Page 4 A. Cornerstone Select Advisors, LLC Cornerstone Select Advisors, LLC ("CSA"), is a Missouri S Corporation and an investment adviser registered with the SEC that provides discretionary asset management services to its clients. CSA is principally owned by Doyle Gustus, CSA’s Managing Member. CSA has been offering investment advisory services since June 2007. B. Advisory Services Offered B.1. Discretionary Asset Management Services CSA employs a top-down investment strategy using value-based metrics with a technical trading overlay. Current and future economic conditions are evaluated to determine the markets and sectors’ ability to produce positive returns. CSA invests in companies that, in its view, have a high probability of outperforming companies in their peer group. Individual security selection is made through the analysis of cash flow, invested capital, and a “peer group-derived capital charge” to arrive at an “economic value” for each position. In addition, CSA reviews a variety of quantitative criteria and various company-specific factors, such as market capitalization, earnings, price/earnings ratios, price-to-book ratios, trend analysis, and other related criteria. Once individual positions are identified, an array of technical indicators is used to establish the optimum entry points for each of those positions. Up-front target prices are set for each position, which may be modified depending on how new data affects the economic value. Portfolios are monitored in real time, with positions being reexamined on a regular basis to ensure the accuracy of the selection and to safeguard the portfolio. CSA offers the following investment strategies utilizing the aforementioned value investment methodology with a technical trading overlay: ▪ Cornerstone Total Return Portfolio (“TRP”) – This strategy is an all-cap portfolio which invests primarily in U.S. equities, although we may hold different asset classes based on economic and market conditions. The objective is to provide consistent market outperformance while taking the least amount of risk necessary to achieve superior results. ▪ Cornerstone U.S. Equity and Foreign Stock Blend Portfolio – This strategy invests in

large-cap U.S. equities and ADRs (American Depository Receipts). The target allocation for this portfolio is 50/50. ▪ Customized Portfolio – CSA has the ability to customize a specific portfolio for a client and will work with the client to develop an asset allocation that meets the client’s precise objectives and risk tolerance. ▪ Qualified Dividend Portfolio - This strategy invests in equity securities that provide qualified dividends as well as dividend growth to clients. CSA’s discretionary asset management services are predicated on the client's investment objectives, goals, tolerance for risk, and other personal and financial circumstances. In addition to providing CSA with this information, clients are obligated to provide CSA with any reasonable investment restrictions that should be imposed on the management of their portfolio, and to promptly notify CSA in writing of any changes in such restrictions or in the client's personal financial circumstances, investment objectives, goals, and tolerance for risk. On a quarterly basis, CSA’s reports to clients will remind clients of their obligation to Page 5 inform CSA of any such changes or any restrictions that should be imposed on the management of the client’s account. CSA will also contact clients at least annually to determine whether there have been any changes in a client's personal financial circumstances, investment objectives, and tolerance for risk. C. Client-Tailored Services and Client-Imposed Restrictions Each client’s account will be managed on the basis of the client’s financial situation and investment objectives and in accordance with any reasonable restrictions imposed by the client on the management of the account—for example, restricting the type or amount of security to be purchased in the portfolio. D. Wrap Fee Programs CSA does not participate in wrap fee programs, where brokerage commissions and transaction costs are included in the asset-based fee charged to the client. E. Client Assets Under Management As of December 31, 2023, CSA had approximately $211 million in discretionary client assets under management and $0 in non-discretionary client assets under management. Item 5: Fees and Compensation