Allan F. Chlastawa (hereinafter “Advisor”) is a sole proprietor / owner and has been providing advisory services since 1991.There are no employees other than Allan F. Chlastawa. Advisor is principally engaged in business as an investment adviser managing investment accounts on a non-discretionary basis. Advisor is a “fee-only” financial planner offering (on an agreed upon basis) a broad range of financial planning services, principally advisory in nature. After ascertaining clients objectives and data gathering, Advisor will analyze such information, research and create strategies to assist clientele in achieving their objectives. General and/or specific recommendations are formulated in light of issues specific to client, taking into account such factors as current and future financial resources and liabilities, suitability, perceived risk tolerance, time lines, and the like, etc.. Recommendations and strategies may be communicated orally and/or via written format and are designed to address pertinent issues including: problems and opportunities for management of financial resources as related to clients financial situation. There is no assurance that clients objectives will be realized or desired results achieved. Advisor does not audit or verify information received from client or other professionals. It is clients responsibility to notify Advisor when there are material changes in client’s financial situation and/or objectives. Research, analysis, recommendations and strategies may encompass in part, the following areas: ▪ investment advise, planning and management ▪ creation of financial statements, on a non-attest basis ▪ tax planning (income, gift, estate, GST, other) ▪ employee / fringe benefit planning ▪ risk exposure assessment and management ▪ education planning ▪ retirement planning including business succession planning ▪ elder care and estate planning (including charitable and special needs) ▪ general financial and business counseling ▪ other: as agreed upon Advisor from time to time will consult with other professional advisors namely; accountants, attorneys, bankers, investment, insurance, retirement plan advisors, brokers and agents, etc. (hereinafter “professionals”) who offer their respective services

and products which may supplement Advisors services. As a “fee-only” financial planner; Advisor neither receives financial remuneration from, nor compensates the aforementioned professionals, neither in the form of referral fees, commissions or other compensation. Additionally, Advisor may engage in other business activities - Advisor is licensed as an attorney and is a certified public accountant. Advisor’s principal business activity is rendering investment advisery services. However, in addition to investment advisery services, Advisor may, from time to time, as requested by client and as mutually agreed upon, render limited legal, accounting services (on a non-public, non-attest basis) or other financial consulting services. Such secondary services account for approximately 10 – 25% of Advisors time. These services are provided only after consideration and disclosure of potential conflicts of interest, and in compliance with federal and state laws. Advisor is separately compensated as mutually agreed and client is under no obligation to engage Advisor to render any of the aforementioned services and does so only at their discretion. Advisor, acting upon clients request, may assist in implementing recommendations on a non-discretionary basis as agreed upon. Such non-discretionary implementation may include limited trading authority exercised by Advisor via limited power-of-attorney authorization acting as client’s agent, communicating trading instructions to an independent broker/custodian. Specifically, all such trading instructions prior to communication to broker/custodian are subject to clients authorization and approval, including client imposed restrictions on investing in certain securities or types of securities. Wrap fee programs and arrangements are not offered as an investment strategy. Client is under no obligation to implement recommendations, nor utilize Advisor to assist with any of the recommended financial strategies proposed. Discretion to select requisite representatives, advisors, agents or brokers/custodians for the implementation of any recommendation(s) remains with client. As of December 31, 2023, Advisor managed $ - 0 - on a discretionary basis and $ 52,100,000 on a non- discretionary basis.