Firm Description
Chronim Investments, Inc. (Chronim) is an SEC registered investment adviser with its principal place of business
located in Texas. Chronim Investments, Inc. began conducting business in 2002. Chronim offers educational and
investment management products tailored to meet our clients’ needs. We conduct all investment business under
the names Snider Advisors and Chrisilis.
Snider Advisors investment management and consulting services are built to assist our clients in implementing
the Snider Investment Method. The Snider Method is a systematic strategy with specifically defined steps to
invest for cash flow. It uses a combination of stock, options, and cash, along with specific techniques applied in
a specific sequence to achieve our cash flow objectives. The Snider Method uses our proprietary stock selection
tool “Lattco” to select stocks that fit within the parameters of the Snider Investment Method. In addition to
Lattco, we also offer two additional tiers of the software to assist clients with their implementation of the Snider
Investment Method. Lattco PRO assists clients with the bookkeeping necessary to implement the strategy. Lattco
AutoPilot walks clients through every trade in their investment account, recommends their trades according to
the Snider Investment Method, sends their trades directly to the broker, and updates all their records. In order
to properly implement the Snider Method, clients must complete our Snider Investment Method course. It is not
necessary to attend our seminar if you are seeking Asset Management services. Consulting services and Lattco
are optional after successfully completing the Snider Investment Method course.
Chrisilis is an online investment advisor that recommends, implements, and provides on-going investment
management of low-cost, Exchange Traded Fund (ETF) portfolios on a discretionary basis.
Should a client have certain restrictions on specific stock transactions, we can assist them in implementing the
strategy with those restrictions accounted for. Ultimately, the clients’ suitability for the Snider Investment
Method is required to be determined prior to the client attending our educational seminar.
Chronim does not participate in any wrap fee programs.
Principal Owners
Listed below are the firm's principal shareholders. These are the individuals and/or entities controlling 25% or
more of this company.
• Jesse G. Anderson
• Tyler Curtis
Types of Advisory Services
For all advisory services we gather data regarding a client's circumstances to determine a suitable investment.
We gather information on the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As
appropriate, we also review and discuss a client's prior investment history, as well as family composition and
background.
Our investment recommendations are not limited to any specific product or service offered by a broker-dealer
or insurance company. They include:
• Exchange-listed securities
• Options contracts on securities
• United States governmental securities
• Exchange Traded Funds (ETFs)
Because some types of investments involve certain additional degrees of risk, they will only be
implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk,
liquidity, and suitability.
Snider Advisors is not a broker or custodian. All clients must open a brokerage account under their own name.
Depending on the level of service selected, clients will be given general Snider Investment Method investment
guidance, specific non-discretionary investment recommendations, or full discretionary implementation of our
investment strategy.
SNIDER ADVISORS: SNIDER INVESTMENT METHOD WORKSHOP
A client generally begins their relationship with Snider Advisors through our Snider Investment Method
Workshop. We conduct group educational workshops where clients learn the Snider Investment Method. The
Snider Method is a long-term strategy designed to create income from your portfolio. It uses a combination of
stock, options and cash, along with specific techniques applied in a specific sequence, to achieve these goals.
We offer the Snider Investment Method Workshop in two forms, live and online. The live version of the course
is taught in a one-day workshop covering all the material you need to learn the Method. Our online course is a
6 hour on-demand version that investors can take at their own pace. Each course covers the exact same material.
After the completion of the workshop, clients can choose to engage in additional service to assist them in the
implementation of the Snider Investment Method. The Snider Investment Method workshop is a prerequisite
for all additional service except Snider Advisors Asset Management and Chrisilis Investment Management.
No additional services are required after the completion of the workshop in order to implement the Snider
Investment Method. However, each additional service is designed to make implementation easier, more
accurate, and less time consuming. Higher levels of service come at an additional cost and in turn receive more
specialized services and investment guidance.
SNIDER ADVISORS: LEVEL 1 CONSULTING
Snider Advisors provides advice to a client regarding the investment of their funds based on the Snider
Investment Method. Level 1 Consulting consists of a monthly newsletter, periodic notices of events which may
affect the trades called for by the method, answering questions from clients regarding the method in general or
specific to their accounts, and assistance placing trades.
Level 1 Consulting clients do all their own trading and make their own investment decisions, although we
recommend they strictly follow the rules of the Snider Investment Method. They can use any brokerage service
and do not require any additional service to implement the Method. A Level 1 Consulting client may request
Snider Advisors place the trades on their behalf (Vacation Trade). In this case, we assume discretionary authority
over the account for a limited period of time when a client makes such a request. Discretionary authority
requires a Limited Trading Authorization agreement on file for each client account. This service can be used up
to 2 times per year and meant to be used when a client is unable to place their own trades on the designated
Trade Day.
SNIDER ADVISORS: LATTCO (SECURITIES RATING SERVICES)
Snider Advisors provides a securities rating service called Lattco. This service is used to find new securities
appropriate for the Snider Investment Method. We exclude securities from consideration based on fundamental
data, credit scoring methods, and liquidity measures (for the stock and the options on the stock).
Included securities are then ranked based on price, volatility, liquidity, sector, and industry factors and presented
to the client as investment recommendations. Clients can implement Lattco’s investment recommendations at
any broker of their choosing. Recommendations are specific to the parameters of the clients’ account to include
the new ticker, quantity, and corresponding put and call options according to the first month rules of
the Snider
Investment Method.
Subsequent investment recommendations regarding a security are determined by the algorithms and rules of
the Snider Investment Method, which do not generally consider these factors after the initial Lattco
recommendation.
Lattco users are required to be Level 1 Consulting clients to utilize the service. A client could choose their own
stock selection criteria and implement the Snider Investment Method on securities they choose on their own.
Lattco is not required to implement the Method.
SNIDER ADVISORS: LATTCO PRO
Lattco PRO is a recordkeeping system for the Snider Investment Method. Part of the Snider Method includes
keeping detailed records of each transaction to aid in the decision-making process of buying more stock and
selling the appropriate calls and puts. Prior to Lattco PRO, clients recorded this information in specially designed
worksheets by hand or created their own spreadsheet to organize the information.
With Lattco PRO, an electronic connection between the client’s brokerage account and Lattco is created so that
Lattco can download the brokerage activity directly. It organizes a client’s account and trading data to aid clients
in the accurate implementation of our strategy. In addition to organizing trading activity, it accurately tracks
monthly performance and stores historical position data. Due to technical limitations of Lattco PRO and various
brokers, it is only available to clients using Ally Invest or Fidelity as their broker.
Lattco PRO users are required to be Level 1 Consulting clients to utilize the service. A client can choose to do all
the recordkeeping on their own. Lattco PRO is not required to implement the Method. Users of Lattco PRO are
not charged for their use of Lattco’s security rating service.
SNIDER ADVISORS: LATTCO AUTOPILOT (NON-DISCRETIONARY MANAGEMENT)
Lattco AutoPilot guides clients through each step of implementing the Snider Investment Method. It suggests
each trade, pre-fills trade order forms, sends the order to the broker after client approval, and downloads trade
activity. Data is organized according to the Snider Method along with detailed performance figures and charts.
All trade recommendations are according to the Snider Investment Method and the client’s specific account.
Due to technical limitations of Lattco AutoPilot and various brokers, it is only available to clients using Ally Invest.
Clients using Lattco AutoPilot do not need Level 1 Consulting or any of the other Lattco services. These other
services are included with Lattco AutoPilot. Assets utilizing Lattco AutoPilot are managed on a non-discretionary
basis with clients making the final decision to place each trade recommendation.
SNIDER ADVISORS: ASSET MANAGEMENT
Our firm provides continuous regular asset management of client funds based on the Snider Method. All our
Snider Advisors Asset Management clients’ accounts utilize the Snider Investment Method, a long-term strategy
designed to create income from your portfolio. It uses a combination of stock, options and cash, along with
specific techniques applied in a specific sequence, to achieve these goals.
All accounts are managed on a discretionary basis. All trading is done by Snider Advisors. Each month we
evaluate our clients’ accounts and place the appropriate stock and option trades. Our implementation of the
Snider Investment Method is substantially similar to the strategy we teach in our Snider Investment Method
course. We do not require Asset Management clients to complete the workshop, although we encourage it so
that they are well educated on the strategy and the activity in their account.
Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry
sectors. Once the client's portfolio has been established, we perform the trades specified by the method each
month. In additional to quarterly custodial statements, we send the client a detailed monthly performance
report with an income breakdown and provide an annual report.
Due to technical limitations, Snider Advisors asset management clients must open accounts at Interactive
Brokers. Snider Advisors does not participate in any wrap fee programs.
CHRISILIS: ASSET MANAGEMENT
Chrisilis provides continuous regular asset management of client funds based on modern portfolio theory. We
implement diversified portfolios with ETF investments tracking stocks, bonds, emerging markets, real estate, and
commodity indexes. We gather data regarding a client's circumstances to determine if the portfolio is a suitable
investment. We gather information on the client’s individual objectives, time horizons, risk tolerance, and
liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family
composition and background.
We manage these advisory accounts on a discretionary basis. The portfolio recommendations consider factors
such as liquidity needs, income objectives, risk tolerances, and tax considerations.
Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry
sectors. Once the client's portfolio has been established, we perform trades to reinvest fund distributions and
rebalance fund allocations back to targets when portfolios become out of line.
Our investment recommendations are not limited to any specific product or service offered by a broker-dealer
or insurance company and will generally include advice regarding the following securities:
• Exchange Traded Funds (ETFs)
Because some types of investments involve certain additional degrees of risk, they will only be
implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk,
liquidity and suitability.
Chrisilis does not participate in any wrap fee programs.
Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement
accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the
Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable,
which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will
provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over
the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to
another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account
to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or
increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a
retirement account to an account managed by the Advisor.
Amount of Managed Assets
As of 12/31/2022, Chronim Investments was actively managing $173,760,526 of clients' assets for 508
accounts, $63,551,007 of which were managed on a discretionary basis and $110,209,519 on a non-
discretionary basis. Clients may request more current information at any time by contacting the Advisor.