A. FIRM DESCRIPTION Second Half Financial Partners, LLC (f/k/a Swaine & Leidel Wealth Services and Second Half Team) (hereinafter referred to as “we,” “our,” “us,”, “the Firm”, or “Second Half”) is a Florida Limited Liability Company founded in May of 2012, and that underwent a name change in January 2021. Second Half has been an SEC-registered investment adviser since July 2018. We have restructured our business whereby we are now owned by John 3:30, LLC; Fitch Global, LLC and Leidel Capital, Inc. Our majority owner is now Fitch Global, LLC, which is 100% owned by Mike Fitch. John 3:30, LLC is 100% owned by Will Swaine, and Leidel Capital, Inc. is 100% owned by David Leidel. TYPES OF ADVISORY SERVICES We provide investment management services that include the development, presentation and implementation of investment recommendations, and ongoing supervision and management of client investment assets. Other services include tax-related management and reporting, periodic rebalancing, semi-annual and annual reviews with clients. In addition, we offer investment consulting, estate planning consulting, financial divorce analysis, and retirement income consulting services. Asset Management Services Our approach to Wealth Management is anchored in our belief that it all starts with a thorough understanding of the client’s needs. After a series of two to three in person or virtual meetings, where we work closely with each client to identify their investment goals and objectives, as well as their risk tolerance and time horizon, we develop a strategy suitable for the client’s needs. The portfolio that is then presented to the client is a compilation of the aforementioned factors and addresses the client’s current and future lifestyle needs. Typically, we will construct an investment portfolio, consisting of various types of securities, including bonds, exchange-traded funds (“ETFs”), and individual securities, to achieve the client’s investment goals. Our investment approach is primarily long-term focused, but we do sometimes buy, sell, or re-allocate positions that have been held for less than one year to meet the objectives of the client or due to market conditions. In order to best serve our clients and their needs, we utilize a diversified approach that we will discuss in Item 8 of this Brochure. Based on the needs of the client, the Firm sometimes develops a financial plan using the E-Money tool. Prior to engaging Second Half, the Firm requires an Investment Advisory Agreement (“Agreement”) endorsed by the client. The Agreement outlines the terms and conditions of the advisory relationship, including the services we will provide and the fees the clients will incur. Selection of Third-Party Asset Managers Our firm utilizes the services of various third-party managers for the management of certain client accounts. Investment advice and trading of securities will only be offered by or through the chosen third-party

manager. The Firm will not offer advice on any specific securities or other investments in connection with this service. Prior to referring clients, our firm will provide initial due diligence on the third-party money managers and ongoing reviews of their management of client accounts. In order to assist in the selection of a third-party manager, the Firm will gather client information pertaining to financial situation, investment objectives, and reasonable restrictions to be imposed upon the management of the account. The Firm will review third-party money manager reports provided to the client at least annually. The Firm will contact clients from time to time in order to review their financial situation and objectives; communicate information to third-party money managers as warranted; and assist the client in understanding and evaluating the services provided by the third-party money manager. Clients will be expected to notify the Firm of any changes to their financial situation, investment objectives, or account restrictions that could affect their financial standing. Financial Consulting We will provide services on an hourly basis as needed to supplement our other services. Hourly services include financial planning, accounting for probate purposes, division of assets due to divorce and other services as directed by the client. B. TAILORED RELATIONSHIPS We tailor our services to the individual needs of the client through the use of a risk analysis questionnaire and the development of a personal profile. Clients are not permitted to impose restrictions on the types of investments made, as long as those investments fall within the investment guidelines agreed to with the client. Specific client portfolio decisions and their implementation are dependent upon the client’s current situation (income, objectives, and most specifically time horizons for their investment goals). Clients are permitted to impose limiting restrictions in investing in certain securities or types of securities. C. WRAP FEE PROGRAMS The Firm does not offer a wrap fee program. Wrap Fee Programs are arrangements between broker-dealers, investment advisers, banks and other financial institutions and affiliated and unaffiliated investment advisers through which the clients of such firms receive discretionary investment advisory, execution, clearing and custodial services in a “bundled” form. In exchange for these “bundled” services, the clients pay an all- inclusive (or “wrap”) fee determined as a percentage of the assets held in the wrap account. D. ASSETS UNDER MANAGEMENT When calculating regulatory assets under management, an Investment Adviser must include the value of any advisory account over which it exercises continuous and regular advisory or management services. As of December 31, 2023, we managed $283,976,191 on a discretionary basis. We have no non- discretionary assets under management.