Page 5 of 32 Our investment objective for our fixed income and balanced strategies is to maximize the medium to long term total return, while incurring a modest amount of risk, typically with a mandate allowing us to adjust overall duration within a predefined band around the benchmark index, along with an amount of credit or structure risk equal to or smaller than that embedded in the benchmark index, thereby preserving the capacity to exceed benchmark index allocations to corporate/MBS/ABS securities during episodes of market distress. For Fixed Income assignments, we typically invest within the U.S. investment grade Fixed Income universe. We believe that credit and structure risks should be taken selectively and opportunistically when investor risk aversion is sufficiently great enough to make the risk premiums attractive. In the equity market S&P 500 Sector Selection strategy, we seek to add value by applying our top-down, macroeconomic expertise to the active management of the exposures of individual sectors within the S&P 500 Index. The sector selection strategy is a long-only equity strategy. We use equity exchange traded funds and/or large cap equity securities to establish index exposures, which are then adjusted by sector to be overweight or underweight versus the S&P 500 Index. Our US Equity Quality strategy is invested in a concentrated portfolio of publicly traded common stock companies, traded on the US Exchanges or OTC markets, that primarily exhibit high profitability, low leverage and generate strong cash flows while avoiding unprofitable, cyclical and highly levered companies. The strategy does not allow investments in derivative contracts or the use of leverage. Investment results are measured against the S&P 500 Index. We also offer non-discretionary investment advisory services as a Model Provider to certain third party SMA model platforms, which are discussed in more detail in the below section of this document. Under these arrangements we receive very limited or no information about the underlying account owners and report those assets as assets under advisement. The types of accounts are considered clients under advisement as we do not make implementation decisions to the end client. TAILORING ADVISORY SERVICES TO THE INDIVIDUAL NEEDS OF THE CLIENTS Through personal discussions and/or the completion of investment questionnaires, we will build a thorough understanding of each client’s investment objectives and risk tolerances. Each client defines his/her portfolio’s benchmark index and target duration, as well as investment guidelines (permissible instruments and sectors, minimum credit criteria, maximum size of positions, etc.). We will manage each client's account based on such criteria. At least annually, we will contact or meet with the client to review the portfolio, to determine whether there have been any changes in the client's financial situation or investment objectives and to ascertain whether the client wishes to impose additional investment restrictions or modify existing restrictions. On a quarterly basis, we contact the client in writing and ask if there have been changes in the client's financial situation or investment objectives and whether the client wishes to impose additional investment restrictions or modify existing restrictions. We are always available to discuss with clients their accounts and individual circumstances. PARTICIPATION IN WRAP FEE PROGRAMS As an institutional investment manager, we provide investment management services to certain clients through the Wells Fargo Advisors Personalized UMA Program. We are not affiliated with this plan sponsor. Currently only our Core Fixed Income and Intermediate Fixed Income strategies are available on wrap fee program platforms. In such programs, our investment services are made available to clients subject to account minimums specified in the program’s brochure. The program sponsor or an independent financial advisor will work with the client to complete an investment questionnaire and recommend our investment products (as described above). When the client selects us as their portfolio manager through the wrap-fee program, the program sponsor will provide us with documents and information about

the client, similar to what we require of our non-wrap fee clients. We will manage such client portfolios according to the strategy selected by the client and subject to reasonable client restrictions. Please see item #12 below for additional information regarding our trading and brokerage practices related to wrap fee programs. Please see item # 5 below for information regarding our fees for Wrap Fee Programs. Model Portfolio Provider: Our S&P 500 Sector Selection strategy is available as a model offered though Envestnet Asset Management, Inc. and SMArtX Advisory LLC. These model platforms, allow us to provide our strategy via a “Third Party SMA Models Program,” whereby certain participating financial institutions can utilize our model by trading their assets pursuant to our model. As part of this service, OQC is a model provider and is responsible for timely design, update, and monitoring of the model. Other financial institutions, acting as investment advisers, then implement the model portfolio for their clients and adjust the model portfolio as recommended by OQC. The underlying account owners who choose to invest in OQC’s model on these platforms are not OQC’s clients. OQC receives very limited or no information about the underlying account owners invested in our models. OQC is not affiliated with any of the model portfolio providers. Please see item #12 below for information on our trading practices related to Model Platforms. ASSETS UNDER MANAGEMENT: Discretionary assets under our management as of December 31, 2023, amounted to $575,330,977. As of December 31, 2023, we did not have any non-discretionary assets under our management. Model assets under our advisement as December 31, 2023, amounted to $ 12,773,551 and is considered assets under advisement. FEE SCHEDULE OQC charges a management fee for portfolio management services described above. We offer both asset-based (or fees assessed on the market value of client portfolios) and performance-based fee structures. Performance- based fees are available to eligible clients only (see Item #6 below for details). Additional information about performance-based fees is provided in item 6 of this brochure. Option 1: Asset Based Management Fee Structure: Our basic fee schedules are listed below and are based on a percentage of the market value of an account’s securities and other assets. In the event the market value of an asset is not available or reliable, the asset will be fair valued in accordance with OQC’s methodology and adopted procedures. Fee rates are listed on a per annum basis. AUM Annual Management Fee From To Core Fixed Income Bond Plus Active Duration Fixed Income Long Duration Intermediate Duration S&P 500 Sector Selection US Equity Quality U.S. Strategic Balanced $0 $10,000,000 0.40% 0.40% 0.35% 0.35% 0.40% 0.50% 0.50% 0.50% $10,000,000 $25,000,000 0.30% 0.30% 0.25% 0.25% 0.30% 0.20% 0.25% 0.24% $25,000,000 $50,000,000 0.20% 0.20% 0.15% 0.15% 0.15% 0.18% 0.18% 0.19% $50,000,000 $100,000,000 0.15% 0.15% 0.13% 0.13% 0.13% 0.15% 0.15% 0.15% $100,000,000 $200,000,000 0.10% 0.10% 0.10% 0.10% 0.10% 0.12% 0.12% 0.11% $200,000,000 and above 0.07% 0.07% 0.06% 0.06% 0.06% 0.08% 0.08% 0.08% Annual Minimum Fee $25,000 n/a n/a n/a n/a n/a n/a n/a Option 2: Performance-Based Fee Structure Performance-based fees include a negotiated asset-based fee plus a negotiated percentage of the excess return generated by the portfolio (before management fees) each calendar year over and above the benchmark agreed to with the client (with interest/dividends reinvested). Wrap-Fee Programs: As explained in item 4 above, our fee schedule for certain wrap-fee account programs are different than our published fee schedules. For example: - In Wells Fargo Advisors Personalized UMA Program our management fee schedule for both our Core and Intermediate Duration strategies is: 25 BP per annum on total assets up to $100 million and 20 BP per annum on total assets over $100 million.