9AT: BCK PARTNERS, INC.

BCK PARTNERS, INC.

BCK PARTNERS, INC.

Adviser Profile

As of Date	03/12/2026
Registration	SEC, Approved, 03/23/2016
Other registrations (1)	New York, Terminated, 07/12/2017
ADV Location	CORNING, NY, United States
Contact Info	(60 xxxxxxx
Websites

AUM^*	212,670,459 11%
of that, discretionary	212,670,459 11%
Number of Employees	5 25%
of those in investment advisory functions	2
Private Fund GAV^*	0
Avg Account Size	439,402 39%
% High Net Worth	42.22% 24%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals
- Corporations or other businesses not listed above

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses

Compensation Arrangments

- A percentage of assets under your management

Reported AUM

213M 182M 152M 122M 91M 61M 30M

2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

Discretionary

Non-discretionary

Private Funds

No private funds

Employees

Form ADV-E Surprise Examination Reports

Accounting Firm Name	Filing Date	Form ADV-E
Accounting Firm Name WITHUM	Filing Date09/26/2025	Form ADV-E View Report
Accounting Firm Name FREEDMAXICK PC	Filing Date04/25/2025	Form ADV-E View Report
Accounting Firm Name INSERO & CO. CPAS, LLP	Filing Date03/11/2024	Form ADV-E View Report
Accounting Firm Name INSERO & CO. CPAS, LLP	Filing Date04/13/2023	Form ADV-E View Report

Top Holdings

Stock Ticker	Stock Name	$ Position	% Position	$ Change	# Change
Stck Ticker922908363	Stock NameVANGUARD INDEX FDS	$ Position$52,774,979	% Position25.00%	$ Change15.00%	# Change0.00%
Stck Ticker92206C409	Stock NameVANGUARD SCOTTSDALE FDS	$ Position$47,880,772	% Position23.00%	$ Change6.00%	# Change6.00%
Stck Ticker922908629	Stock NameVANGUARD INDEX FDS	$ Position$31,288,073	% Position15.00%	$ Change13.00%	# Change304.00%
Stck Ticker922908751	Stock NameVANGUARD INDEX FDS	$ Position$24,388,417	% Position12.00%	$ Change14.00%	# Change-2.00%
Stck Ticker464288638	Stock NameISHARES TR	$ Position$22,497,946	% Position11.00%	$ Change7.00%	# Change7.00%
Stck Ticker808524805	Stock NameSCHWAB STRATEGIC TR	$ Position$8,230,599	% Position4.00%	$ Change9.00%	# Change-3.00%
Stck Ticker219350105	Stock NameCORNING INC	$ Position$4,779,879	% Position2.00%	$ Change79.00%	# Change-5.00%
Stck Ticker808524706	Stock NameSCHWAB STRATEGIC TR	$ Position$3,508,627	% Position2.00%	$ Change10.00%	# Change0.00%
Stck Ticker808524607	Stock NameSCHWAB STRATEGIC TR	$ Position$1,648,901	% Position1.00%	$ Change19.00%	# Change-4.00%
Stck Ticker037833100	Stock NameAPPLE INC	$ Position$1,135,449	% Position1.00%	$ Change14.00%	# Change0.00%

Brochure Summary

Overview

ADV Part 2A – Firm Brochure Page 5 BCK Partners, Inc. How We Are Compensated for Our Advisory Services Assets Under Management Annual Percentage of Assets Charge $0 to $500,000 1.50% $500,001 to $2,500,000 1.35% $2,500,001 to $5,000,000 1.20% $5,000,001 to $10,000,000 0.80% Over $10,000,001 0.70% Our firm’s annualized fees are billed on a pro-rata basis quarterly in advance based on the value of your account on the time-weighted daily average of the previous quarter. Our firm bills on cash and cash equivalents unless indicated otherwise in writing. Fees are negotiable and will be deducted from your account. As part of this process, the client is made aware of the following: a) Your independent custodian sends statements at least quarterly to you showing the market values for each security included in the Assets and all disbursements in your account including the amount of the advisory fees paid to us; b) You provide authorization permitting us to be directly paid by these terms. We send our invoice directly to the custodian; and c) If we send a copy of our invoice to you, it will include a legend urging you to compare information provided in our statement with those from the qualified custodian.

Other Types of Fees & Expenses Clients may incur transaction charges for trades executed in their accounts. These transaction fees are separate from our fees and, if charged, will be disclosed by the firm that the trades are executed through. However, Charles Schwab & Co., Inc. does not charge transaction fees for U.S. listed equities and exchange traded funds. Also, clients will pay the following separately incurred expenses, which we do not receive any part of: charges imposed directly by a mutual fund, index fund, or exchange traded fund which shall be disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses). Termination & Refunds We charge our advisory fees quarterly in advance. In the event that you wish to terminate our services, we will refund the unearned portion of our advisory fee to you. You need to contact us in writing and state that you wish to terminate our services. Upon receipt of your letter of termination, we will proceed to close out your account and process a pro-rata refund of unearned advisory fees. Commissionable Securities Sales We do not sell securities for a commission in our advisory accounts. We do not accept performance-based fees.