A. Royal Capital Wealth Management LLC (“RCWM”) has been in business since January of 2018. However, Thomas Johnson and Andrew Johnson have been working in the financial services industry for over 30 years helping clients reach their financial goals and objectives. B. At RCWM we take the time to educate ourselves in multiple facets of what goes into constructing an investment portfolio and how to successfully implement it. We believe our extensive knowledge of the industry and what it takes to create investment strategies provides a unique approach to managing our clients’ financial lives. Asset Management When we perform asset management services, we will do so on a discretionary basis. In most cases, RCWM will have had multiple discussions with clients to guide these decisions to ensure they are within the client’s investment objectives. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to client accounts. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an agreement that outlines the responsibilities of both the client and RCWM. RCWM will gather client investment objectives and information through both a risk assessment questionnaire and client dialogue and from there provide a deliverable to the client recapping the information gathered for investment purposes. Advisory services are tailored to the specific needs of an individual client. Clients may place reasonable restrictions on the management of assets, including specific securities or types of securities. However, clients should understand that significant restrictions cannot

only decrease the ability of RCWM to meet the client’s goals, but also increase the costs associated with managing the client’s portfolio. Retirement Plan Investment Services RCWM offers retirement plan investment advisory consulting services to assist plan fiduciaries to meet ERISA fiduciary responsibilities under section 404(c). RCWM consulting services include assistance in documenting a plan's Investment Policy Statement, providing an investment manager research and selection process, non-discretionary recommendations to maintain, remove or replace investment options, preparing periodic reports measuring investment performance, periodically meeting with plan fiduciaries, and providing periodic educational services to plan participants to both increase participant enrollment and promote general investment knowledge. Educational sessions will not consider the individual circumstances of plan participants and will be general in nature. RCWM shall provide consulting services within the meaning of ERISA section 3(21) and as such RCWM will act as the advisor making investment recommendations, but it is ultimately up to the plan sponsor to decide whether and how to implement recommendations. The details of the consulting service will be agreed upon in writing between RCWM and the plan fiduciary. Also, under ERISA section 3(21), the plan participants are responsible for any individual investment selections made under the plan. Plan participants will not receive specific individual advice unless the participant has engaged RCWM separately for such individual service. C. Royal Capital Wealth Management neither participates in, nor sponsors a wrap fee program. D. Assets under Management As of March 22, 2024, RCWM provides services to approximately $177,158,041 in assets under management all on a discretionary basis.