COMPANY OVERVIEW: Our company mission is to build and preserve our client’s wealth through prudent tax-efficient investment management using liquid marketable securities. Our roots date to 1986, when Scott Walker was working for Penn Mutual and was unable to offer financial planning and wealth management services on a fee basis. So, he founded Walker Financial Consultants, as a Registered Investment Advisor, to provide objective and unbiased financial advice for a fee. The firm transitioned to fee-only asset management in 1992 and established the brokerage and custodial relationship with Schwab Institutional , now Schwab Advisor Services, to house client accounts. The firm was incorporated in 1998 and the name was changed to Walker Financial Advisors, Inc. (“WFA”). WFA’s primary function is to serve as a wealth manager and invest money on a discretionary basis for our clients. We specialize in portfolio design and investment management for affluent individuals, many of whom are currently retired. Co-Chief Investment Officers, Scott Walker and Warren Isenberg are both Certified Financial Planner™ professionals and work together as a team to manage client portfolios. Mr. Isenberg has been with the firm since 1998, and currently serves as President of the company. We espouse a conservative balanced asset allocation philosophy, with an emphasis on low investment costs and controlling downside risk. We have specialized expertise with trust brokerage accounts and tax- advantaged retirement plan accounts including Rollover IRA’s, Roth IRA’s, i401(k) plans, profit-sharing plans, and defined benefit plans. All client assets are held at Schwab Advisor Services, a subsidiary of Charles Schwab & Co., Inc. in separate accounts registered under the client’s name. As of 12/31/2023, Walker Financial Advisors, Inc. had $190,258,725 in assets under management. That total consists of $163,451,963 managed on a discretionary basis for 165 clients. Non-discretionary managed assets include $26,806,762 held in a 457(b) governmental deferred compensation plan account for the City of Costa Mesa, CA. Walker Financial Advisors, Inc. operates as a California S-Corporation with 100% of the company stock held by the Walker Family Trust dated 8/14/1996. Advisory Services Offered Asset Management: This all-inclusive portfolio management service is our primary offering for individual investors. The process begins with a complimentary consultation in our offices so that we may get to know each other. We’ll discuss your goals and objectives, past investment experience, risk tolerance, and review your current investments and income tax position. We will then make recommendations

with a proposed portfolio design and investment ideas. Clients give us authority via a limited power of attorney to manage their accounts on a discretionary basis. We favor many of the same securities for client accounts that we hold in our own personal accounts. Individual common stocks and bonds (U.S. Treasury, municipal, or corporate) typically comprise most holdings. Select exchange-traded funds (ETF’s), and to a lesser extent, actively managed no-load mutual funds are also woven into the mix for diversified access to a particular theme or portfolio manager. Existing holdings of new clients are discussed and not automatically sold. A written investment policy statement is completed for each new client which specifies asset allocation targets (i.e., maximum percentage to equity investments) for risk tolerance purposes. Ancillary financial planning advice includes advice regarding income taxes, retirement planning, and estate planning and is provided at no additional charge. Asset management clients qualify for free access to our E- Money platform with a personal financial website which includes wealth management and retirement planning tools. Financial Planning / Advice: For those who desire advice on a one-time or stand-alone basis, we offer this service agreement under an hourly or flat-fee arrangement. Financial plans are offered for a flat-fee and typically address a specific issue in the areas of investment management, tax planning, retirement planning, estate planning, or risk management (insurance analysis). Services under this agreement are one-time in nature and do not include the ongoing supervision, monitoring, or periodic review of investments. 457(b) Governmental Deferred Compensation Plans: Walker Financial Advisors, Inc. also does business as California 457 Benefits (CA 457). Under CA 457, we provide plan administration, investment advice, and employee services to governmental deferred compensation plans. Plan administration services include ongoing regulatory compliance support, contribution processing, daily account valuation and reconciliation, inquiry resolution, along with plan and data maintenance. Investment advice includes review and compliance with the plan Investment Policy Statement and designing an appropriate mix of investment options, so the plan sponsor meets its fiduciary duty to employee participants. Employee services include group educational meetings followed by individual consultations to discuss asset allocation and provide investment advice. Participant enrollment, emergency hardship withdrawals, distribution planning and processing, and beneficiary changes are also provided.