Item 5 Additional Compensation ................................................................................................... 17 Item 6 Supervision ........................................................................................................................ 17 Tred Avon Family Wealth, LLC Page 4 A. Description of Advisor Firm. Tred Avon Family Wealth, LLC was formed on or about November 5, 2014 and is registered as an investment advisor firm with the Securities and Exchange Commission (SEC). The principal owner of the firm is Frances Elizabeth (“Beth”) Spurry. The advisor will provide wealth management services to families and investment management services and financial planning services to individuals. For more information on these services, see the response to Item 4B below. B. Description of Advisory Services Offered Wealth Management Services: Tred Avon Family Wealth, LLC (“TAFW” or “Advisor”) will provide wealth management services to family clients. This service, although customized to each family may include a comprehensive review, analysis and recommendations combined with the ongoing management for the family’s accumulating wealth in any type of account (personal, trust, retirement, charitable, etc.) to include asset allocation determination (by account and overall) and tactical adjustment to specific investment holdings over time in keeping with lifestyle changes and prevailing or anticipated economic and market conditions. TAFW’s management service will include, but not be limited to, review, analysis and recommendations across key areas of the family’s personal financial situation including investment management, financial consulting, financial planning, estate planning, retirement planning, wealth transfer, charitable giving, cash flow needs, tax planning, accumulation of assets for retirement, college funding, insurance needs, planned giving and business/succession planning. Financial Planning Services: TAFW assists clients with creating a comprehensive financial plan as a stand-alone service, that may include, but not be limited to, developing financial goals, cash flow management, income tax planning, education funding, insurance analysis, debt review, family company advisory, retirement planning, and estate planning. Investment Advisory Services/Selection of Other Advisors: TAFW will also provide fee-based, non-discretionary, investment advisory services to clients. With this service, TAFW will gather information regarding client goals, investment objectives and risk tolerance through personal discussions with our clients. Each client’s unique situation is taken into account when recommending and referring clients to unaffiliated money managers or investment advisors through Managed Account programs sponsored by a third-party provider. In these arrangements, the client will then enter into a program and investment advisory agreement with the program sponsor and sub-advisors. TAFW will assist and advise the client in establishing investment objectives for the sub-advisors and continue to provide oversight of the client account and ongoing monitoring of the activities of the sub- advisors. The sub-advisors will develop an investment strategy to meet those objectives by identifying appropriate investments and monitoring such investments. In

consideration for such services, the program sponsor will charge a program fee that includes the investment advisory fee of the sub-advisors, the administration of the program and trading, clearance and settlement costs. The program sponsor will deduct this fee from the client account quarterly in advance. Additionally, TAFW's flat fee (described below in the answer to Item 5A&B) will either be deducted from the client account or an invoice will be sent to the client for payment, quarterly in advance. The fee will be based on an estimate of the amount of time for the work to be performed by the Advisor and billed at $300 TAFW’s hourly rate. The client, prior to entering into an agreement with a third party money manager selected by TAFW, will be provided with that manager’s Brochure. In addition, TAFW and its client will agree in writing that the client’s account will be managed by that selected third party money manager on a discretionary basis. Tred Avon Family Wealth, LLC Page 5 Investment Management and Supervisory Services: TAFW offers investment supervisory and management services based on the individual goals, objectives, time horizons, and risk tolerance of each client. Once established, an Investment Policy Statement is created for each client, which outlines the client’s current financial situation (age, income, tax levels, and risk tolerance). TAFW evaluates the current investments of each client, and then selects an investment plan and recommended portfolio that matches each client’s specific situation. TAFW requires discretionary authority from clients in order to select securities and the custodian will execute transactions without permission from the client prior to each transaction. TAFW’s recommended portfolios generally consist of exchange-listed securities and mutual funds. When TAFW provides investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. As a fiduciary, we must provide advice in the “Best Interest” of the Retirement Investor; charge “reasonable” compensation for the services provided to you; and, not make misleading statements about investment transactions, compensation, and conflicts of interest. C. Clients Tailored Services and Client Imposed Restrictions TAFW will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. D. Wrap Fee Programs TAFW does not provide portfolio management services to wrap fee programs. E. Assets Under Management As of December 31, 2023, the Advisor has the following assets under management: Discretionary: $ 9,513,266 Non-Discretionary: $283,288,364