The Firm’s History Portland Financial Advisors Inc, dba Markiz Wealth Management (“MWM,” “we,” “us” or the “firm”) was formed in October 2007 by Gabriel J. Markiz, MSFP, CPA/PFS, CFP®. The firm operated under the name of “Portland Financial Advisors Inc” through 2018. Beginning in 2019, the firm adopted a doing-business-as name of “Markiz Wealth Management” to coincide with the firm moving its principal office to the State of New York. MWM currently operates offices in both Port Washington, NY, and Lake Oswego, OR. MWM maintains the same principle upon which it was founded: to provide clients with truly objective financial advice. The firm’s goal is to construct a world-class financial planning and investment advisory firm, dedicated to the fiduciary principle that the client’s best interest should remain paramount at all times. Firm Ownership On January 1, 2019, Randi Alberts-Markiz became a 10% shareholder of MWM. Gabriel J. Markiz owns 90% of MWM and together they make all major decisions of a strategic and administrative nature for the firm. Amount of Assets Under Management As of December 31, 2023, the following represents the amount of client assets under management by the Firm on a discretionary and non-discretionary basis: Type of Account Assets Under Management Discretionary $83,714,286 Non-Discretionary $ 8,624,113 Total: $92,338,399 Non-Participation in Wrap Fee Programs MWM, as a matter of policy and practice, does not sponsor any wrap fee program. Advisory Programs (Types of Services) Offered MWM offers two programs - MWM Wealth Management Services and MWM Financial Planning Services Firm CRD Number 127371 4 MWM - Wealth Management Services MWM Wealth Management Services are available to all clients. The program combines ongoing investment advisory services and additional wealth management services to clients based upon their unique circumstances and needs. Such wealth management services may include risk management counsel, financial planning, tax planning, estate planning, cash flow planning, retirement capital needs analysis, retirement planning, college planning, business planning, and establishment of and counsel with regard to retirement plans. MWM Wealth Management Services are outlined in the client Agreement. Generally, the services provided under MWM’s Wealth Management Services include the following:
• The benefits of MWM’s ongoing research and analysis regarding the taxation of investments, review of specific investment products, and other matters affecting clients’ investments and financial planning in general.
• Development and implementation of an Investment Plan. This Investment Plan includes an Investment Policy Statement, which may be amended if and when the clients’ circumstances change.
• Quarterly reports from MWM of the clients’ investment portfolio.
• Monthly or quarterly statements from account custodians are sent to the client directly from the corresponding brokers, banks, mutual funds, partnership sponsors, and/or insurance companies which hold the clients’ investments.
• Portfolio reviews and rebalancing of the portfolio, for the assets held under management, on a periodic basis. Gabriel Markiz, the firm’s President, reviews portfolios at least quarterly.
• Evaluate risks for Long-Term Care, Disability, Life, Home, Liability, and Auto insurance.
• Tax return planning and preparation (through affiliation with Gabriel J. Markiz, CPA, PC).
• Education planning.
• Estate planning review and facilitation of implementation of Wills, Trusts, Powers of Attorney, Advance Directives for Healthcare, Charitable Trusts,

Donor Advised Funds. Firm CRD Number 127371 5 MWM - Financial Planning Services MWM’s financial planning services range from comprehensive financial planning to more focused consultations, depending on the needs of each client. MWM evaluates the client’s financial, business and investment information and makes recommendations designed with the intention of achieving the client’s overall goals and objectives. Advice and recommendations may also be given on non-securities matters. Clients always have the right to accept or reject any or all recommendations made by MWM. Should clients act on such recommendations, they always have the right to decide with whom they choose to do so. Clients should understand that a conflict of interest exists because MWM has an incentive to recommend its own investment management services as MWM receives additional compensation for such services. Financial planning recommendations are based on the client’s financial situation at the time the recommendations are provided and are based on the information provided by the client. In addition, certain assumptions may be made with respect to interest and inflation rates, use of past trends and performance of the market and economy. Past performance is in no way an indication of future performance and MWM cannot offer any guarantees or promises that the client’s financial goals and objectives will be met. As a client’s financial situation, goals, objectives, or needs change, the client is strongly urged to promptly notify MWM. For more information on the risks associated with investing, please refer to Item 8, on page 14. Please refer to Item 5, on page 6, for detailed information on fees and compensation for these services. Our Services are Tailored to Meet Client Needs and Any Imposed Investment Restrictions In general, advisory services are tailored to meet the needs of individual clients, based on a mutually agreed upon model Investment Policy Statement. While model portfolios may be utilized in the Investment Policy Statement as a starting point, each investment portfolio is individually designed. Additionally, financial planning, estate planning, tax planning, and risk management planning services are delivered upon receipt of a signed client engagement for such services. Planning issues are prioritized and then addressed, either all at one time or over the course of several conferences. As appropriate to each program, clients meet with their advisor as often as needed to review any changes to the client’s financial situation, the investment portfolio upon which advice is provided by MWM, and planning issues. After consultation with their advisor, clients may impose restrictions on investing in certain securities or types of securities. This most often occurs when clients request certain social investing needs be addressed, such as using mutual funds or ETFs which avoid Firm CRD Number 127371 6 investments in certain companies. Other restrictions may be imposed by clients with respect to the (average or longest) maturity or credit quality of fixed income investments. Our Policies on Class Actions, Bankruptcies, and Other Legal Proceedings Clients should note that MWM will not advise nor act on behalf of the client in legal proceedings involving companies whose securities are held or previously were held in the client’s account(s), including, but not limited to, the filing of “Proofs of Claim” in class action settlements. If desired, clients may direct MWM to transmit copies of class action notices to the client or a third party. Upon such direction, MWM will make commercially reasonable efforts to forward such notices in a timely manner.