services. Accordingly, Salvus does not prepare estate planning documents, tax returns, or

sell insurance products. Unless specifically agreed in writing, neither Salvus nor its representatives are responsible to implement any financial plans or financial planning advice; provide ongoing financial planning services; or provide ongoing monitoring of financial plans or financial planning advice. Salvus’ financial planning and consulting services are completed upon communicating its recommendations to the client, upon delivery of the written financial plan, or upon termination of the applicable agreement. To the extent requested by a client, Salvus may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance agents, etc.) including entities under common control with Salvus to provide accounting services. Those recommendations present conflicts of interest, because they could be made based on the commissions or revenues generated, rather than the client’s particular need. Clients are under no obligation to engage the services of any recommended professional who is responsible for the quality and competency of the services they provide. The client retains absolute discretion over all financial planning and related implementation decisions and is free to accept or reject any recommendation from Salvus and its representatives in that respect. Retirement Plan Rollovers – No Obligation / Conflict of Interest. A client or prospective client leaving an employer has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Salvus recommends that a client roll over their retirement plan assets into an account to be managed by Salvus, such a recommendation creates a conflict of interest if Salvus will earn a new (or increase its current) advisory fee as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by Salvus. ERISA / IRC Fiduciary Acknowledgment. When Salvus provides investment advice to a client about the client’s retirement plan account or individual retirement account, it does so as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. Because the way Salvus makes money creates some conflicts with client interests, Salvus operates under a special rule that requires it to act in the client’s best interest and not put its interests ahead of the client’s. Under this special rule’s provisions, Salvus must: meet a professional standard of care when making investment recommendations (give prudent advice); never put its financial interests ahead of the client’s when making recommendations (give loyal advice); avoid misleading statements about conflicts of interest, fees, and investments; follow policies and procedures designed to ensure that Salvus gives advice that is in the client’s best interest; charge no more than is reasonable for Salvus’ services; and give the client basic information about conflicts of interest. Asset Aggregation / Reporting Services. Salvus may provide access to reporting services through one or more third-party aggregation / reporting platforms that can reflect all of the client’s investment assets, including those investment assets that the client has not engaged Salvus to manage (the “Excluded Assets”). Salvus’ service for the Excluded Assets is strictly limited to reporting, and specifically excludes investment management or implementation. Because Salvus does not have trading authority for the Excluded Assets, it cannot be responsible for the performance or related activity (such as timing and trade errors) related to the Excluded Assets. The third-party aggregation / reporting platforms may also provide access to financial planning information and applications, which should not be construed as services, advice, or recommendations provided by Salvus. Accordingly, Salvus will not be held responsible for any adverse results a client may experience if the client engages in financial planning or other functions available on the third party reporting platforms without Salvus’ participation or oversight. Portfolio Trading Activity / Inactivity. Salvus will review client portfolios on an ongoing basis to determine if any trades are necessary based upon various factors, including but not limited to investment performance, fund manager tenure, style drift, account additions/withdrawals, the client’s financial circumstances, and changes in the client’s investment objectives. Based upon these and other factors, there may be extended periods when Salvus determines that upon review, trades within a client’s portfolio are not prudent. Clients nonetheless remain subject to the fees described in Item 5 during periods of portfolio trading inactivity. Client Obligations. When performing services, Salvus is not required to verify any information it receives from the client or their designated professionals, and Salvus is expressly authorized to rely on that information. Clients are responsible to promptly notify Salvus if there is ever any change in their financial situation or investment objectives for the purpose of reviewing or revising Salvus’ recommendations and services. C. Salvus provides investment advisory services specifically tailored to the needs of each client. Before providing investment advisory services, an investment adviser representative will ascertain each client’s investment objectives. Then, Salvus allocates and/or recommend that the client allocate investment assets consistent with the designated investment objectives. The client may, at any time, impose reasonable restrictions, in writing, on Salvus’ services. D. Salvus does not participate in a wrap fee program. However, Salvus may allocate or recommend that the client allocate a portion of their investment assets among unaffiliated Independent Managers through the Fidelity Managed Account Xchange℠ or similarly named/successor platform, which operates on a wrap-fee basis. Under a wrap program, the wrap program sponsor arranges for the investor participant to receive investment advisory services, the execution of securities brokerage transactions, custody, and reporting services for a single specified fee. Participation in a wrap program may cost the participant more or less than purchasing such services separately. Since the custodian/broker-dealer is determined by the unaffiliated wrap program sponsor, Salvus will be unable to negotiate commissions and/or transaction costs, and/or seek better execution. As a result, clients may pay higher commissions or other transaction costs or greater spreads or receive less favorable net prices on transactions for the account than would otherwise be the case through alternative clearing arrangements recommended by Salvus. Higher transaction costs adversely impact account performance. E. As of December 31, 2023, Salvus had $260,514,229 in assets under management on a discretionary basis.