Strategic Retirement Advisors is a client driven investment advisory firm with primary office in Sacramento, California. The firm is operated and owned by two principals, Brent Mick and Jeff Miller. The firm has existed since 2007. Brent and Jeff have over twenty years of combined investment experience and a similar amount of time working with individual clients and employer sponsored retirement plans. Education and Business Background Brent G. Mick Born September 18, 1975 Educational Background Bachelor of Arts Degree, University of California - Davis Business Background 04/2007 to Present, Vice President, Chief Financial Officer, Wealth Manager, Strategic Retirement Advisors, LLC 02/2000 to 04/2007, Retirement Plan Specialist, International City Management Association Retirement Corporation Licenses Series 65 (2002) Jeff Miller Educational Background Chartered Financial Analyst (CFA) Bachelor of Arts Degree, Economics, University of Virginia Business Background 05/2007 to Present, Investment Advisor, Strategic Retirement Advisors, LLC 10/1991 to 05/2007, Retirement Plan Specialist, International City Management Association Retirement Corporation Licenses Series 65 (2004) Our clients are located throughout the state of California and range from individuals to employers sponsoring workplace retirement savings plans. We maintain a broad-based investment approach that includes mutual funds, ETFs, individual stocks and bonds and other options suitable to clients. Our desire is to objectively analyze the best options available for clients and suggest those options for their accounts. Many of our clients are former or existing public sector employees within the state of California. We maintain an expertise on public sector retirement systems such as CalPERS and do assist clients in estimating their benefits under these programs. Many clients maintain tax-deferred retirement accounts and non-retirement accounts to supplement their primary pension plans and we assist them in designing their investment allocations according to their time horizon and risk tolerance. These investment management suggestions are designed to closely reflect the individual needs of clients. Clients are encouraged to express their return goals, comfort with risk, and individual preferences with respect to their investments. Clients may exclude any particular investment from consideration. Since most are coming to us for our investment management services, it is not common for a client to place such restrictions. Our goal is to participate with the client in the investment decision-making process. This often leads to customized portfolios that may differ from client to client. Follow-up meetings are designed to help clients understand the performance of investments and any changes suggested to their existing portfolio. We do not participate in any wrap fee programs, which include the outsourcing of portfolio management duties to third parties. Client Assets: Discretionary: $ 106,583,000 Non-Discretionary: $ 84,268,000 As of 12/31/2023 Strategic Retirement Advisors, LLC offers a wide range of investment advisory services to its Clients. Advice and services are tailored to the stated objectives of the Client(s). Clients grant either non-discretionary or discretionary authority to SRA for the investment of client funds. SRA executes its investment recommendations in accordance with a review of the client’s profile and selection of their preferred risk profile. Non-discretionary authority requires the Advisor to obtain Client's verbal or written approval of portfolio investments. This approval generally occurs via face-to-face meeting, email or a phone call. On an ongoing basis, clients receive investment statements that detail their portfolio holdings. We

ask clients to contact us anytime if they do not understand or agree with an investment holding. In addition, during periodic client reviews, we lay out the portfolio and investments and clients attest to their agreement with the holdings. In many circumstances, client grants Advisor ongoing and continuous discretionary authority to execute its investment recommendations in accordance with client’s profile and selection of their preferred investment objective. These investments occur without the Client's prior approval of each investment. Under this authority, Client shall allow Advisor to purchase and sell securities and instruments in this account, arrange for delivery and payment in connection with the foregoing, select and retain sub-advisors, and act on behalf of the Client in most matters necessary or incidental to the handling of the account, including monitoring certain assets. Unless specifically directed otherwise in writing by the Client, Advisor is not authorized to vote proxies on issues held in the account or receive annual reports. Client will execute instructions regarding Advisor's trading authority as required by each custodian. Compensation to Advisor for its services will be calculated in accordance with “Schedule A” of the Investment Advisory Agreement, which may be amended from time to time by Advisor upon 30 days prior written notice to Client. A late charge of 1½ percent per month will be charged upon any balance unpaid within one month of the invoice date. With client's written authorization (included in the brokerage account agreement), such fees may be deducted by the Advisor directly from the client's account upon submission of the request electronically by Advisor to the custodian. SRA retains the monthly billing calculation that includes the amount of fees, value of clients’ assets on which the fees are based and the specific manner of which the fees are calculated. The electronic billing submission to the custodian will show the amount of fees for each individual account. Payment of fees may result in the liquidation of Client's securities if there is insufficient cash in the account. Client's fee activity may be reviewed on regular account statements provided by the custodian. Client may be required to pay, in addition to the Advisor's fee, a proportionate share of any mutual fund's fees and charges including possible short term redemption fees and transaction charges. Fees for partial months at the commencement or termination of this Agreement will be billed or refunded on a pro-rated basis contingent on the number of days the account was open during the month. Assets received in the account during the month, will be included in the fee billing for the current month on a pro-rata basis. Other services offered: SRA offers financial planning and educational seminars and workshops as outlined below. Financial Planning Limited financial planning is included in the investment advisory fee. More extensive financial planning requirements may require an additional fee. This planning typically takes the form of estimating future account values along with estimates of future income that could reasonably be expected. Selection of Other Advisors SRA has occasional opportunities to assist in the selection of other advisors for workplace retirement plan sponsors. This service is only offered on rare occasions and typically less than once per calendar year. Payment for this service is determined at the time services are requested on a short-term flat fee contract. Educational Seminars and Workshops These seminars and workshops take place at workplaces where clients are employed. They cover the broad topics of Saving for retirement Asset allocation Future value forecasting Long-term withdrawal plans Retirement planning