Overview
A Financial Investment Team, Inc. (hereinafter “FIT”, “Financial Investment Team”, “we”, “us”,
“our”, “firm” or “Advisor”) is an Oregon corporation, registered as an investment advisory
firm with the United States Securities and Exchange Commission (the “SEC”). Our principal
place of business is located in Portland, Oregon. The firm was founded by Diana LJ Harrison,
a Certified Public Accountant, Certified Financial Planner™ practitioner, and Certified Wealth
Strategist® and has been in practice as an investment advisor since 2001.
B We offer a wide range of investment advisory and financial services to our Clients including
portfolio management for individuals and businesses (including institutional clients such as
pension and profit sharing plans), tax planning and preparation, and financial planning. We
help Clients coordinate and prioritize their financial lives with all aspects of their life goals.
Integrating investments across all individual retirement accounts, taxable accounts, and
employee retirement accounts is crucial to the process. Client input and involvement are critical
parts of the financial planning process and implementation of investment decisions. After
Client assets are invested, we help our Clients monitor their investments and provide advice
related to ongoing financial and investment needs. We are objective advisors and we always
put our Clients’ interests first.
Advice and services are tailored to the stated objectives of each Client. Generally, we have the
authority to determine, without obtaining specific Client consent, the securities bought or sold,
and the amount of securities bought or sold. The only restrictions
on the above discretionary
authority are those set by Clients on a case-by-case basis.
We also provide financial planning services. Fees for these services vary, as further described
in Item 5 of this Brochure. Because we may recommend the purchase or sale of investments
of which we may also be paid fees to manage, Clients are advised that a conflict exists between
the interests of the Advisor and the interests of the Clients. Clients are under no obligation to
act upon the recommendations we make. Further, if the Client elects to act upon any of the
recommendations, the Client is under no obligation to effect the transaction through our firm
or any of our representatives.
We will prepare a written plan which may include one or more of the following:
Estate Planning
Investment Planning
Retirement Planning
Educational Planning
Special Needs Advising
If the Client so chooses, we will research and assist in acquisition of insurance and investment
products that best serve a Client’s objectives.
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Additionally, our firm will provide tax planning and preparation services. Fees for those
services vary, as further described in Item 5 of this Brochure.
C Our financial planning services involve preparation of a written plan tailored to the needs of
each Client. The plan includes gathering all information necessary to provide Clients with
appropriate and agreed upon services.
D We do not participate in or sponsor any wrap fee programs.
E We manage approximately $ 159,341,414.96 of Client assets on a discretionary basis, and $0
on a nondiscretionary basis. These amounts were calculated as of December 31st, 2023.