A. Description of the Advisory Firm Trowbridge Capital Partners LLC. (hereinafter “Trowbridge”) is a Limited Liability Company organized in the State of New York. The firm was formed in May 2018, and the principal owners are Brett Golden, Louis Lukac and Stan Dickson. B. Types of Advisory Services Portfolio Management Services Trowbridge offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Trowbridge creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring Trowbridge evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Trowbridge will require discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction.Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Trowbridge seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of Trowbridge’s economic, investment or other financial interests. To meet its fiduciary obligations, Trowbridge attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, Trowbridge’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is Trowbridge’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Subadvisor Services Trowbridge may also act as a subadviser to advisers unaffiliated with Trowbridge. These third-party advisers would outsource portfolio management services to Trowbridge. This relationship will be memorialized in each contact between Trowbridge and the third- party adviser. Trowbridge All Weather Alternative Allocation Trowbridge has developed an alternative allocation framework that invests in a variety of alternative strategies to provide diversification away from traditional asset allocation that are less dependent on market movements. The allocation models seek to achieve this objective by allocating

its assets among a variety of non‐traditional or “alternative” investment strategies. The model allocates assets among investment managers with experience managing alternative investment strategies and manages a portion of the model directly to Trowbridge’s Dynamic Alpha Strategy. The Strategies Include: Growth Moderate Conservative Ultra Conservative Third-Party Separately Managed Account Models Trowbridge provides investment advisory services on a non-discretionary basis for Non- Discretionary Separately Managed Accounts (“ND-SMAs”). Trowbridge will provide model allocations and risk management information pertaining to its Dynamic Alpha model portfolio strategy to related TAMP’s (Turnkey Asset Management) firm such as Envestnet and Adhesion, a “Service Platform Provider.” Unlike Trowbridge’s discretionary SMA services, for ND-SMA managed accounts, Trowbridge does not maintain and manage the model portfolios itself. Trowbridge is solely responsible for updating the Service Platform Provider with any changes made to the model portfolio’s target asset allocation and with any tactical risk management rebalancing trigger points. It is sole responsibility of the Service Platform Provider to update the model portfolio’s allocations appropriately and timely; and to process appropriately and timely any risk management rebalancing trades based upon the information provided to the Service Platform Provider by Trowbridge. Services Limited to Specific Types of Investments Trowbridge generally limits its investment advice to equities, although Trowbridge primarily recommends yes mid to large cap u.s. equities. Trowbridge may use other securities as well to help diversify a portfolio when applicable. C. Client Tailored Services and Client Imposed Restrictions Trowbridge offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, and certain other administrative fees. Trowbridge does not participate in wrap fee programs. E. Assets Under Management Trowbridge has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $42,300,000 $0.00 December 2022